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Employees: 578
Size Arrow Financial (AROW) is a United States Financials company (Major Banks) with a market value of $713M, the 2470th largest of 3,117 United States companies the cockpit tracks. Shares closed at $38.47 on 6 Nov 2026.
Performance Over six months the shares gained 3.5%, against +11.7% for the median peer and -1.1% for the United States market (cap-weighted) — 6th lowest of 21 in its peer set.
Growth Revenue grew 13.6% over the last twelve months (peer median +3.9%); the operating margin is 28.5% (peer median 23.6%).
Valuation It trades at 1.38× book value against a peer median of 1.14× (7th most expensive of 21).
Price implies The share price implies a return on equity of about 10.6%; Arrow Financial delivers 9.4%, so the price asks more than the business earns today.
Short interest Short interest is 3.4% of the free float (15 Oct 2026).
Next results Next results expected around 4 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $267M | $243M | $223M | $192M | $161M |
| Revenue growth | — | +9% | +16% | +19% | — |
| Net income | $44.0M | $43.8M | $29.7M | $30.1M | $48.8M |
| Free cash flow | n/a | $36.2M | $28.9M | $13.0M | $44.9M |
| Capital expenditure | n/a | $5.09M | $5.60M | $7.77M | $14.2M |
| Total debt | $218M | $33.6M | $38.4M | $56.7M | $85.7M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | AROW | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.9% | +1.5% | 5th highest of 21 |
| 6-month return | +3.5% | +11.7% | 6th lowest of 21 |
| Return on equity | 9.4% | 7.5% | 10th highest of 21 |
| Price / book | 1.38× | 1.14× | 7th most expensive of 21 |
| Trailing P/E | 14.6× | 12.9× | 8th most expensive of 19 |
| ROE the price implies | 10.6% | 8.4% | 5th most demanding of 20 |
| ROE delivered | 9.4% | 7.5% | 10th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Arrow Financial AROW | United States | $713M | +4% | +14% | 9% | 1.38× | 10.6% | 9.4% |
| Laan & Spar Bank A/S LASP.CO | Denmark | $711M | +11% | -7% | 12% | 1.26× | 5.2% | 11.7% |
| VP Bank VPBN.SW | Switzerland | $706M | +14% | -10% | 4% | 0.49× | n/a | 4.3% |
| Alandsbanken Abp ALBAV.HE | Finland | $724M | -5% | -4% | 16% | 2.30× | 8.3% | 16.3% |
| Capital Bancorp CBNK | United States | $692M | +34% | +10% | 13% | 1.60× | 10.0% | 13.2% |
| Bank of Kaohsiung 2836.TW | Taiwan | $652M | -1% | -5% | 5% | 0.78× | 3.0% | 5.3% |
| Alerus Financial ALRS | United States | $837M | +26% | -15% | 5% | 1.45× | 10.7% | 5.3% |
| Chiba Kogyo Bank 8337.T | Japan | $845M | +10% | +28% | 5% | 1.01× | 8.4% | 4.9% |
| Fukui Bank 8362.T | Japan | $872M | +57% | +16% | 7% | 0.86× | 7.9% | 7.5% |
| ProCredit PCZ.DE | Germany | $580M | +9% | +6% | 7% | 0.48× | 7.0% | 7.1% |
| O-Bank 2897.TW | Taiwan | $889M | +4% | -7% | 6% | 0.68× | 2.8% | 5.6% |
| Grupo Supervielle SA Sponsored ADR SUPV | United States | $567M | -29% | -5% | -7% | 0.62× | 9.2% | -6.9% |
| Skjern Bank A/S SKJE.CO | Denmark | $567M | +27% | +2% | 13% | 1.83× | 6.4% | 13.1% |
| First Financial THFF | United States | $907M | +12% | +10% | 14% | 1.37× | 8.6% | 14.3% |
| Farmers National Banc FMNB | United States | $914M | +9% | +26% | 12% | 1.28× | 10.2% | 11.6% |
| CSB Bank CSBBANK.NS | India | $548M | -16% | +16% | 14% | 1.00× | 13.9% | 13.9% |
| Camden National CAC | United States | $980M | +18% | +6% | 13% | 1.36× | 9.5% | 12.9% |
| Renta 4 Banco R4.MC | Spain | $984M | +13% | +12% | 29% | 4.15× | 13.9% | 29.0% |
| Deutsche Pfandbriefbank PBB.DE | Germany | $444M | -19% | -21% | -2% | 0.14× | 3.5% | -1.8% |
| Amerant Bancorp AMTB | United States | $1.15B | +26% | -8% | 8% | 1.38× | 11.0% | 7.5% |
| Yamanashi Chuo Bank 8360.T | Japan | $1.16B | +57% | +30% | 5% | 0.72× | 5.7% | 5.0% |