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← CockpitCompetitor Analysis › CBNK Capital Bancorp, Inc.Open in the cockpit ↗

Capital Bancorp, Inc.CBNKCompetitor analysis, valuation and peers

United States · USD·Financials›Major Banks
Momentum leader 88
Mkt cap
$692M
US dollars, full cap
Free float
66%
of shares outstanding
$/day
$6.45M
20-day average traded
P/B
1.60×
price to book
ROE
13.2%
delivered
Implied ROE
10.0%
what the price asks
Next earnings
82 days
27 Jan 2027
Close · USD$42.39
1D-0.5%
1W+1.6%
1M+8.3%
3M+13.6%
6M+34.4%
YTD+50.5%
1Y+50.2%
ATR %2.4%
Beta0.45
52w lowhigh5.3% off high

What Capital Bancorp does

Employees: 459

Capital Bancorp at a glance

Size Capital Bancorp (CBNK) is a United States Financials company (Major Banks) with a market value of $692M, the 2491st largest of 3,117 United States companies the cockpit tracks. Shares closed at $42.39 on 6 Nov 2026.

Performance Over six months the shares gained 34.4%, against +9.1% for the median peer and -1.1% for the United States market (cap-weighted) — 2nd highest of 21 in its peer set.

Growth Revenue grew 9.8% over the last twelve months (peer median -0.3%); the operating margin is 20.9% (peer median 26.2%).

Valuation It trades at 1.60× book value against a peer median of 1.00× (4th most expensive of 21).

Price implies The share price implies a return on equity of about 10.0%; Capital Bancorp delivers 13.2%, so the price asks less than the business earns today.

Short interest Short interest is 3.8% of the free float (15 Oct 2026).

Next results Next results expected around 27 Jan 2027 (exchange calendar; dates can move).

Relative performance

10012014011 May 202611 Aug 20266 Nov 2026CBNK 138Peer median 110
Six months, rebased to 100: Capital Bancorp against the median of its 20 peers (local-currency closes).

Capital Bancorp financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$310M$290M$240M$208M$180M
Revenue growth—+21%+15%+16%—
Net income$54.4M$57.2M$31.0M$35.9M$41.8M
Free cash flown/a$67.3M$32.8M$45.3M$49.8M
Capital expendituren/a$2.37M$2.16M$2.16M$1.55M
Total debt$2.06M$56.6M$39.9M$52.9M$121M

Quarterly statements and history in the cockpit →

Capital Bancorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%-20%-10%0%+10%VPBNLASPAROWALBAV2836ALRS8337SUPVSKJE8362CSBBANK2897CACR4PBB1916CBNK6-month return →1-month return →
Up and to the right = strong over both horizons. Capital Bancorp is the large dot.

Fundamentals: return on equity against price-to-book

0%5%10%15%00×10×20×VPBNLASPAROWALBAV2836PCZALRS8337SUPVSKJE8362CSBBANK2897THFFFMNBR4PBB19166138CBNKReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Capital Bancorp is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%20%30%0%20%LASPAROWALBAV2836PCZALRS8337SUPVSKJECSBBANK2897FMNBR4PBB1916CBNKROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Capital Bancorp is the large dot.

Capital Bancorp competitors and peer comparison

How Capital Bancorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Capital Bancorp against its 20 peers (data as of 6 Nov 2026)
MeasureCBNKPeer medianRank in peer set
1-month return+8.3%+0.3%2nd highest of 21
6-month return+34.4%+9.1%2nd highest of 21
Return on equity13.2%7.3%5th highest of 21
Price / book1.60×1.00×4th most expensive of 21
Trailing P/E12.8×11.9×9th most expensive of 19
ROE the price implies10.0%8.3%6th most demanding of 20
ROE delivered13.2%7.3%5th highest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Capital Bancorp CBNKUnited States$692M+34%+10%13%1.60×10.0%13.2%
VP Bank VPBN.SWSwitzerland$706M+14%-10%4%0.49×n/a4.3%
Laan & Spar Bank A/S LASP.CODenmark$711M+11%-7%12%1.26×5.2%11.7%
Arrow Financial AROWUnited States$713M+4%+14%9%1.38×10.6%9.4%
Alandsbanken Abp ALBAV.HEFinland$724M-5%-4%16%2.30×8.3%16.3%
Bank of Kaohsiung 2836.TWTaiwan$652M-1%-5%5%0.78×3.0%5.3%
ProCredit PCZ.DEGermany$580M+9%+6%7%0.48×7.0%7.1%
Alerus Financial ALRSUnited States$837M+26%-15%5%1.45×10.7%5.3%
Chiba Kogyo Bank 8337.TJapan$845M+10%+28%5%1.01×8.4%4.9%
Grupo Supervielle SA Sponsored ADR SUPVUnited States$567M-29%-5%-7%0.62×9.2%-6.9%
Skjern Bank A/S SKJE.CODenmark$567M+27%+2%13%1.83×6.4%13.1%
Fukui Bank 8362.TJapan$872M+57%+16%7%0.86×7.9%7.5%
CSB Bank CSBBANK.NSIndia$548M-16%+16%14%1.00×13.9%13.9%
O-Bank 2897.TWTaiwan$889M+4%-7%6%0.68×2.8%5.6%
First Financial THFFUnited States$907M+12%+10%14%1.37×8.6%14.3%
Farmers National Banc FMNBUnited States$914M+9%+26%12%1.28×10.2%11.6%
Camden National CACUnited States$980M+18%+6%13%1.36×9.5%12.9%
Renta 4 Banco R4.MCSpain$984M+13%+12%29%4.15×13.9%29.0%
Deutsche Pfandbriefbank PBB.DEGermany$444M-19%-21%-2%0.14×3.5%-1.8%
Jiangxi Bank 1916.HKHong Kong$430M-18%-9%2%0.07×3.3%1.6%
Harbin Bank 6138.HKHong Kong$428M-19%-2%2%0.06×3.3%2.5%

Questions

Which companies are Capital Bancorp's closest peers?
The cockpit's peer set: VP Bank (VPBN.SW), Laan & Spar Bank A/S (LASP.CO), Arrow Financial (AROW), Alandsbanken Abp (ALBAV.HE), Bank of Kaohsiung (2836.TW), ProCredit (PCZ.DE), Alerus Financial (ALRS), Chiba Kogyo Bank (8337.T).
Is Capital Bancorp expensive compared with its peers?
On price / book it trades at 1.60× against a peer median of 1.00×, 4th most expensive of 21 in its peer set. The share price implies a return on equity of about 10.0%; Capital Bancorp delivers 13.2%, so the price asks less than the business earns today.
How has Capital Bancorp stock performed?
Over six months to 6 Nov 2026 the shares returned +34.4% against +9.1% for the median peer; over one year +50.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.