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State-owned cantonal bank of Geneva providing retail, corporate and private banking services mainly to Geneva-region clients.
State-owned cantonal bank of Geneva providing retail, corporate and private banking services mainly to Geneva-region clients.
Earns mostly from the interest margin on mortgages and business loans funded by local deposits, with fees from private banking and wealth management on top. As a cantonal bank it is owned largely by public bodies; the Canton and City of Geneva are major shareholders.
In one line: A regional state-backed bank like a smaller US regional bank with municipal backing.
Moat: narrow (regulatory licence, brand, distribution). State guarantee from the canton of Geneva and a dominant local branch network give a durable regional deposit/lending franchise.
Headquarters: Geneva, Switzerland · Founded: 1816 · Employees: 958
Size Banque Cantonale de Geneve (BCGE.SW) is a Switzerland Financials company (Major Banks) with a market value of $3.17B, the 74th largest of 158 Switzerland companies the cockpit tracks. Shares closed at CHF 36.00 on 6 Nov 2026.
Performance Over six months the shares gained 11.8%, against +5.5% for the median peer and +11.6% for the Switzerland market (cap-weighted) — 4th highest of 21 in its peer set.
Growth Revenue fell 2.7% over the last twelve months (peer median +15.3%); the operating margin is 49.8% (peer median 32.0%).
Valuation It trades at 1.01× book value against a peer median of 0.98× (10th most expensive of 21).
Credit Banque Cantonale de Geneve has 2 bonds outstanding ($1.11B), rated AA- by the agencies and trading like BBB+ at a weighted spread of 107 bp.
Next results Next results expected around 23 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | CHF 767M | CHF 760M | CHF 851M | CHF 801M | CHF 514M |
| Revenue growth | — | -11% | +6% | +56% | — |
| Net income | CHF 245M | CHF 221M | CHF 219M | CHF 231M | CHF 176M |
| Free cash flow | n/a | -CHF 747M | -CHF 84.7M | CHF 368M | CHF 13.0M |
| Capital expenditure | n/a | CHF 118M | CHF 57.6M | CHF 26.1M | CHF 18.0M |
| Total debt | n/a | CHF 10.5B | CHF 8.86B | CHF 6.91B | CHF 7.92B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Banque Cantonale de Geneve BCGE.SW | $3.17B | +12% | -3% | 10% | 1.01× | n/a |
| Banque Cantonale Vaudoise BCVN.SW | $14.4B | +20% | -8% | 12% | 3.07× | n/a |
| UBS UBSG.SW | $148B | +13% | -5% | 11% | 1.62× | 8.4% |
| Julius Baer Gruppe BAER.SW | $17.1B | +2% | 0% | 16% | 1.89× | 8.8% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | BCGE.SW | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +7.8% | +0.9% | 3rd highest of 21 |
| 6-month return | +11.8% | +5.5% | 4th highest of 21 |
| Return on equity | 9.9% | 8.9% | 10th highest of 21 |
| Price / book | 1.01× | 0.98× | 10th most expensive of 21 |
| Trailing P/E | 10.5× | 13.0× | 3rd cheapest of 20 |
| ROE delivered | 9.9% | 8.9% | 9th highest of 19 |
| Bond spread | 107 bp | n/a | — |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Banque Cantonale de Geneve BCGE.SW | Switzerland | $3.17B | +12% | -3% | 10% | 1.01× | n/a | 9.9% |
| Bank of Queensland BOQ.AX | Australia | $3.19B | +14% | -6% | 4% | 0.80× | 8.9% | 4.3% |
| Park National PRK | United States | $3.20B | +2% | +21% | 13% | 1.87× | 13.1% | 13.1% |
| BankUnited BKU | United States | $3.14B | -7% | -5% | 9% | 1.09× | 11.9% | 9.2% |
| Shiga Bank 8366.T | Japan | $3.12B | +11% | +23% | 4% | 0.76× | 3.9% | 4.4% |
| Simmons First National SFNC | United States | $3.37B | +10% | +122% | 8% | 1.01× | 9.7% | 7.8% |
| Hyakugo Bank 8368.T | Japan | $2.98B | +4% | +29% | 6% | 0.85× | 8.0% | 6.4% |
| Community Financial System CBU | United States | $3.39B | +1% | +7% | 12% | 1.67× | 12.5% | 11.8% |
| Central Bank of India CENTRALBK.NS | India | $2.93B | -18% | +8% | 12% | 0.67× | 10.9% | 12.0% |
| Dave DAVE | United States | $3.55B | +9% | +49% | 105% | 17.09× | 291.2% | 104.8% |
| Guangzhou Rural Commercial Bank 1551.HK | Hong Kong | $2.83B | -10% | -9% | 2% | 0.22× | 3.5% | 2.3% |
| Bandhan Bank BANDHANBNK.NS | India | $2.83B | -21% | +1% | 7% | 1.00× | 14.9% | 7.3% |
| Nicolet Bankshares NIC | United States | $3.60B | +18% | +46% | 10% | 1.62× | 11.5% | 10.2% |
| TBC Bank TBCG.L | United Kingdom | $3.64B | +11% | +16% | 24% | 1.40× | 15.7% | 23.8% |
| NBT Bancorp NBTB | United States | $2.74B | +16% | +10% | 11% | 1.45× | 9.3% | 11.5% |
| JB Financial 175330.KS | South Korea | $3.67B | 0% | +9% | 13% | 0.94× | 5.3% | n/a |
| Daishi Hokuetsu Financial 7327.T | Japan | $3.73B | +9% | +18% | 9% | 0.94× | 6.3% | 8.6% |
| Sparebanken Norge SBNOR.OL | Norway | $3.78B | +8% | +62% | 7% | 0.71× | 6.1% | n/a |
| FB Financial FBK | United States | $2.66B | 0% | +27% | 12% | 1.39× | 12.3% | 11.9% |
| Kyushu Financial 7180.T | Japan | $3.79B | +7% | +15% | 5% | 0.73× | 6.6% | 4.9% |
| First Merchants FRME | United States | $2.56B | +1% | +8% | 8% | 0.97× | 9.2% | 7.8% |
Banque Cantonale de Geneve has 2 bonds outstanding with $1.11B face value. The agencies rate it AA-; its bonds trade like BBB+. Weighted yield 4.07%, a spread of 107 bp over government bonds.