Which companies are Renta 4 Banco's closest peers?

The cockpit's peer set: Camden National (CAC), Farmers National Banc (FMNB), First Financial (THFF), O-Bank (2897.TW), Fukui Bank (8362.T), Chiba Kogyo Bank (8337.T), Amerant Bancorp (AMTB), Alerus Financial (ALRS).

Is Renta 4 Banco expensive compared with its peers?

On price / book it trades at 4.15× against a peer median of 1.27×, 2nd most expensive of 21 in its peer set. The share price implies a return on equity of about 13.9%; Renta 4 Banco delivers 29.0%, so the price asks less than the business earns today.

How has Renta 4 Banco stock performed?

Over six months to 6 Nov 2026 the shares returned +13.1% against +14.4% for the median peer; over one year +11.9%.

← CockpitCompetitor Analysis › R4.MC Renta 4 Banco SAOpen in the cockpit ↗

Renta 4 Banco SAR4.MCCompetitor analysis, valuation and peers

Spain · EUR·Financials›Major Banks

Momentum leader 86

Competitor Analysis ▸ Charts Open in the cockpit

Mkt cap

$984M

US dollars, full cap

Free float

27%

of shares outstanding

$/day

$135,364

20-day average traded

P/B

4.15×

price to book

ROE

29.0%

delivered

Implied ROE

13.9%

what the price asks

Next earnings

87 days

1 Feb 2027

Close · EUR€21.60

1D+0.5%

1W-0.9%

1M+10.8%

3M+10.5%

6M+13.1%

YTD+6.9%

1Y+11.9%

ATR %3.5%

52w lowhigh8.9% off high

What Renta 4 Banco does

Employees: 756

Renta 4 Banco at a glance

Size Renta 4 Banco (R4.MC) is a Spain Financials company (Major Banks) with a market value of $984M, the 69th largest of 97 Spain companies the cockpit tracks. Shares closed at €21.60 on 6 Nov 2026.

Performance Over six months the shares gained 13.1%, against +14.4% for the median peer and +8.2% for the Spain market (cap-weighted) — 10th lowest of 21 in its peer set.

Growth Revenue grew 11.6% over the last twelve months (peer median +9.8%); the operating margin is 24.1% (peer median 28.5%).

Valuation It trades at 4.15× book value against a peer median of 1.27× (2nd most expensive of 21).

Price implies The share price implies a return on equity of about 13.9%; Renta 4 Banco delivers 29.0%, so the price asks less than the business earns today.

Next results Next results expected around 1 Feb 2027 (exchange calendar; dates can move).

Relative performance

Six months, rebased to 100: Renta 4 Banco against the median of its 20 peers (local-currency closes).

Renta 4 Banco financials

Reported figures in EUR; fiscal year ends 2025-12-31. TTM = trailing twelve months.
	TTM	FY2025	FY2024	FY2023	FY2022
Revenue	€332M	€300M	€271M	€224M	€196M
Revenue growth	—	+11%	+21%	+14%	—
Gross profit	€194M	€166M	€141M	€120M	€99.6M
EBITDA	€92.1M	€73.0M	€55.1M	€47.5M	€38.2M
Net income	€57.3M	€42.6M	€30.3M	€26.1M	€21.5M
Free cash flow	n/a	€41.5M	€43.5M	€47.6M	€22.6M
Capital expenditure	n/a	€15.1M	€19.8M	€9.50M	€8.44M
Total debt	€0	€48.5M	€47.5M	€42.8M	€35.6M

Quarterly statements and history in the cockpit →

Renta 4 Banco competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

Up and to the right = strong over both horizons. Renta 4 Banco is the large dot.

Fundamentals: return on equity against price-to-book

A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Renta 4 Banco is the large dot.

Capital: ROE delivered against the ROE the price implies

Above the diagonal = the price asks for a higher return on equity than the business earns today. Renta 4 Banco is the large dot.

