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← CockpitCompetitor Analysis › 086790.KS HanafinancialgrOpen in the cockpit ↗

Hanafinancialgr086790.KSCompetitor analysis, valuation and peers

South Korea · KRW·Financials›Major Banks

Korean banking group offering retail/corporate banking, credit cards and securities services.

≈ Korea's Wells Fargo/US Bancorp-style regional-to-national bank holding company.Momentum strong 74
Mkt cap
$22.5B
US dollars, full cap
Free float
96%
of shares outstanding
$/day
$61.7M
20-day average traded
P/B
0.79×
price to book
ROE
9.7%
delivered
Implied ROE
5.3%
what the price asks
Next earnings
84 days
29 Jan 2027
Close · KRW₩118,300
1D-2.1%
1W-1.8%
1M-8.2%
3M-7.3%
6M-6.7%
YTD+28.2%
1Y+38.8%
ATR %4.1%
52w lowhigh17.0% off high

What Hanafinancialgr does

Korean banking group offering retail/corporate banking, credit cards and securities services.

Earns mostly the spread between loan and deposit interest at Hana Bank, with fees from cards, securities and insurance. Hana Bank strengthened its foreign-exchange and corporate business by merging with Korea Exchange Bank, which it bought in 2012 and combined in 2015. Foreign investors hold a large share of the stock.

In one line: Korea's Wells Fargo/US Bancorp-style regional-to-national bank holding company..

Products and services

  • Retail & corporate banking
  • Credit cards (Hana Card)
  • Securities (Hana Securities)
  • Global banking (overseas subsidiaries)

Customers

  • retail depositors/borrowers
  • corporate banking clients

Where it sits in the supply chain

  • Financial services
  • Universal banking group
  • Retail/corporate banking (Hana Bank)…

What could go right

  • Net interest margin trends
  • Fee income from cards/securities

What could go wrong

  • Household debt cycle/credit risk
  • Regulatory lending restrictions

Moat: narrow (scale, deposits, regulatory licence). Established nationwide bank deposit franchise protected by Korean banking-licence barriers.

Headquarters: Seoul, South Korea · Founded: 1971 · Employees: 131

Named competitors

Hanafinancialgr at a glance

Size Hanafinancialgr (086790.KS) is a South Korea Financials company (Major Banks) with a market value of $22.5B, the 16th largest of 495 South Korea companies the cockpit tracks. Shares closed at ₩118,300 on 6 Nov 2026.

Performance Over six months the shares fell 6.7%, against +3.6% for the median peer and -24.5% for the South Korea market (cap-weighted) — 5th lowest of 21 in its peer set.

Growth Revenue grew 38.7% over the last twelve months (peer median +4.6%); the operating margin is 9.1% (peer median 37.1%).

Valuation It trades at 0.79× book value against a peer median of 1.40× (7th cheapest of 21).

Next results Next results expected around 29 Jan 2027 (exchange calendar; dates can move).

Relative performance

9010011011 May 202611 Aug 20266 Nov 2026Peer median 106086790.KS 94
Six months, rebased to 100: Hanafinancialgr against the median of its 20 peers (local-currency closes).

Hanafinancialgr financials

Reported figures in KRW; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue₩42.4T₩29.5T₩30.2T₩28.2T₩20.4T
Revenue growth—-2%+7%+39%—
Net income₩4.11T₩3.84T₩3.59T₩3.29T₩3.46T
Free cash flown/a-₩67.0T₩16.1T-₩2.78T₩23.2T
Capital expendituren/a₩1.95T₩2.32T₩2.41T₩2.77T
Total debtn/a₩129T₩117T₩107T₩98.0T

Quarterly statements and history in the cockpit →

Hanafinancialgr competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%+40%-20%-10%0%+10%BAMI601009KEY198828862884BCHBMEDCFG8309BBDBAP2892MBKBSBR055550316140086790.KS6-month return →1-month return →
Up and to the right = strong over both horizons. Hanafinancialgr is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%20%10×20×30×BAMI601009KEY19882886RF2884BCHSABBMEDCFG6018188309BBDBAP2892MBKBSBR055550316140086790.KSReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Hanafinancialgr is the large dot.

