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← CockpitCompetitor Analysis › CSBBANK.NS CSB Bank Ltd.Open in the cockpit ↗

CSB Bank Ltd.CSBBANK.NSCompetitor analysis, valuation and peers

India · INR·Financials›Major Banks
Momentum weak 35
Mkt cap
$548M
US dollars, full cap
Free float
52%
of shares outstanding
$/day
$1.34M
20-day average traded
P/B
1.00×
price to book
ROE
13.9%
delivered
Implied ROE
13.9%
what the price asks
Next earnings
87 days
1 Feb 2027
Close · INR₹298.75
1D-1.6%
1W+1.0%
1M-2.5%
3M-7.8%
6M-16.3%
YTD-34.9%
1Y-27.3%
ATR %3.5%
Beta1.13
52w lowhigh48.0% off high

What CSB Bank does

Employees: 8,187

CSB Bank at a glance

Size CSB Bank (CSBBANK.NS) is an India Financials company (Major Banks) with a market value of $548M, the 807th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹298.75 on 6 Nov 2026.

Performance Over six months the shares fell 16.3%, against +9.7% for the median peer and 0.0% for the India market (cap-weighted) — 5th lowest of 21 in its peer set.

Growth Revenue grew 15.7% over the last twelve months (peer median -4.1%); the operating margin is 30.9% (peer median 20.2%).

Valuation It trades at 1.00× book value against a peer median of 1.01× (10th cheapest of 20).

Price implies The share price implies a return on equity of about 13.9%; CSB Bank delivers 13.9%, so the price asks less than the business earns today.

Next results Next results expected around 1 Feb 2027 (exchange calendar; dates can move).

Relative performance

809010011011 May 202611 Aug 20266 Nov 2026Peer median 110CSBBANK.NS 82
Six months, rebased to 100: CSB Bank against the median of its 20 peers (local-currency closes).

CSB Bank financials

Reported figures in INR; fiscal year ends 2026-03-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue₹60.7B₹56.9B₹45.7B₹35.0B₹26.5B
Revenue growth—+24%+30%+32%—
Net income₹6.87B₹6.33B₹5.94B₹5.67B₹5.47B
Free cash flown/a₹9.08B₹5.76B₹5.70B₹8.91B
Capital expendituren/a₹1.91B₹3.00B₹1.18B₹752M
Total debt₹61.7B₹167B₹101B₹42.4B₹17.3B

Quarterly statements and history in the cockpit →

CSB Bank competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%-20%-10%0%+10%SKJESUPVPCZ2836PBBCBNK19166138VPBNLASPAROWALBAVFNLCNECBSNBNALRS833783622897CSBBANK.NS6-month return →1-month return →
Up and to the right = strong over both horizons. CSB Bank is the large dot.

Fundamentals: return on equity against price-to-book

0%10%00×10×20×SKJESUPVPCZ2836PBBCBNK19166138VPBNLASPAROWALBAVFNLCNECBALRSBRBS83378362CSBBANK.NSReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. CSB Bank is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%0%10%SKJESUPVPCZ2836PBBCBNK19166138LASPAROWALBAVALRSBRBS833783622897CSBBANK.NSROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. CSB Bank is the large dot.

CSB Bank competitors and peer comparison

How CSB Bank compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

CSB Bank against its 20 peers (data as of 6 Nov 2026)
MeasureCSBBANK.NSPeer medianRank in peer set
1-month return-2.5%+0.7%7th lowest of 21
6-month return-16.3%+9.7%5th lowest of 21
Return on equity13.9%6.3%4th highest of 21
Price / book1.00×1.01×10th cheapest of 20
Trailing P/E7.5×12.2×5th cheapest of 18
ROE the price implies13.9%7.5%most demanding of 19
ROE delivered13.9%6.3%4th highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
CSB Bank CSBBANK.NSIndia$548M-16%+16%14%1.00×13.9%13.9%
Skjern Bank A/S SKJE.CODenmark$567M+27%+2%13%1.83×6.4%13.1%
Grupo Supervielle SA Sponsored ADR SUPVUnited States$567M-29%-5%-7%0.62×9.2%-6.9%
ProCredit PCZ.DEGermany$580M+9%+6%7%0.48×7.0%7.1%
Bank of Kaohsiung 2836.TWTaiwan$652M-1%-5%5%0.78×3.0%5.3%
Deutsche Pfandbriefbank PBB.DEGermany$444M-19%-21%-2%0.14×3.5%-1.8%
Capital Bancorp CBNKUnited States$692M+34%+10%13%1.60×10.0%13.2%
Jiangxi Bank 1916.HKHong Kong$430M-18%-9%2%0.07×3.3%1.6%
Harbin Bank 6138.HKHong Kong$428M-19%-2%2%0.06×3.3%2.5%
VP Bank VPBN.SWSwitzerland$706M+14%-10%4%0.49×n/a4.3%
Laan & Spar Bank A/S LASP.CODenmark$711M+11%-7%12%1.26×5.2%11.7%
Arrow Financial AROWUnited States$713M+4%+14%9%1.38×10.6%9.4%
Alandsbanken Abp ALBAV.HEFinland$724M-5%-4%16%2.30×8.3%16.3%
First Bancorp FNLCUnited States$411M+25%+2%14%1.43×9.0%14.0%
NorthEast Community Bancorp NECBUnited States$399M+19%-4%12%1.08×7.0%11.5%
Schweizerische Nationalbank SNBN.SWSwitzerland$382M-10%+537%32%n/an/a32.1%
Alerus Financial ALRSUnited States$837M+26%-15%5%1.45×10.7%5.3%
Blue Ridge Bankshares BRBSUnited States$358M+16%-17%0%1.34×9.2%-0.1%
Chiba Kogyo Bank 8337.TJapan$845M+10%+28%5%1.01×8.4%4.9%
Fukui Bank 8362.TJapan$872M+57%+16%7%0.86×7.9%7.5%
O-Bank 2897.TWTaiwan$889M+4%-7%6%0.68×2.8%5.6%

Questions

Which companies are CSB Bank's closest peers?
The cockpit's peer set: Skjern Bank A/S (SKJE.CO), Grupo Supervielle SA Sponsored ADR (SUPV), ProCredit (PCZ.DE), Bank of Kaohsiung (2836.TW), Deutsche Pfandbriefbank (PBB.DE), Capital Bancorp (CBNK), Jiangxi Bank (1916.HK), Harbin Bank (6138.HK).
Is CSB Bank expensive compared with its peers?
On price / book it trades at 1.00× against a peer median of 1.01×, 10th cheapest of 20 in its peer set. The share price implies a return on equity of about 13.9%; CSB Bank delivers 13.9%, so the price asks less than the business earns today.
How has CSB Bank stock performed?
Over six months to 6 Nov 2026 the shares returned -16.3% against +9.7% for the median peer; over one year -27.3%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.