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Illinois-based community bank offering commercial, retail and wealth-management banking, plus payment-technology services.
Illinois-based community bank offering commercial, retail and wealth-management banking, plus payment-technology services.
Earns mostly from interest on commercial and consumer loans funded by local deposits, with fees from wealth management and from FirsTech, a payment processor that handles bill payments for utilities and other billers. That payments business gives it fee income unusual among community banks, while the wealth arm is paid by fee on assets managed.
Moat: narrow (scale, distribution). Established Illinois branch franchise plus a niche payment-processing subsidiary.
Headquarters: Champaign, Illinois, US · Founded: 1868 · Employees: 1,914
Size First Busey (BUSE) is a United States Financials company (Regional Banks) with a market value of $2.33B, the 1703rd largest of 3,117 United States companies the cockpit tracks. Shares closed at $28.63 on 6 Nov 2026.
Performance Over six months the shares gained 7.6%, against +4.2% for the median peer and -1.1% for the United States market (cap-weighted) — 8th highest of 21 in its peer set.
Growth Revenue grew 17.2% over the last twelve months (peer median +0.8%); the operating margin is 37.6% (peer median 33.6%).
Valuation It trades at 1.03× book value against a peer median of 1.20× (10th cheapest of 21).
Price implies The share price implies a return on equity of about 8.8%; First Busey delivers 9.8%, so the price asks less than the business earns today.
Short interest Short interest is 6.6% of the free float (15 Oct 2026).
Next results Next results expected around 26 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.09B | $1.04B | $662M | $604M | $489M |
| Revenue growth | — | +57% | +10% | +24% | — |
| Net income | $230M | $135M | $114M | $123M | $128M |
| Free cash flow | n/a | $174M | $171M | $164M | $136M |
| Capital expenditure | n/a | $19.7M | $6.50M | $9.61M | $5.09M |
| Total debt | $457M | $490M | $469M | $524M | $918M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| First Busey BUSE | $2.33B | +8% | +17% | 10% | 1.03× | 8.8% |
| Old National Bancorp ONB | $9.43B | +3% | +18% | 12% | 1.17× | 10.3% |
| Midland States Bancorp MSBI | $660M | +12% | -21% | 10% | 1.57× | 11.0% |
| First Mid Bancshares FMBH | $1.35B | +15% | +15% | 11% | 1.23× | 10.1% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | BUSE | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -2.0% | +0.4% | 8th lowest of 21 |
| 6-month return | +7.6% | +4.2% | 8th highest of 21 |
| Return on equity | 9.8% | 9.8% | 11th highest of 21 |
| Price / book | 1.03× | 1.20× | 10th cheapest of 21 |
| Trailing P/E | 11.7× | 11.6× | 11th cheapest of 21 |
| ROE the price implies | 8.8% | 9.6% | 9th least demanding of 20 |
| ROE delivered | 9.8% | 10.0% | 10th lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| First Busey BUSE | United States | $2.33B | +8% | +17% | 10% | 1.03× | 8.8% | 9.8% |
| City Union Bank CUB.NS | India | $2.31B | +8% | +22% | 14% | 1.94× | 29.8% | 14.1% |
| Juroku Financial Group,Inc 7380.T | Japan | $2.30B | 0% | +16% | 6% | 0.70× | 6.3% | 6.1% |
| Banco di Desio e della Brianza BDB.MI | Italy | $2.37B | +80% | +2% | 9% | 1.41× | 12.0% | 9.0% |
| Merchants Bancorp MBIN | United States | $2.38B | +12% | 0% | 14% | 1.23× | 12.6% | 13.6% |
| Enterprise Financial Services EFSC | United States | $2.21B | +4% | +2% | 10% | 1.20× | 10.2% | 9.6% |
| Dah Sing Banking 2356.HK | Hong Kong | $2.45B | +5% | -8% | 8% | 0.53× | 5.5% | 7.5% |
| Stock Yards Bancorp SYBT | United States | $2.46B | +10% | +10% | 32% | 2.17× | n/a | 32.4% |
| Qingdao Rural Commercial Bank 002958.SZ | China | $2.47B | -2% | -9% | 8% | 0.41× | 2.5% | 7.9% |
| North Pacific Bank 8524.T | Japan | $2.50B | +8% | +25% | 7% | 1.02× | 8.1% | 7.1% |
| Bank of N.T. Butterfield & Son Limited (The) NTB | United States | $2.15B | -3% | 0% | 21% | 1.94× | 12.0% | 21.1% |
| Western Union WU | United States | $2.15B | -24% | -2% | 44% | 2.35× | 14.3% | 44.0% |
| Banner BANR | United States | $2.55B | +7% | +2% | 10% | 1.20× | 10.1% | 10.0% |
| Beacon Financial BBT | United States | $2.57B | +6% | +74% | 9% | 1.02× | 7.9% | 9.1% |
| Trustmark TRMK | United States | $2.58B | 0% | -4% | 11% | 1.25× | 9.6% | 11.2% |
| 1st Source SRCE | United States | $2.09B | +18% | +4% | 14% | 1.59× | 10.5% | 13.9% |
| Hilltop HTH | United States | $2.07B | -4% | -2% | 7% | 0.98× | 9.1% | 6.6% |
| Dongguan Rural Commercial Bank 9889.HK | Hong Kong | $2.63B | -14% | 0% | 7% | 0.29× | 3.7% | 6.6% |
| Bank of Zhengzhou 6196.HK | Hong Kong | $2.06B | -14% | -3% | 3% | 0.15× | 3.5% | n/a |
| First Commonwealth Financial FCF | United States | $2.03B | +13% | +4% | 11% | 1.37× | 10.4% | 11.4% |
| Xiamen Bank 601187.SS | China | $2.67B | -13% | 0% | 10% | 0.63× | 3.2% | 10.0% |