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Regional bank serving Gunma prefecture, offering retail and corporate banking services.
Regional bank serving Gunma prefecture, offering retail and corporate banking services.
Earns mainly from the gap between loan and deposit rates, lending to local firms and households in Gunma and holding a securities portfolio. Like other regional banks it faces a shrinking, ageing home population, which slows loan demand.
In one line: A regional Japanese bank.
Moat: narrow (regulatory licence, distribution). Long-standing regional deposit franchise in Gunma prefecture.
Headquarters: Maebashi, Japan · Founded: 1932 · Employees: 2,899
Size Gunma Bank (8334.T) is a Japan Financials company (Regional Banks) with a market value of $5.78B, the 213th largest of 1,379 Japan companies the cockpit tracks. Shares closed at ¥2,394 on 6 Nov 2026.
Performance Over six months the shares gained 10.9%, against +4.4% for the median peer and +1.8% for the Japan market (cap-weighted) — 8th highest of 21 in its peer set.
Growth Revenue grew 21.6% over the last twelve months (peer median +3.5%); the operating margin is 43.4% (peer median 40.4%).
Valuation It trades at 1.43× book value against a peer median of 1.21× (4th most expensive of 21).
Price implies The share price implies a return on equity of about 7.8%; Gunma Bank delivers 10.3%, so the price asks less than the business earns today.
Next results Next results expected around 9 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ¥251B | ¥264B | ¥219B | ¥200B | ¥176B |
| Revenue growth | — | +20% | +10% | +14% | — |
| Net income | ¥62.4B | ¥58.9B | ¥43.9B | ¥31.1B | ¥27.9B |
| Free cash flow | n/a | ¥70.7B | -¥3.69B | ¥22.8B | ¥12.1B |
| Capital expenditure | n/a | ¥8.42B | ¥6.06B | ¥7.29B | ¥5.81B |
| Total debt | ¥1.25T | ¥1.36T | ¥1.25T | ¥1.65T | ¥1.83T |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Gunma Bank 8334.T | $5.78B | +11% | +22% | 10% | 1.43× | 7.8% |
| Hachijuni Nagano Bank 8359.T | $6.53B | +6% | +20% | 7% | 0.85× | 5.6% |
| Kyoto Financial Group,Inc 5844.T | $7.14B | -11% | +19% | 8% | 0.79× | 5.9% |
| Chiba Bank 8331.T | $10.3B | +9% | +31% | 8% | 1.28× | 6.9% |
| Yokohama Financial 7186.T | $11.1B | +7% | +21% | 8% | 1.21× | 8.1% |
| Shizuoka Financial 5831.T | $10.0B | +6% | +18% | 8% | 1.21× | 10.5% |
| Musashino Bank 8336.T | $1.47B | -3% | +31% | 6% | 0.82× | 6.0% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 8334.T | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -23.0% | +1.5% | 2nd lowest of 21 |
| 6-month return | +10.9% | +4.4% | 8th highest of 21 |
| Return on equity | 10.3% | 9.6% | 10th highest of 21 |
| Price / book | 1.43× | 1.21× | 4th most expensive of 21 |
| Trailing P/E | 14.5× | 12.8× | 4th most expensive of 19 |
| ROE the price implies | 7.8% | 9.5% | 7th least demanding of 20 |
| ROE delivered | 10.3% | 9.6% | 10th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Gunma Bank 8334.T | Japan | $5.78B | +11% | +22% | 10% | 1.43× | 7.8% | 10.3% |
| Hancock Whitney HWC | United States | $5.73B | +4% | -1% | 9% | 1.34× | 12.2% | 9.4% |
| Iyogin Holdings,Inc 5830.T | Japan | $5.61B | -3% | +13% | 8% | 0.91× | 8.2% | 7.8% |
| Home BancShares HOMB | United States | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% | 11.1% |
| Qilu Bank 601665.SS | China | $6.02B | +2% | +1% | 12% | 0.75× | 3.2% | 12.2% |
| Bank of Changsha 601577.SS | China | $6.03B | 0% | -9% | 11% | 0.52× | 2.8% | 11.1% |
| Bank OZK OZK | United States | $5.53B | +4% | 0% | 11% | 0.93× | 8.9% | 11.3% |
| Atlantic Union Bankshares AUB | United States | $5.51B | +4% | +21% | 11% | 1.09× | 9.5% | 10.7% |
| Ameris Bancorp ABCB | United States | $5.49B | -5% | +3% | 9% | 1.33× | 12.1% | 9.5% |
| Taiwan Business Bank 2834.TW | Taiwan | $5.46B | +7% | -16% | 9% | 1.23× | 4.5% | 9.2% |
| Intercorp Financial Services IFS | United States | $5.38B | +4% | +9% | 17% | 1.36× | 10.5% | 17.4% |
| Grupo Financiero Galicia SA Sponsored ADR GGAL | United States | $5.36B | -30% | +3% | 2% | 0.76× | 9.6% | 2.0% |
| Glacier Bancorp GBCI | United States | $6.27B | -1% | +21% | 9% | 1.45× | 11.2% | 8.8% |
| Hokuhoku Financial 8377.T | Japan | $5.25B | +53% | +27% | 10% | 1.10× | 7.7% | 9.7% |
| Rakuten Bank 5838.T | Japan | $6.36B | -9% | +38% | 22% | 2.55× | 8.1% | 21.5% |
| Eastern Bankshares EBC | United States | $5.22B | +14% | +61% | 10% | 1.23× | 9.6% | 9.5% |
| Bank of Suzhou 002966.SZ | China | $6.41B | +12% | +5% | 11% | 0.79× | 2.8% | 10.9% |
| Ringkjobing Landbobank A/S RILBA.CO | Denmark | $6.44B | +16% | +2% | 20% | 3.58× | 10.2% | 20.5% |
| Hachijuni Nagano Bank 8359.T | Japan | $6.53B | +6% | +20% | 7% | 0.85× | 5.6% | 6.5% |
| United Bankshares UBSI | United States | $6.57B | +11% | +4% | 9% | 1.20× | 9.7% | 9.4% |
| Berner Kantonalbank BEKN.SW | Switzerland | $5.07B | +17% | -4% | 7% | 1.34× | n/a | 6.6% |