Hanafinancialgr competitors and peer comparison

Head to head with its named competitors (086790.KS vs 105560.KS vs 055550.KS vs 316140.KS)
CompanyMarket cap6M returnRevenue growthROEPrice / bookImplied ROE
Hanafinancialgr 086790.KS$22.5B-7%+39%10%0.79×5.3%
KBFinancialGroup 105560.KS$37.5B-5%+32%10%0.99×5.6%
ShinhanGroup 055550.KS$29.2B-13%+32%9%0.78×5.2%
WooriFinancialGroup 316140.KS$17.0B-5%+37%10%0.71×4.8%

How Hanafinancialgr compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Hanafinancialgr against its 20 peers (data as of 6 Nov 2026)
Measure086790.KSPeer medianRank in peer set
1-month return-8.2%+1.6%6th lowest of 21
6-month return-6.7%+3.6%5th lowest of 21
Return on equity9.7%11.0%7th lowest of 21
Price / book0.79×1.40×7th cheapest of 21
ROE the price implies5.3%9.6%6th least demanding of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Hanafinancialgr 086790.KSSouth Korea$22.5B-7%+39%10%0.79×5.3%n/a
Banco BPM BAMI.MIItaly$22.8B+1%-4%12%1.30×13.5%12.5%
Bank of Nanjing 601009.SSChina$22.8B+5%+6%12%0.77×2.8%11.9%
KeyCorp KEYUnited States$22.0B-3%+9%11%1.39×13.1%11.2%
China Minsheng Banking 1988.HKHong Kong$21.9B-13%-5%4%0.20×3.8%4.2%
Mega Financial 2886.TWTaiwan$24.0B+37%+1%10%1.97×5.9%10.0%
Regions Financial RFUnited States$24.1B+2%+1%12%1.46×13.2%12.4%
E Sun Financial 2884.TWTaiwan$25.2B+55%+36%15%2.70×7.6%14.7%
Banco de Chile Sponsored ADR BCHUnited States$19.6B+7%+4%22%3.15×13.6%21.8%
Banco de Sabadell SAB.MCSpain$19.2B+8%-35%5%1.40×15.5%5.1%
Banca Mediolanum BMED.MIItaly$19.1B+17%-34%30%3.73×35.6%30.1%
Citizens Financial CFGUnited States$26.5B-1%+4%9%1.16×11.5%8.9%
China Everbright Bank 601818.SSChina$26.6B+1%-7%7%0.36×1.8%n/a
Sumitomo Mitsui Trust Gp 8309.TJapan$27.4B+38%+5%11%1.18×7.5%10.9%
Banco Bradesco SA Sponsored ADR Pfd BBDUnited States$27.5B-32%+29%14%0.71×6.2%14.2%
Credicorp BAPUnited States$27.6B+5%+24%21%2.47×17.9%20.6%
First Financial 2892.TWTaiwan$17.8B+44%+5%11%1.95×5.8%10.9%
mBank MBK.WAPoland$17.7B+37%-1%19%3.05×37.6%19.1%
Banco Santander (Brasil) S.A. Sponsored ADR BSBRUnited States$17.4B-20%+18%10%2.10×12.6%10.2%
ShinhanGroup 055550.KSSouth Korea$29.2B-13%+32%9%0.78×5.2%n/a
WooriFinancialGroup 316140.KSSouth Korea$17.0B-5%+37%10%0.71×4.8%n/a

Questions

Who are Hanafinancialgr's main competitors?
Named competitors: KB Financial Group (105560.KS), Shinhan Financial Group (055550.KS), Woori Financial Group (316140.KS). The cockpit's measured peer set (industry) also includes Banco BPM (BAMI.MI), Bank of Nanjing (601009.SS), KeyCorp (KEY), China Minsheng Banking (1988.HK), Mega Financial (2886.TW), Regions Financial (RF).
Is Hanafinancialgr expensive compared with its peers?
On price / book it trades at 0.79× against a peer median of 1.40×, 7th cheapest of 21 in its peer set.
How has Hanafinancialgr stock performed?
Over six months to 6 Nov 2026 the shares returned -6.7% against +3.6% for the median peer; over one year +38.8%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.