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National joint-stock commercial bank offering retail and corporate banking, part of China Everbright Group.
National joint-stock commercial bank offering retail and corporate banking, part of China Everbright Group.
Earns mostly from the gap between lending and deposit rates, with credit cards and wealth-management fees the main fee lines. These are the Hong Kong-listed H shares of the same bank as the Shanghai line; Central Huijin and China Everbright Group are its largest shareholders.
In one line: A mid-sized Chinese national commercial bank.
Moat: narrow (scale, regulatory licence, distribution). National banking licence and branch network, but limited differentiation among peers.
Headquarters: Beijing, China · Founded: 1992 · Employees: 48,483
Size China Everbright Bank (6818.HK) is a Hong Kong Financials company (Major Banks) with a market value of $26.6B, the 60th largest of 891 Hong Kong companies the cockpit tracks. Shares closed at HK$2.84 on 6 Nov 2026.
Performance Over six months the shares fell 9.8%, against +2.6% for the median peer and -13.4% for the Hong Kong market (cap-weighted) — 4th lowest of 21 in its peer set.
Growth Revenue fell 3.4% over the last twelve months (peer median +4.6%); the operating margin is 30.0% (peer median 37.6%).
Valuation It trades at 0.28× book value against a peer median of 1.34× (2nd cheapest of 21).
Price implies The share price implies a return on equity of about 3.9%; China Everbright Bank delivers 5.5%, so the price asks less than the business earns today.
Next results Next results expected around 19 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | HK$266B | HK$270B | HK$299B | HK$321B | HK$328B |
| Revenue growth | — | -10% | -7% | -2% | — |
| Net income | HK$34.4B | HK$40.1B | HK$43.2B | HK$45.1B | HK$52.1B |
| Free cash flow | HK$108B | HK$143B | HK$85.5B | HK$118B | HK$145B |
| Capital expenditure | HK$8.37B | HK$8.15B | HK$10.2B | HK$5.70B | HK$5.43B |
| Total debt | HK$2.78T | HK$2.68T | HK$2.40T | HK$2.30T | HK$2.06T |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| China Everbright Bank 6818.HK | $26.6B | -10% | -3% | 5% | 0.28× | 3.9% |
| China Minsheng Banking 1988.HK | $21.9B | -13% | -5% | 4% | 0.20× | 3.8% |
| China Zheshang Bank 2016.HK | $11.5B | -3% | +1% | 7% | 0.31× | 3.9% |
| Huishang Bank 3698.HK | $8.31B | -8% | +1% | 11% | 0.36× | 3.8% |
| Industrial Bank 601166.SS | $62.6B | +10% | -4% | 9% | 0.49× | 2.2% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 6818.HK | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +1.6% | 0.0% | 9th highest of 21 |
| 6-month return | -9.8% | +2.6% | 4th lowest of 21 |
| Return on equity | 5.5% | 11.6% | 3rd lowest of 21 |
| Price / book | 0.28× | 1.34× | 2nd cheapest of 21 |
| Trailing P/E | 5.3× | 11.9× | 2nd cheapest of 20 |
| ROE the price implies | 3.9% | 9.6% | 4th least demanding of 21 |
| ROE delivered | 5.5% | 12.1% | 3rd lowest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| China Everbright Bank 6818.HK | Hong Kong | $26.6B | -10% | -3% | 5% | 0.28× | 3.9% | 5.5% |
| Citizens Financial CFG | United States | $26.5B | -1% | +4% | 9% | 1.16× | 11.5% | 8.9% |
| Sumitomo Mitsui Trust Gp 8309.T | Japan | $27.4B | +38% | +5% | 11% | 1.18× | 7.5% | 10.9% |
| Banco Bradesco SA Sponsored ADR Pfd BBD | United States | $27.5B | -32% | +29% | 14% | 0.71× | 6.2% | 14.2% |
| Credicorp BAP | United States | $27.6B | +5% | +24% | 21% | 2.47× | 17.9% | 20.6% |
| E Sun Financial 2884.TW | Taiwan | $25.2B | +55% | +36% | 15% | 2.70× | 7.6% | 14.7% |
| ShinhanGroup 055550.KS | South Korea | $29.2B | -13% | +32% | 9% | 0.78× | 5.2% | n/a |
| Regions Financial RF | United States | $24.1B | +2% | +1% | 12% | 1.46× | 13.2% | 12.4% |
| Mega Financial 2886.TW | Taiwan | $24.0B | +37% | +1% | 10% | 1.97× | 5.9% | 10.0% |
| BPER Banca BPE.MI | Italy | $30.4B | +2% | +15% | 15% | 1.49× | 18.6% | 14.9% |
| Bank of Nanjing 601009.SS | China | $22.8B | +5% | +6% | 12% | 0.77× | 2.8% | 11.9% |
| Banco BPM BAMI.MI | Italy | $22.8B | +1% | -4% | 12% | 1.30× | 13.5% | 12.5% |
| Huntington Bancshares HBAN | United States | $31.2B | -3% | +24% | 9% | 1.06× | 10.2% | 9.1% |
| Hanafinancialgr 086790.KS | South Korea | $22.5B | -7% | +39% | 10% | 0.79× | 5.3% | n/a |
| KeyCorp KEY | United States | $22.0B | -3% | +9% | 11% | 1.39× | 13.1% | 11.2% |
| China Minsheng Banking 1988.HK | Hong Kong | $21.9B | -13% | -5% | 4% | 0.20× | 3.8% | 4.2% |
| Svenska Handelsbanken SHB-A.ST | Sweden | $32.6B | +23% | -14% | 12% | 1.68× | 9.0% | 12.2% |
| Ping An Bank 000001.SZ | China | $34.4B | +3% | -9% | 9% | 0.48× | 3.6% | 9.0% |
| Banco de Chile Sponsored ADR BCH | United States | $19.6B | +7% | +4% | 22% | 3.15× | 13.6% | 21.8% |
| PKO Bank Polski PKO.WA | Poland | $36.5B | +18% | -2% | 20% | 2.56× | 31.9% | 20.1% |
| Banco de Sabadell SAB.MC | Spain | $19.2B | +8% | -35% | 5% | 1.40× | 15.5% | 5.1% |