Loading…
Florida community bank offering commercial, retail and small-business banking across Florida's Treasure Coast and beyond.
Florida community bank offering commercial, retail and small-business banking across Florida's Treasure Coast and beyond.
Earns the gap between interest on commercial real estate and business loans and the cost of deposits, plus fees from mortgages and wealth management. It has grown by buying other Florida banks, including Professional Holding in 2023.
Moat: narrow (scale, distribution). Long-standing Florida branch franchise built through repeated local bank acquisitions.
Headquarters: Stuart, Florida, US · Founded: 1926 · Employees: 1,962
Size Seacoast Banking Corporation of Florida (SBCF) is a United States Financials company (Regional Banks) with a market value of $3.24B, the 1490th largest of 3,117 United States companies the cockpit tracks. Shares closed at $33.54 on 6 Nov 2026.
Performance Over six months the shares gained 7.9%, against -2.4% for the median peer and -1.1% for the United States market (cap-weighted) — 3rd highest of 21 in its peer set.
Growth Revenue grew 28.8% over the last twelve months (peer median +1.3%); the operating margin is 36.3% (peer median 36.8%).
Valuation It trades at 1.25× book value against a peer median of 1.04× (6th most expensive of 21).
Price implies The share price implies a return on equity of about 10.9%; Seacoast Banking Corporation of Florida delivers 6.8%, so the price asks more than the business earns today.
Short interest Short interest is 5.6% of the free float (15 Oct 2026).
Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.10B | $936M | $809M | $767M | $449M |
| Revenue growth | — | +16% | +5% | +71% | — |
| Net income | $180M | $142M | $121M | $104M | $107M |
| Free cash flow | n/a | $172M | $172M | $137M | $149M |
| Capital expenditure | n/a | $9.17M | $4.03M | $10.3M | $37.6M |
| Total debt | $1.41B | $1.40B | $629M | $581M | $457M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Seacoast Banking Corporation of Florida SBCF | $3.24B | +8% | +29% | 7% | 1.25× | 10.9% |
| SouthState Bank SSB | $10.1B | +8% | +18% | 10% | 1.11× | 9.3% |
| Valley National Bancorp VLY | $7.75B | +5% | +3% | 9% | 1.03× | 10.6% |
| Ameris Bancorp ABCB | $5.49B | -5% | +3% | 9% | 1.33× | 12.1% |
| BankUnited BKU | $3.14B | -7% | -5% | 9% | 1.09× | 11.9% |
| Home BancShares HOMB | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% |
| Capital City Bank CCBG | $861M | +7% | 0% | 11% | 1.50× | 8.4% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | SBCF | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +5.2% | +0.8% | 3rd highest of 21 |
| 6-month return | +7.9% | -2.4% | 3rd highest of 21 |
| Return on equity | 6.8% | 8.8% | 6th lowest of 21 |
| Price / book | 1.25× | 1.04× | 6th most expensive of 21 |
| Trailing P/E | 19.7× | 11.2× | 2nd most expensive of 18 |
| ROE the price implies | 10.9% | 8.4% | 5th most demanding of 19 |
| ROE delivered | 6.8% | 9.5% | 5th lowest of 18 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Seacoast Banking Corporation of Florida SBCF | United States | $3.24B | +8% | +29% | 7% | 1.25× | 10.9% | 6.8% |
| Bank of Guiyang 601997.SS | China | $3.20B | -3% | -5% | 7% | 0.32× | 2.0% | 6.9% |
| UCO Bank UCOBANK.NS | India | $3.17B | -13% | +1% | 9% | 0.86× | 13.6% | n/a |
| Walliser Kantonalbank WKBN.SW | Switzerland | $3.15B | +4% | -12% | 5% | 1.50× | n/a | 5.3% |
| TowneBank TOWN | United States | $3.36B | +4% | +36% | 13% | 1.08× | 9.0% | 12.9% |
| Taichung Commercial Bank 2812.TW | Taiwan | $3.38B | -12% | -13% | 11% | 1.16× | 3.9% | 11.2% |
| Mechanics Bancorp MCHB | United States | $3.41B | -1% | +131% | 10% | 1.33× | 14.8% | 10.2% |
| First Financial Bancorp FFBC | United States | $3.43B | +6% | +13% | 11% | 1.19× | 10.9% | 10.7% |
| First Hawaiian FHB | United States | $3.04B | -9% | +1% | 10% | 1.08× | 9.3% | 9.9% |
| Nishi-Nippon Financial 7189.T | Japan | $3.47B | +3% | +28% | 8% | 0.88× | 6.9% | 7.8% |
| Cembra Money Bank CMBN.SW | Switzerland | $3.03B | -9% | -3% | 15% | 1.93× | 4.1% | 14.7% |
| Jiangsu Changshu Rural Commercial Bank 601128.SS | China | $3.48B | -4% | -1% | 14% | 0.67× | 2.5% | 13.8% |
| First Interstate BancSystem FIBK | United States | $3.50B | +4% | -4% | 10% | 1.12× | 9.0% | 9.5% |
| Yamaguchi Financial 8418.T | Japan | $3.54B | +6% | +19% | 6% | 0.84× | 5.8% | 5.7% |
| Renasant RNST | United States | $3.55B | -2% | +20% | 9% | 0.93× | 9.5% | 8.7% |
| Twenty One Capital XXI | United States | $3.57B | -36% | n/a | -12% | 1.38× | 7.6% | n/a |
| Valiant VATN.SW | Switzerland | $2.93B | -9% | -11% | 6% | 0.86× | n/a | 5.8% |
| BNK Financial 138930.KS | South Korea | $2.88B | -31% | +10% | 8% | 0.39× | 4.1% | n/a |
| Banc of California BANC | United States | $2.86B | -6% | -14% | 0% | 1.00× | 8.6% | -0.3% |
| WesBanco WSBC | United States | $3.70B | +13% | +17% | 9% | 0.96× | 8.2% | 8.8% |
| Customers Bancorp CUBI | United States | $2.82B | +10% | +8% | 14% | 1.29× | 14.7% | 13.6% |