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Florida-based bank holding company providing commercial and consumer banking to businesses and individuals in Florida and New York.
Florida-based bank holding company providing commercial and consumer banking to businesses and individuals in Florida and New York.
Earns the interest spread on commercial real estate and business loans funded by deposits, with a specialty in lending to mortgage companies and fees on treasury services. Its beginnings were the 2009 purchase of the failed BankUnited from the FDIC by a group of investors.
Moat: narrow (scale, switching costs). One of Florida's largest independent banks with a long-run deposit base in a high-growth state.
Headquarters: Miami Lakes, Florida · Employees: 1,785
Size BankUnited (BKU) is a United States Financials company (Major Banks) with a market value of $3.14B, the 1516th largest of 3,117 United States companies the cockpit tracks. Shares closed at $44.02 on 6 Nov 2026.
Performance Over six months the shares fell 7.3%, against +7.1% for the median peer and -1.1% for the United States market (cap-weighted) — 4th lowest of 21 in its peer set.
Growth Revenue fell 4.9% over the last twelve months (peer median +15.3%); the operating margin is 32.2% (peer median 32.1%).
Valuation It trades at 1.09× book value against a peer median of 0.98× (8th most expensive of 21).
Price implies The share price implies a return on equity of about 11.9%; BankUnited delivers 9.2%, so the price asks more than the business earns today.
Credit BankUnited has 1 bond outstanding ($300M), rated BBB- by the agencies and trading like BBB- at a weighted spread of 127 bp.
Short interest Short interest is 5.4% of the free float (15 Oct 2026).
Next results Next results expected around 27 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.83B | $1.90B | $2.02B | $1.96B | $1.33B |
| Revenue growth | — | -6% | +3% | +47% | — |
| Net income | $269M | $263M | $228M | $175M | $280M |
| Free cash flow | n/a | $359M | $434M | $340M | $870M |
| Capital expenditure | n/a | $0 | $0 | $0 | $0 |
| Total debt | $2.47B | $1.97B | $3.75B | $5.92B | $6.44B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| BankUnited BKU | $3.14B | -7% | -5% | 9% | 1.09× | 11.9% |
| Seacoast Banking Corporation of Florida SBCF | $3.24B | +8% | +29% | 7% | 1.25× | 10.9% |
| SouthState Bank SSB | $10.1B | +8% | +18% | 10% | 1.11× | 9.3% |
| Home BancShares HOMB | $5.97B | +12% | +2% | 11% | 1.31× | 10.2% |
| Amerant Bancorp AMTB | $1.15B | +26% | -8% | 8% | 1.38× | 11.0% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | BKU | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.3% | +0.9% | 7th highest of 21 |
| 6-month return | -7.3% | +7.1% | 4th lowest of 21 |
| Return on equity | 9.2% | 9.3% | 11th highest of 21 |
| Price / book | 1.09× | 0.98× | 8th most expensive of 21 |
| Trailing P/E | 11.9× | 13.0× | 5th cheapest of 20 |
| ROE the price implies | 11.9% | 9.3% | 7th most demanding of 20 |
| ROE delivered | 9.2% | 9.2% | 10th highest of 19 |
| Bond spread | 127 bp | n/a | — |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| BankUnited BKU | United States | $3.14B | -7% | -5% | 9% | 1.09× | 11.9% | 9.2% |
| Shiga Bank 8366.T | Japan | $3.12B | +11% | +23% | 4% | 0.76× | 3.9% | 4.4% |
| Banque Cantonale de Geneve BCGE.SW | Switzerland | $3.17B | +12% | -3% | 10% | 1.01× | n/a | 9.9% |
| Bank of Queensland BOQ.AX | Australia | $3.19B | +14% | -6% | 4% | 0.80× | 8.9% | 4.3% |
| Park National PRK | United States | $3.20B | +2% | +21% | 13% | 1.87× | 13.1% | 13.1% |
| Hyakugo Bank 8368.T | Japan | $2.98B | +4% | +29% | 6% | 0.85× | 8.0% | 6.4% |
| Central Bank of India CENTRALBK.NS | India | $2.93B | -18% | +8% | 12% | 0.67× | 10.9% | 12.0% |
| Simmons First National SFNC | United States | $3.37B | +10% | +122% | 8% | 1.01× | 9.7% | 7.8% |
| Community Financial System CBU | United States | $3.39B | +1% | +7% | 12% | 1.67× | 12.5% | 11.8% |
| Guangzhou Rural Commercial Bank 1551.HK | Hong Kong | $2.83B | -10% | -9% | 2% | 0.22× | 3.5% | 2.3% |
| Bandhan Bank BANDHANBNK.NS | India | $2.83B | -21% | +1% | 7% | 1.00× | 14.9% | 7.3% |
| Dave DAVE | United States | $3.55B | +9% | +49% | 105% | 17.09× | 291.2% | 104.8% |
| NBT Bancorp NBTB | United States | $2.74B | +16% | +10% | 11% | 1.45× | 9.3% | 11.5% |
| Nicolet Bankshares NIC | United States | $3.60B | +18% | +46% | 10% | 1.62× | 11.5% | 10.2% |
| TBC Bank TBCG.L | United Kingdom | $3.64B | +11% | +16% | 24% | 1.40× | 15.7% | 23.8% |
| JB Financial 175330.KS | South Korea | $3.67B | 0% | +9% | 13% | 0.94× | 5.3% | n/a |
| FB Financial FBK | United States | $2.66B | 0% | +27% | 12% | 1.39× | 12.3% | 11.9% |
| Daishi Hokuetsu Financial 7327.T | Japan | $3.73B | +9% | +18% | 9% | 0.94× | 6.3% | 8.6% |
| Sparebanken Norge SBNOR.OL | Norway | $3.78B | +8% | +62% | 7% | 0.71× | 6.1% | n/a |
| Kyushu Financial 7180.T | Japan | $3.79B | +7% | +15% | 5% | 0.73× | 6.6% | 4.9% |
| First Merchants FRME | United States | $2.56B | +1% | +8% | 8% | 0.97× | 9.2% | 7.8% |
BankUnited has 1 bond outstanding with $300M face value. The agencies rate it BBB-; its bonds trade like BBB-. Weighted yield 5.92%, a spread of 127 bp over government bonds.