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Taiwan financial holding built around E.Sun Bank, a fast-growing consumer/SME bank known for digital and cross-border banking.
Taiwan financial holding built around E.Sun Bank, a fast-growing consumer/SME bank known for digital and cross-border banking.
Earns mostly the spread between loan and deposit interest, plus fee income from credit cards and wealth management. Founded in 1992 as a private bank, it grew by lending to small and mid-sized firms, building a card business and opening overseas branches for Taiwanese companies. It has no state owner.
In one line: A well-run Taiwan consumer/SME bank, comparable to a smaller regional US bank known for di.
Moat: narrow (brand, scale, distribution). Reputation as one of Taiwan's best-run private banks with a strong digital and cross-border franchise.
Headquarters: Taipei, Taiwan · Founded: 1992
Size E Sun Financial (2884.TW) is a Taiwan Financials company (Major Banks) with a market value of $25.2B, the 20th largest of 687 Taiwan companies the cockpit tracks. Shares closed at NT$47.00 on 6 Nov 2026.
Performance Over six months the shares gained 55.3%, against +2.1% for the median peer and -3.4% for the Taiwan market (cap-weighted) — highest of 21 in its peer set.
Growth Revenue grew 36.5% over the last twelve months (peer median +3.9%); the operating margin is 38.0% (peer median 37.1%).
Valuation It trades at 2.70× book value against a peer median of 1.24× (3rd most expensive of 21).
Price implies The share price implies a return on equity of about 7.6%; E Sun Financial delivers 14.7%, so the price asks less than the business earns today.
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | NT$196B | NT$175B | NT$141B | NT$151B | NT$22.9B |
| Revenue growth | — | +24% | -7% | +558% | — |
| Net income | NT$39.0B | NT$34.3B | NT$26.1B | NT$21.7B | NT$15.8B |
| Free cash flow | -NT$34.7B | NT$1.59B | -NT$24.5B | NT$7.33B | NT$14.4B |
| Capital expenditure | -NT$3.08B | NT$4.29B | NT$7.82B | NT$6.41B | NT$10.4B |
| Total debt | NT$340B | NT$227B | NT$237B | NT$175B | NT$182B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| E Sun Financial 2884.TW | $25.2B | +55% | +36% | 15% | 2.70× | 7.6% |
| Ctbc Financial 2891.TW | $43.7B | +37% | +9% | 15% | 2.06× | 8.9% |
| Ts Financial 2887.TW | $29.2B | +62% | +200% | 15% | 1.38× | 5.9% |
| Mega Financial 2886.TW | $24.0B | +37% | +1% | 10% | 1.97× | 5.9% |
| First Financial 2892.TW | $17.8B | +44% | +5% | 11% | 1.95× | 5.8% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 2884.TW | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +4.9% | +0.5% | 4th highest of 21 |
| 6-month return | +55.3% | +2.1% | highest of 21 |
| Return on equity | 14.7% | 11.0% | 5th highest of 21 |
| Price / book | 2.70× | 1.24× | 3rd most expensive of 21 |
| Trailing P/E | 19.5× | 11.8× | 2nd most expensive of 20 |
| ROE the price implies | 7.6% | 9.6% | 10th least demanding of 21 |
| ROE delivered | 14.7% | 11.9% | 5th highest of 18 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| E Sun Financial 2884.TW | Taiwan | $25.2B | +55% | +36% | 15% | 2.70× | 7.6% | 14.7% |
| Regions Financial RF | United States | $24.1B | +2% | +1% | 12% | 1.46× | 13.2% | 12.4% |
| Mega Financial 2886.TW | Taiwan | $24.0B | +37% | +1% | 10% | 1.97× | 5.9% | 10.0% |
| Citizens Financial CFG | United States | $26.5B | -1% | +4% | 9% | 1.16× | 11.5% | 8.9% |
| China Everbright Bank 601818.SS | China | $26.6B | +1% | -7% | 7% | 0.36× | 1.8% | n/a |
| Sumitomo Mitsui Trust Gp 8309.T | Japan | $27.4B | +38% | +5% | 11% | 1.18× | 7.5% | 10.9% |
| Banco Bradesco SA Sponsored ADR Pfd BBD | United States | $27.5B | -32% | +29% | 14% | 0.71× | 6.2% | 14.2% |
| Credicorp BAP | United States | $27.6B | +5% | +24% | 21% | 2.47× | 17.9% | 20.6% |
| Bank of Nanjing 601009.SS | China | $22.8B | +5% | +6% | 12% | 0.77× | 2.8% | 11.9% |
| Banco BPM BAMI.MI | Italy | $22.8B | +1% | -4% | 12% | 1.30× | 13.5% | 12.5% |
| Hanafinancialgr 086790.KS | South Korea | $22.5B | -7% | +39% | 10% | 0.79× | 5.3% | n/a |
| KeyCorp KEY | United States | $22.0B | -3% | +9% | 11% | 1.39× | 13.1% | 11.2% |
| China Minsheng Banking 1988.HK | Hong Kong | $21.9B | -13% | -5% | 4% | 0.20× | 3.8% | 4.2% |
| ShinhanGroup 055550.KS | South Korea | $29.2B | -13% | +32% | 9% | 0.78× | 5.2% | n/a |
| BPER Banca BPE.MI | Italy | $30.4B | +2% | +15% | 15% | 1.49× | 18.6% | 14.9% |
| Huntington Bancshares HBAN | United States | $31.2B | -3% | +24% | 9% | 1.06× | 10.2% | 9.1% |
| Banco de Chile Sponsored ADR BCH | United States | $19.6B | +7% | +4% | 22% | 3.15× | 13.6% | 21.8% |
| Svenska Handelsbanken SHB-A.ST | Sweden | $32.6B | +23% | -14% | 12% | 1.68× | 9.0% | 12.2% |
| Banco de Sabadell SAB.MC | Spain | $19.2B | +8% | -35% | 5% | 1.40× | 15.5% | 5.1% |
| Banca Mediolanum BMED.MI | Italy | $19.1B | +17% | -34% | 30% | 3.73× | 35.6% | 30.1% |
| Ping An Bank 000001.SZ | China | $34.4B | +3% | -9% | 9% | 0.48× | 3.6% | 9.0% |