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Public sector bank owned by the Government of India, offering retail and corporate banking services.
Public sector bank owned by the Government of India, offering retail and corporate banking services.
Earns mostly the gap between interest on loans and what it pays on deposits, plus fees, and it handles banking for government schemes. The Government of India owns a large majority and has put in capital to support lending.
Moat: narrow (distribution, regulatory licence). Large legacy branch network and government ownership provide trust/reach, but limited efficiency edge.
Headquarters: Mumbai, India · Founded: 1911 · Employees: 33,997
Size Central Bank of India (CENTRALBK.NS) is an India Financials company (Major Banks) with a market value of $2.93B, the 291st largest of 1,058 India companies the cockpit tracks. Shares closed at ₹30.63 on 6 Nov 2026.
Performance Over six months the shares fell 17.8%, against +2.8% for the median peer and 0.0% for the India market (cap-weighted) — 3rd lowest of 21 in its peer set.
Growth Revenue grew 8.3% over the last twelve months (peer median +8.8%); the operating margin is 31.8% (peer median 32.3%).
Valuation It trades at 0.67× book value against a peer median of 1.01× (3rd cheapest of 21).
Price implies The share price implies a return on equity of about 10.9%; Central Bank of India delivers 12.0%, so the price asks less than the business earns today.
Next results Next results expected around 15 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹444B | ₹427B | ₹395B | ₹355B | ₹297B |
| Revenue growth | — | +8% | +11% | +19% | — |
| Net income | ₹48.2B | ₹45.2B | ₹39.3B | ₹26.7B | ₹16.8B |
| Free cash flow | n/a | ₹92.8B | ₹86.1B | ₹188B | ₹88.0B |
| Capital expenditure | n/a | ₹4.58B | ₹4.55B | ₹5.87B | ₹2.12B |
| Total debt | ₹389B | ₹333B | ₹235B | ₹214B | ₹100B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Central Bank of India CENTRALBK.NS | $2.93B | -18% | +8% | 12% | 0.67× | 10.9% |
| Punjab & Sind Bank PSB.NS | $1.52B | -22% | +3% | 11% | 0.99× | 14.8% |
| Bank of Maharashtra MAHABANK.NS | $7.08B | +2% | +17% | 23% | 1.79× | 26.2% |
| Indian Overseas Bank IOB.NS | $6.23B | -13% | +14% | 18% | 1.46× | 17.2% |
| UCO Bank UCOBANK.NS | $3.17B | -13% | +1% | 9% | 0.86× | 13.6% |
| Bank of India BANKINDIA.NS | $6.68B | -1% | +9% | 14% | 0.67× | 12.5% |
| Canara Bank CANBK.NS | $11.8B | -10% | -7% | 17% | 0.87× | 17.1% |
| Union Bank of India UNIONBANK.NS | $15.1B | +12% | 0% | 16% | 0.99× | 16.4% |
| Punjab National Bank PNB.NS | $15.4B | +16% | +3% | 15% | 0.90× | 17.0% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | CENTRALBK.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +0.6% | +1.8% | 10th lowest of 21 |
| 6-month return | -17.8% | +2.8% | 3rd lowest of 21 |
| Return on equity | 12.0% | 8.6% | 5th highest of 21 |
| Price / book | 0.67× | 1.01× | 3rd cheapest of 21 |
| Trailing P/E | 5.8× | 12.7× | cheapest of 21 |
| ROE the price implies | 10.9% | 9.7% | 9th most demanding of 20 |
| ROE delivered | 12.0% | 8.6% | 5th highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Central Bank of India CENTRALBK.NS | India | $2.93B | -18% | +8% | 12% | 0.67× | 10.9% | 12.0% |
| Hyakugo Bank 8368.T | Japan | $2.98B | +4% | +29% | 6% | 0.85× | 8.0% | 6.4% |
| Guangzhou Rural Commercial Bank 1551.HK | Hong Kong | $2.83B | -10% | -9% | 2% | 0.22× | 3.5% | 2.3% |
| Bandhan Bank BANDHANBNK.NS | India | $2.83B | -21% | +1% | 7% | 1.00× | 14.9% | 7.3% |
| Shiga Bank 8366.T | Japan | $3.12B | +11% | +23% | 4% | 0.76× | 3.9% | 4.4% |
| NBT Bancorp NBTB | United States | $2.74B | +16% | +10% | 11% | 1.45× | 9.3% | 11.5% |
| BankUnited BKU | United States | $3.14B | -7% | -5% | 9% | 1.09× | 11.9% | 9.2% |
| Banque Cantonale de Geneve BCGE.SW | Switzerland | $3.17B | +12% | -3% | 10% | 1.01× | n/a | 9.9% |
| Bank of Queensland BOQ.AX | Australia | $3.19B | +14% | -6% | 4% | 0.80× | 8.9% | 4.3% |
| Park National PRK | United States | $3.20B | +2% | +21% | 13% | 1.87× | 13.1% | 13.1% |
| FB Financial FBK | United States | $2.66B | 0% | +27% | 12% | 1.39× | 12.3% | 11.9% |
| First Merchants FRME | United States | $2.56B | +1% | +8% | 8% | 0.97× | 9.2% | 7.8% |
| Simmons First National SFNC | United States | $3.37B | +10% | +122% | 8% | 1.01× | 9.7% | 7.8% |
| Community Financial System CBU | United States | $3.39B | +1% | +7% | 12% | 1.67× | 12.5% | 11.8% |
| BSP Financial BFL.AX | Australia | $2.53B | -5% | +7% | 25% | 2.12× | 10.5% | 24.5% |
| Bank of Xi'an 600928.SS | China | $2.51B | +2% | +1% | 8% | 0.45× | 2.6% | 7.8% |
| Banco BBVA Argentina SA Sponsored ADR BBAR | United States | $2.45B | -29% | +6% | 8% | 0.77× | 8.1% | 8.0% |
| Dave DAVE | United States | $3.55B | +9% | +49% | 105% | 17.09× | 291.2% | 104.8% |
| Aichi Financial 7389.T | Japan | $2.40B | +3% | +31% | 8% | 0.81× | 6.5% | 7.8% |
| Nicolet Bankshares NIC | United States | $3.60B | +18% | +46% | 10% | 1.62× | 11.5% | 10.2% |
| TBC Bank TBCG.L | United Kingdom | $3.64B | +11% | +16% | 24% | 1.40× | 15.7% | 23.8% |