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← CockpitCompetitor Analysis › FMNB Farmers National Banc Corp.Open in the cockpit ↗

Farmers National Banc Corp.FMNBCompetitor analysis, valuation and peers

United States · USD·Financials›Major Banks
Momentum strong 62
Mkt cap
$914M
US dollars, full cap
Free float
98%
of shares outstanding
$/day
$4.98M
20-day average traded
P/B
1.28×
price to book
ROE
11.6%
delivered
Implied ROE
10.2%
what the price asks
Next earnings
83 days
28 Jan 2027
Close · USD$15.42
1D-0.6%
1W-1.4%
1M+1.4%
3M-1.9%
6M+8.8%
YTD+15.8%
1Y+16.5%
ATR %2.4%
Beta0.35
52w lowhigh6.3% off high

What Farmers National Banc does

Employees: 706

Farmers National Banc at a glance

Size Farmers National Banc (FMNB) is a United States Financials company (Major Banks) with a market value of $914M, the 2307th largest of 3,117 United States companies the cockpit tracks. Shares closed at $15.42 on 6 Nov 2026.

Performance Over six months the shares gained 8.8%, against +13.6% for the median peer and -1.1% for the United States market (cap-weighted) — 6th lowest of 21 in its peer set.

Growth Revenue grew 25.8% over the last twelve months (peer median +7.9%); the operating margin is 38.9% (peer median 26.2%).

Valuation It trades at 1.28× book value against a peer median of 1.25× (10th most expensive of 21).

Price implies The share price implies a return on equity of about 10.2%; Farmers National Banc delivers 11.6%, so the price asks less than the business earns today.

Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026Peer median 114FMNB 110
Six months, rebased to 100: Farmers National Banc against the median of its 20 peers (local-currency closes).

Farmers National Banc financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$349M$280M$270M$255M$178M
Revenue growth—+4%+6%+43%—
Net income$68.5M$54.6M$45.9M$49.9M$60.6M
Free cash flown/a$52.2M$54.7M$58.2M$74.4M
Capital expendituren/a$22.9M$11.7M$3.88M$5.50M
Total debt$522M$376M$401M$453M$192M

Quarterly statements and history in the cockpit →

Farmers National Banc competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+20%+40%+60%-20%0%THFF28978362CACR48337ALRSALBAVAMTB8360AROWLASPNORIONCBNKOSBC283683468714FMNB6-month return →1-month return →
Up and to the right = strong over both horizons. Farmers National Banc is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%10×20×THFF28978362CACR48337ALRSALBAVAMTB8360AROWLASPNORIONVPBNCBNK283683468714PCZFMNBReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Farmers National Banc is the large dot.

Capital: ROE delivered against the ROE the price implies

10%20%30%10%20%30%THFF28978362CACR48337ALRSALBAV8360AROWLASPCBNK28368714FMNBROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Farmers National Banc is the large dot.

Farmers National Banc competitors and peer comparison

How Farmers National Banc compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Farmers National Banc against its 20 peers (data as of 6 Nov 2026)
MeasureFMNBPeer medianRank in peer set
1-month return+1.4%+2.3%9th lowest of 21
6-month return+8.8%+13.6%6th lowest of 21
Return on equity11.6%7.8%9th highest of 21
Price / book1.28×1.25×10th most expensive of 21
Trailing P/E11.1×12.9×5th cheapest of 21
ROE the price implies10.2%8.3%6th most demanding of 20
ROE delivered11.6%7.8%9th highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Farmers National Banc FMNBUnited States$914M+9%+26%12%1.28×10.2%11.6%
First Financial THFFUnited States$907M+12%+10%14%1.37×8.6%14.3%
O-Bank 2897.TWTaiwan$889M+4%-7%6%0.68×2.8%5.6%
Fukui Bank 8362.TJapan$872M+57%+16%7%0.86×7.9%7.5%
Camden National CACUnited States$980M+18%+6%13%1.36×9.5%12.9%
Renta 4 Banco R4.MCSpain$984M+13%+12%29%4.15×13.9%29.0%
Chiba Kogyo Bank 8337.TJapan$845M+10%+28%5%1.01×8.4%4.9%
Alerus Financial ALRSUnited States$837M+26%-15%5%1.45×10.7%5.3%
Alandsbanken Abp ALBAV.HEFinland$724M-5%-4%16%2.30×8.3%16.3%
Amerant Bancorp AMTBUnited States$1.15B+26%-8%8%1.38×11.0%7.5%
Yamanashi Chuo Bank 8360.TJapan$1.16B+57%+30%5%0.72×5.7%5.0%
Arrow Financial AROWUnited States$713M+4%+14%9%1.38×10.6%9.4%
Laan & Spar Bank A/S LASP.CODenmark$711M+11%-7%12%1.26×5.2%11.7%
Norion Bank NORION.STSweden$1.18B+33%-2%13%1.23×6.8%12.6%
VP Bank VPBN.SWSwitzerland$706M+14%-10%4%0.49×n/a4.3%
Capital Bancorp CBNKUnited States$692M+34%+10%13%1.60×10.0%13.2%
Old Second Bancorp OSBCUnited States$1.24B+15%+22%13%1.37×10.9%12.8%
Bank of Kaohsiung 2836.TWTaiwan$652M-1%-5%5%0.78×3.0%5.3%
Toho Bank 8346.TJapan$1.32B+24%+30%7%0.92×7.2%6.6%
Senshu Ikeda Holdings,Inc 8714.TJapan$1.41B-14%+29%8%0.88×6.0%8.0%
ProCredit PCZ.DEGermany$580M+9%+6%7%0.48×7.0%7.1%

Questions

Which companies are Farmers National Banc's closest peers?
The cockpit's peer set: First Financial (THFF), O-Bank (2897.TW), Fukui Bank (8362.T), Camden National (CAC), Renta 4 Banco (R4.MC), Chiba Kogyo Bank (8337.T), Alerus Financial (ALRS), Alandsbanken Abp (ALBAV.HE).
Is Farmers National Banc expensive compared with its peers?
On price / book it trades at 1.28× against a peer median of 1.25×, 10th most expensive of 21 in its peer set. The share price implies a return on equity of about 10.2%; Farmers National Banc delivers 11.6%, so the price asks less than the business earns today.
How has Farmers National Banc stock performed?
Over six months to 6 Nov 2026 the shares returned +8.8% against +13.6% for the median peer; over one year +16.5%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.