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New England multi-bank holding company (Berkshire Bank, Brookline Bank, BankRI, PCSB Bank) formed by a 2025 merger of equals.
New England multi-bank holding company (Berkshire Bank, Brookline Bank, BankRI, PCSB Bank) formed by a 2025 merger of equals.
Earns mostly from the gap between interest charged on loans, weighted to businesses and commercial property, and interest paid on deposits, with smaller fee income from wealth management and specialty finance. The 2025 merger of Berkshire Hills and Brookline Bancorp is its defining change: the work now is combining systems and branches while keeping local bank names.
Moat: narrow (scale, distribution). A 145-branch New England/New York franchise gives scale smaller peers lack.
Headquarters: Boston, Massachusetts, US · Founded: 2025 · Employees: 1,972
Size Beacon Financial (BBT) is a United States Financials company (Regional Banks) with a market value of $2.57B, the 1638th largest of 3,117 United States companies the cockpit tracks. Shares closed at $30.60 on 6 Nov 2026.
Performance Over six months the shares gained 5.8%, against +6.1% for the median peer and -1.1% for the United States market (cap-weighted) — 11th highest of 21 in its peer set.
Growth Revenue grew 74.1% over the last twelve months (peer median +1.7%); the operating margin is 39.0% (peer median 36.8%).
Valuation It trades at 1.02× book value against a peer median of 1.13× (8th cheapest of 21).
Price implies The share price implies a return on equity of about 7.9%; Beacon Financial delivers 9.1%, so the price asks less than the business earns today.
Short interest Short interest is 5.9% of the free float (15 Oct 2026).
Next results Next results expected around 3 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.30B | $881M | $652M | $619M | $454M |
| Revenue growth | — | +35% | +5% | +36% | — |
| Net income | $225M | $90.3M | $68.7M | $69.6M | $92.5M |
| Free cash flow | n/a | $210M | $99.3M | $153M | $117M |
| Capital expenditure | n/a | $12.3M | $4.99M | $1.82M | $1.50M |
| Total debt | $863M | $879M | $1.56B | $568M | $189M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Beacon Financial BBT | $2.57B | +6% | +74% | 9% | 1.02× | 7.9% |
| Eastern Bankshares EBC | $5.22B | +14% | +61% | 10% | 1.23× | 9.6% |
| Independent Bank INDB | $3.94B | +8% | +25% | 9% | 1.14× | 9.5% |
| Webster Financial WBS | n/a | +7% | n/a | n/a | n/a | n/a |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | BBT | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +11.3% | -0.5% | 2nd highest of 21 |
| 6-month return | +5.8% | +6.1% | 11th highest of 21 |
| Return on equity | 9.1% | 9.8% | 9th lowest of 21 |
| Price / book | 1.02× | 1.13× | 8th cheapest of 21 |
| Trailing P/E | 11.4× | 11.7× | 10th cheapest of 20 |
| ROE the price implies | 7.9% | 8.6% | 8th least demanding of 20 |
| ROE delivered | 9.1% | 9.9% | 9th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Beacon Financial BBT | United States | $2.57B | +6% | +74% | 9% | 1.02× | 7.9% | 9.1% |
| Banner BANR | United States | $2.55B | +7% | +2% | 10% | 1.20× | 10.1% | 10.0% |
| Trustmark TRMK | United States | $2.58B | 0% | -4% | 11% | 1.25× | 9.6% | 11.2% |
| Dongguan Rural Commercial Bank 9889.HK | Hong Kong | $2.63B | -14% | 0% | 7% | 0.29× | 3.7% | 6.6% |
| North Pacific Bank 8524.T | Japan | $2.50B | +8% | +25% | 7% | 1.02× | 8.1% | 7.1% |
| Qingdao Rural Commercial Bank 002958.SZ | China | $2.47B | -2% | -9% | 8% | 0.41× | 2.5% | 7.9% |
| Xiamen Bank 601187.SS | China | $2.67B | -13% | 0% | 10% | 0.63× | 3.2% | 10.0% |
| First Bancorp FBNC | United States | $2.67B | +10% | +14% | 10% | 1.56× | 12.2% | 9.9% |
| Stock Yards Bancorp SYBT | United States | $2.46B | +10% | +10% | 32% | 2.17× | n/a | 32.4% |
| Dah Sing Banking 2356.HK | Hong Kong | $2.45B | +5% | -8% | 8% | 0.53× | 5.5% | 7.5% |
| Weihai Bank 9677.HK | Hong Kong | $2.70B | +5% | +6% | 9% | 0.64× | 4.5% | 9.2% |
| Suruga Bank 8358.T | Japan | $2.73B | +10% | +13% | 14% | 1.32× | 8.2% | 13.7% |
| Bank of Hawaii BOH | United States | $2.73B | -13% | +1% | 14% | 1.84× | 13.0% | 13.6% |
| Union Bank of Taiwan 2838.TW | Taiwan | $2.75B | +2% | -9% | 8% | 1.06× | 3.7% | 8.5% |
| Merchants Bancorp MBIN | United States | $2.38B | +12% | 0% | 14% | 1.23× | 12.6% | 13.6% |
| Banco di Desio e della Brianza BDB.MI | Italy | $2.37B | +80% | +2% | 9% | 1.41× | 12.0% | 9.0% |
| Customers Bancorp CUBI | United States | $2.82B | +10% | +8% | 14% | 1.29× | 14.7% | 13.6% |
| First Busey BUSE | United States | $2.33B | +8% | +17% | 10% | 1.03× | 8.8% | 9.8% |
| City Union Bank CUB.NS | India | $2.31B | +8% | +22% | 14% | 1.94× | 29.8% | 14.1% |
| Banc of California BANC | United States | $2.86B | -6% | -14% | 0% | 1.00× | 8.6% | -0.3% |
| Juroku Financial Group,Inc 7380.T | Japan | $2.30B | 0% | +16% | 6% | 0.70× | 6.3% | 6.1% |