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Ohio-based community bank holding company operating Park National Bank with a conservative lending approach and wealth management arm.
Ohio-based community bank holding company operating Park National Bank with a conservative lending approach and wealth management arm.
Earns mostly from the gap between loan interest and deposit costs, run conservatively with a long record of paying dividends, and adds fees from wealth management and trust.
Moat: none (brand, scale). Long-standing conservative community bank reputation, but commodity banking economics versus larger Ohio regional banks.
Headquarters: Newark, Ohio, United States · Founded: 1908 · Employees: 1,694
Size Park National (PRK) is a United States Financials company (Major Banks) with a market value of $3.20B, the 1501st largest of 3,117 United States companies the cockpit tracks. Shares closed at $176.95 on 6 Nov 2026.
Performance Over six months the shares gained 2.1%, against +7.1% for the median peer and -1.1% for the United States market (cap-weighted) — 9th lowest of 21 in its peer set.
Growth Revenue grew 20.8% over the last twelve months (peer median +12.1%); the operating margin is 39.4% (peer median 32.0%).
Valuation It trades at 1.87× book value against a peer median of 0.98× (2nd most expensive of 21).
Price implies The share price implies a return on equity of about 13.1%; Park National delivers 13.1%, so the price asks less than the business earns today.
Short interest Short interest is 4.4% of the free float (15 Oct 2026).
Next results Next results expected around 25 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $798M | $664M | $645M | $564M | $502M |
| Revenue growth | — | +3% | +14% | +12% | — |
| Net income | $200M | $180M | $151M | $127M | $148M |
| Free cash flow | n/a | $187M | $170M | $185M | -$58.4M |
| Capital expenditure | n/a | $9.14M | $19.1M | $18.4M | $15.4M |
| Total debt | $151M | $98.8M | $297M | $534M | $435M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Park National PRK | $3.20B | +2% | +21% | 13% | 1.87× | 13.1% |
| Huntington Bancshares HBAN | $31.2B | -3% | +24% | 9% | 1.06× | 10.2% |
| First Financial Bancorp FFBC | $3.43B | +6% | +13% | 11% | 1.19× | 10.9% |
| WesBanco WSBC | $3.70B | +13% | +17% | 9% | 0.96× | 8.2% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | PRK | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -0.8% | +1.8% | 8th lowest of 21 |
| 6-month return | +2.1% | +7.1% | 9th lowest of 21 |
| Return on equity | 13.1% | 8.9% | 3rd highest of 21 |
| Price / book | 1.87× | 0.98× | 2nd most expensive of 21 |
| Trailing P/E | 15.5× | 12.7× | 6th most expensive of 20 |
| ROE the price implies | 13.1% | 9.3% | 4th most demanding of 20 |
| ROE delivered | 13.1% | 8.9% | 3rd highest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Park National PRK | United States | $3.20B | +2% | +21% | 13% | 1.87× | 13.1% | 13.1% |
| Bank of Queensland BOQ.AX | Australia | $3.19B | +14% | -6% | 4% | 0.80× | 8.9% | 4.3% |
| Banque Cantonale de Geneve BCGE.SW | Switzerland | $3.17B | +12% | -3% | 10% | 1.01× | n/a | 9.9% |
| BankUnited BKU | United States | $3.14B | -7% | -5% | 9% | 1.09× | 11.9% | 9.2% |
| Shiga Bank 8366.T | Japan | $3.12B | +11% | +23% | 4% | 0.76× | 3.9% | 4.4% |
| Simmons First National SFNC | United States | $3.37B | +10% | +122% | 8% | 1.01× | 9.7% | 7.8% |
| Community Financial System CBU | United States | $3.39B | +1% | +7% | 12% | 1.67× | 12.5% | 11.8% |
| Hyakugo Bank 8368.T | Japan | $2.98B | +4% | +29% | 6% | 0.85× | 8.0% | 6.4% |
| Central Bank of India CENTRALBK.NS | India | $2.93B | -18% | +8% | 12% | 0.67× | 10.9% | 12.0% |
| Dave DAVE | United States | $3.55B | +9% | +49% | 105% | 17.09× | 291.2% | 104.8% |
| Nicolet Bankshares NIC | United States | $3.60B | +18% | +46% | 10% | 1.62× | 11.5% | 10.2% |
| Guangzhou Rural Commercial Bank 1551.HK | Hong Kong | $2.83B | -10% | -9% | 2% | 0.22× | 3.5% | 2.3% |
| Bandhan Bank BANDHANBNK.NS | India | $2.83B | -21% | +1% | 7% | 1.00× | 14.9% | 7.3% |
| TBC Bank TBCG.L | United Kingdom | $3.64B | +11% | +16% | 24% | 1.40× | 15.7% | 23.8% |
| JB Financial 175330.KS | South Korea | $3.67B | 0% | +9% | 13% | 0.94× | 5.3% | n/a |
| NBT Bancorp NBTB | United States | $2.74B | +16% | +10% | 11% | 1.45× | 9.3% | 11.5% |
| Daishi Hokuetsu Financial 7327.T | Japan | $3.73B | +9% | +18% | 9% | 0.94× | 6.3% | 8.6% |
| Sparebanken Norge SBNOR.OL | Norway | $3.78B | +8% | +62% | 7% | 0.71× | 6.1% | n/a |
| Kyushu Financial 7180.T | Japan | $3.79B | +7% | +15% | 5% | 0.73× | 6.6% | 4.9% |
| FB Financial FBK | United States | $2.66B | 0% | +27% | 12% | 1.39× | 12.3% | 11.9% |
| First Merchants FRME | United States | $2.56B | +1% | +8% | 8% | 0.97× | 9.2% | 7.8% |