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One of Korea's largest banking groups, spanning retail/corporate banking, credit cards, securities and insurance.
One of Korea's largest banking groups, spanning retail/corporate banking, credit cards, securities and insurance.
Earns mostly from the spread on loans at Shinhan Bank, with fee income from cards, securities and insurance. The group was founded in 1982 with money from Korean residents in Japan and has built a large overseas network, especially in Vietnam. Foreign investors own most of the shares and no single owner controls it.
In one line: Korea's JPMorgan Chase-style universal bank holding company..
Moat: narrow (scale, deposits, regulatory licence). One of Korea's largest bank deposit franchises and branch/digital networks, protected by banking-licence barriers.
Headquarters: Seoul, South Korea · Founded: 1982
Size ShinhanGroup (055550.KS) is a South Korea Financials company (Major Banks) with a market value of $29.2B, the 12th largest of 495 South Korea companies the cockpit tracks. Shares closed at ₩86,700 on 6 Nov 2026.
Performance Over six months the shares fell 13.2%, against +2.6% for the median peer and -24.5% for the South Korea market (cap-weighted) — 2nd lowest of 21 in its peer set.
Growth Revenue grew 32.0% over the last twelve months (peer median +4.6%); the operating margin is 15.2% (peer median 37.6%).
Valuation It trades at 0.78× book value against a peer median of 1.34× (6th cheapest of 21).
Next results Next results expected around 11 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₩51.3T | ₩38.8T | ₩38.7T | ₩36.4T | ₩28.7T |
| Revenue growth | — | 0% | +6% | +27% | — |
| Net income | ₩5.41T | ₩4.77T | ₩4.27T | ₩4.18T | ₩4.51T |
| Free cash flow | n/a | ₩6.11T | ₩1.61T | ₩13.8T | ₩6.64T |
| Capital expenditure | n/a | ₩642B | ₩779B | ₩716B | ₩1.18T |
| Total debt | n/a | ₩154T | ₩149T | ₩143T | ₩131T |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| ShinhanGroup 055550.KS | $29.2B | -13% | +32% | 9% | 0.78× | 5.2% |
| KBFinancialGroup 105560.KS | $37.5B | -5% | +32% | 10% | 0.99× | 5.6% |
| Hanafinancialgr 086790.KS | $22.5B | -7% | +39% | 10% | 0.79× | 5.3% |
| WooriFinancialGroup 316140.KS | $17.0B | -5% | +37% | 10% | 0.71× | 4.8% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 055550.KS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -16.1% | +0.5% | 2nd lowest of 21 |
| 6-month return | -13.2% | +2.6% | 2nd lowest of 21 |
| Return on equity | 9.1% | 12.1% | 5th lowest of 21 |
| Price / book | 0.78× | 1.34× | 6th cheapest of 21 |
| Trailing P/E | 7.6× | 11.8× | 6th cheapest of 20 |
| ROE the price implies | 5.2% | 8.3% | 5th least demanding of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| ShinhanGroup 055550.KS | South Korea | $29.2B | -13% | +32% | 9% | 0.78× | 5.2% | n/a |
| BPER Banca BPE.MI | Italy | $30.4B | +2% | +15% | 15% | 1.49× | 18.6% | 14.9% |
| Credicorp BAP | United States | $27.6B | +5% | +24% | 21% | 2.47× | 17.9% | 20.6% |
| Banco Bradesco SA Sponsored ADR Pfd BBD | United States | $27.5B | -32% | +29% | 14% | 0.71× | 6.2% | 14.2% |
| Huntington Bancshares HBAN | United States | $31.2B | -3% | +24% | 9% | 1.06× | 10.2% | 9.1% |
| Sumitomo Mitsui Trust Gp 8309.T | Japan | $27.4B | +38% | +5% | 11% | 1.18× | 7.5% | 10.9% |
| China Everbright Bank 6818.HK | Hong Kong | $26.6B | -10% | -3% | 5% | 0.28× | 3.9% | 5.5% |
| Citizens Financial CFG | United States | $26.5B | -1% | +4% | 9% | 1.16× | 11.5% | 8.9% |
| Svenska Handelsbanken SHB-A.ST | Sweden | $32.6B | +23% | -14% | 12% | 1.68× | 9.0% | 12.2% |
| E Sun Financial 2884.TW | Taiwan | $25.2B | +55% | +36% | 15% | 2.70× | 7.6% | 14.7% |
| Ping An Bank 000001.SZ | China | $34.4B | +3% | -9% | 9% | 0.48× | 3.6% | 9.0% |
| Regions Financial RF | United States | $24.1B | +2% | +1% | 12% | 1.46× | 13.2% | 12.4% |
| Mega Financial 2886.TW | Taiwan | $24.0B | +37% | +1% | 10% | 1.97× | 5.9% | 10.0% |
| PKO Bank Polski PKO.WA | Poland | $36.5B | +18% | -2% | 20% | 2.56× | 31.9% | 20.1% |
| Bank of Nanjing 601009.SS | China | $22.8B | +5% | +6% | 12% | 0.77× | 2.8% | 11.9% |
| Banco BPM BAMI.MI | Italy | $22.8B | +1% | -4% | 12% | 1.30× | 13.5% | 12.5% |
| Hanafinancialgr 086790.KS | South Korea | $22.5B | -7% | +39% | 10% | 0.79× | 5.3% | n/a |
| KeyCorp KEY | United States | $22.0B | -3% | +9% | 11% | 1.39× | 13.1% | 11.2% |
| China Minsheng Banking 1988.HK | Hong Kong | $21.9B | -13% | -5% | 4% | 0.20× | 3.8% | 4.2% |
| Danske Bank A/S DANSKE.CO | Denmark | $42.4B | +11% | +8% | 14% | 1.68× | 6.1% | 14.1% |
| Skandinaviska Enskilda Banken SEB-A.ST | Sweden | $42.9B | +20% | -8% | 14% | 1.80× | 9.5% | 13.5% |