Renta 4 Banco competitors and peer comparison

How Renta 4 Banco compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Renta 4 Banco against its 20 peers (data as of 6 Nov 2026)
Measure	R4.MC	Peer median	Rank in peer set
1-month return	+10.8%	+1.7%	2nd highest of 21
6-month return	+13.1%	+14.4%	10th lowest of 21
Return on equity	29.0%	8.7%	highest of 21
Price / book	4.15×	1.27×	2nd most expensive of 21
Trailing P/E	15.3×	12.9×	6th most expensive of 21
ROE the price implies	13.9%	8.4%	2nd most demanding of 20
ROE delivered	29.0%	8.7%	highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
Company	Market	Market cap	6M return	Revenue growth	ROE	Price / book	Implied ROE	Delivered ROE
Renta 4 Banco R4.MC	Spain	$984M	+13%	+12%	29%	4.15×	13.9%	29.0%
Camden National CAC	United States	$980M	+18%	+6%	13%	1.36×	9.5%	12.9%
Farmers National Banc FMNB	United States	$914M	+9%	+26%	12%	1.28×	10.2%	11.6%
First Financial THFF	United States	$907M	+12%	+10%	14%	1.37×	8.6%	14.3%
O-Bank 2897.TW	Taiwan	$889M	+4%	-7%	6%	0.68×	2.8%	5.6%
Fukui Bank 8362.T	Japan	$872M	+57%	+16%	7%	0.86×	7.9%	7.5%
Chiba Kogyo Bank 8337.T	Japan	$845M	+10%	+28%	5%	1.01×	8.4%	4.9%
Amerant Bancorp AMTB	United States	$1.15B	+26%	-8%	8%	1.38×	11.0%	7.5%
Alerus Financial ALRS	United States	$837M	+26%	-15%	5%	1.45×	10.7%	5.3%
Yamanashi Chuo Bank 8360.T	Japan	$1.16B	+57%	+30%	5%	0.72×	5.7%	5.0%
Norion Bank NORION.ST	Sweden	$1.18B	+33%	-2%	13%	1.23×	6.8%	12.6%
Old Second Bancorp OSBC	United States	$1.24B	+15%	+22%	13%	1.37×	10.9%	12.8%
Toho Bank 8346.T	Japan	$1.32B	+24%	+30%	7%	0.92×	7.2%	6.6%
Alandsbanken Abp ALBAV.HE	Finland	$724M	-5%	-4%	16%	2.30×	8.3%	16.3%
Arrow Financial AROW	United States	$713M	+4%	+14%	9%	1.38×	10.6%	9.4%
Laan & Spar Bank A/S LASP.CO	Denmark	$711M	+11%	-7%	12%	1.26×	5.2%	11.7%
VP Bank VPBN.SW	Switzerland	$706M	+14%	-10%	4%	0.49×	n/a	4.3%
Capital Bancorp CBNK	United States	$692M	+34%	+10%	13%	1.60×	10.0%	13.2%
Senshu Ikeda Holdings,Inc 8714.T	Japan	$1.41B	-14%	+29%	8%	0.88×	6.0%	8.0%
Avarda Bank AVARDA.ST	Sweden	$1.47B	+42%	+22%	26%	4.29×	23.7%	26.0%
Bank of Kaohsiung 2836.TW	Taiwan	$652M	-1%	-5%	5%	0.78×	3.0%	5.3%

Questions

Which companies are Renta 4 Banco's closest peers?: The cockpit's peer set: Camden National (CAC), Farmers National Banc (FMNB), First Financial (THFF), O-Bank (2897.TW), Fukui Bank (8362.T), Chiba Kogyo Bank (8337.T), Amerant Bancorp (AMTB), Alerus Financial (ALRS).
Is Renta 4 Banco expensive compared with its peers?: On price / book it trades at 4.15× against a peer median of 1.27×, 2nd most expensive of 21 in its peer set. The share price implies a return on equity of about 13.9%; Renta 4 Banco delivers 29.0%, so the price asks less than the business earns today.
How has Renta 4 Banco stock performed?: Over six months to 6 Nov 2026 the shares returned +13.1% against +14.4% for the median peer; over one year +11.9%.