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Coral Gables, Florida bank serving US and Latin American clients with commercial, retail and private banking.
Coral Gables, Florida bank serving US and Latin American clients with commercial, retail and private banking.
Earns mainly the spread between loan yields and deposit costs, with commercial real estate and business loans the largest part, adding fees from private banking and mortgages. International clients who keep dollar savings in Florida form a distinctive deposit base alongside local business customers.
Moat: narrow (distribution, customer qualification). Niche franchise banking Latin American clients alongside a Florida commercial-bank base.
Headquarters: Coral Gables, Florida · Founded: 1979 · Employees: 694
Size Amerant Bancorp (AMTB) is a United States Financials company (Major Banks) with a market value of $1.15B, the 2158th largest of 3,117 United States companies the cockpit tracks. Shares closed at $29.60 on 6 Nov 2026.
Performance Over six months the shares gained 26.3%, against +13.9% for the median peer and -1.1% for the United States market (cap-weighted) — 6th highest of 21 in its peer set.
Growth Revenue fell 7.7% over the last twelve months (peer median +10.7%); the operating margin is 23.2% (peer median 32.8%).
Valuation It trades at 1.38× book value against a peer median of 1.27× (7th most expensive of 21).
Price implies The share price implies a return on equity of about 11.0%; Amerant Bancorp delivers 7.5%, so the price asks more than the business earns today.
Short interest Short interest is 5.4% of the free float (15 Oct 2026).
Next results Next results expected around 27 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $612M | $654M | $578M | $589M | $387M |
| Revenue growth | — | +13% | -2% | +52% | — |
| Net income | $67.3M | $52.4M | -$15.8M | $32.5M | $63.3M |
| Free cash flow | $137M | $129M | $74.8M | $15.8M | -$59.8M |
| Capital expenditure | $7.07M | $14.7M | $7.40M | $75.9M | $10.6M |
| Total debt | $971M | $923M | $1.01B | $925M | $1.20B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Amerant Bancorp AMTB | $1.15B | +26% | -8% | 8% | 1.38× | 11.0% |
| BankUnited BKU | $3.14B | -7% | -5% | 9% | 1.09× | 11.9% |
| Seacoast Banking Corporation of Florida SBCF | $3.24B | +8% | +29% | 7% | 1.25× | 10.9% |
| Home BancShares HOMB | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | AMTB | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +2.0% | +2.6% | 10th lowest of 21 |
| 6-month return | +26.3% | +13.9% | 6th highest of 21 |
| Return on equity | 7.5% | 11.1% | 8th lowest of 21 |
| Price / book | 1.38× | 1.27× | 7th most expensive of 21 |
| Trailing P/E | 17.5× | 11.7× | 5th most expensive of 21 |
| ROE the price implies | 11.0% | 9.8% | 6th most demanding of 21 |
| ROE delivered | 7.5% | 11.1% | 8th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Amerant Bancorp AMTB | United States | $1.15B | +26% | -8% | 8% | 1.38× | 11.0% | 7.5% |
| Yamanashi Chuo Bank 8360.T | Japan | $1.16B | +57% | +30% | 5% | 0.72× | 5.7% | 5.0% |
| Norion Bank NORION.ST | Sweden | $1.18B | +33% | -2% | 13% | 1.23× | 6.8% | 12.6% |
| Old Second Bancorp OSBC | United States | $1.24B | +15% | +22% | 13% | 1.37× | 10.9% | 12.8% |
| Toho Bank 8346.T | Japan | $1.32B | +24% | +30% | 7% | 0.92× | 7.2% | 6.6% |
| Renta 4 Banco R4.MC | Spain | $984M | +13% | +12% | 29% | 4.15× | 13.9% | 29.0% |
| Camden National CAC | United States | $980M | +18% | +6% | 13% | 1.36× | 9.5% | 12.9% |
| Senshu Ikeda Holdings,Inc 8714.T | Japan | $1.41B | -14% | +29% | 8% | 0.88× | 6.0% | 8.0% |
| Farmers National Banc FMNB | United States | $914M | +9% | +26% | 12% | 1.28× | 10.2% | 11.6% |
| Avarda Bank AVARDA.ST | Sweden | $1.47B | +42% | +22% | 26% | 4.29× | 23.7% | 26.0% |
| First Financial THFF | United States | $907M | +12% | +10% | 14% | 1.37× | 8.6% | 14.3% |
| O-Bank 2897.TW | Taiwan | $889M | +4% | -7% | 6% | 0.68× | 2.8% | 5.6% |
| Punjab & Sind Bank PSB.NS | India | $1.52B | -22% | +3% | 11% | 0.99× | 14.8% | 10.7% |
| Fukui Bank 8362.T | Japan | $872M | +57% | +16% | 7% | 0.86× | 7.9% | 7.5% |
| Esquire Financial ESQ | United States | $1.57B | +21% | +33% | 11% | 2.00× | 10.2% | 10.5% |
| Chiba Kogyo Bank 8337.T | Japan | $845M | +10% | +28% | 5% | 1.01× | 8.4% | 4.9% |
| Pathward Financial CASH | United States | $1.58B | -12% | -1% | 21% | 1.93× | 12.8% | 20.9% |
| Alerus Financial ALRS | United States | $837M | +26% | -15% | 5% | 1.45× | 10.7% | 5.3% |
| South Indian Bank SOUTHBANK.NS | India | $1.60B | +38% | +5% | 14% | 1.25× | 18.3% | 13.9% |
| QCR QCRH | United States | $1.64B | +11% | +3% | 13% | 1.43× | 10.9% | 12.7% |
| CHINA BOHAI BANK 9668.HK | Hong Kong | $1.67B | -23% | -5% | 6% | 0.10× | 3.4% | 5.5% |