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Multi-bank holding company operating community banks in Iowa, Illinois, Missouri and Wisconsin plus a national fintech-banking unit.
Multi-bank holding company operating community banks in Iowa, Illinois, Missouri and Wisconsin plus a national fintech-banking unit.
Earns mainly from the gap between loan interest and deposit costs, with fee income from wealth management and from banking services for fintech partners. It has grown partly by buying smaller banks across the Midwest.
Moat: narrow (distribution, customer qualification). Multi-charter community-bank model plus niche specialty-finance and fintech banking-as-a-service relationships.
Headquarters: Moline, Illinois · Founded: 1993 · Employees: 967
Size QCR (QCRH) is a United States Financials company (Major Banks) with a market value of $1.64B, the 1924th largest of 3,117 United States companies the cockpit tracks. Shares closed at $100.85 on 6 Nov 2026.
Performance Over six months the shares gained 10.8%, against +6.2% for the median peer and -1.1% for the United States market (cap-weighted) — 9th highest of 20 in its peer set.
Growth Revenue grew 3.1% over the last twelve months (peer median +14.2%); the operating margin is 39.7% (peer median 26.9%).
Valuation It trades at 1.43× book value against a peer median of 0.96× (6th most expensive of 21).
Price implies The share price implies a return on equity of about 10.9%; QCR delivers 12.7%, so the price asks less than the business earns today.
Short interest Short interest is 3.2% of the free float (15 Oct 2026).
Next results Next results expected around 26 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $610M | $603M | $599M | $547M | $371M |
| Revenue growth | — | +1% | +9% | +47% | — |
| Net income | $142M | $127M | $114M | $114M | $99.1M |
| Free cash flow | n/a | $66.0M | $397M | $361M | $77.3M |
| Capital expenditure | n/a | $67.4M | $44.5M | $14.9M | $43.3M |
| Total debt | $1.02B | $642M | $574M | $722M | $830M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| QCR QCRH | $1.64B | +11% | +3% | 13% | 1.43× | 10.9% |
| Great Southern Bancorp GSBC | $868M | +16% | -10% | 10% | 1.42× | 9.3% |
| Nicolet Bankshares NIC | $3.60B | +18% | +46% | 10% | 1.62× | 11.5% |
| West Bancorporation WTBA | $520M | +27% | 0% | 15% | 1.92× | 13.1% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | QCRH | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +2.3% | -0.1% | 8th highest of 21 |
| 6-month return | +10.8% | +6.2% | 9th highest of 20 |
| Return on equity | 12.7% | 7.9% | 8th highest of 21 |
| Price / book | 1.43× | 0.96× | 6th most expensive of 21 |
| Trailing P/E | 11.8× | 12.5× | 9th cheapest of 20 |
| ROE the price implies | 10.9% | 7.4% | 8th most demanding of 21 |
| ROE delivered | 12.7% | 8.0% | 8th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| QCR QCRH | United States | $1.64B | +11% | +3% | 13% | 1.43× | 10.9% | 12.7% |
| CHINA BOHAI BANK 9668.HK | Hong Kong | $1.67B | -23% | -5% | 6% | 0.10× | 3.4% | 5.5% |
| Hope Bancorp HOPE | United States | $1.68B | +6% | +7% | 6% | 0.75× | 7.6% | 5.9% |
| South Indian Bank SOUTHBANK.NS | India | $1.60B | +38% | +5% | 14% | 1.25× | 18.3% | 13.9% |
| Inter & INTR | United States | $1.70B | -40% | +51% | 16% | 0.84× | 8.8% | 15.5% |
| Pathward Financial CASH | United States | $1.58B | -12% | -1% | 21% | 1.93× | 12.8% | 20.9% |
| Esquire Financial ESQ | United States | $1.57B | +21% | +33% | 11% | 2.00× | 10.2% | 10.5% |
| iM Financial 139130.KS | South Korea | $1.76B | -20% | +24% | 8% | 0.46× | 4.2% | n/a |
| FirstSun Capital Bancorp FSUN | United States | $1.77B | +5% | +45% | 4% | 0.98× | 6.3% | 4.2% |
| Punjab & Sind Bank PSB.NS | India | $1.52B | -22% | +3% | 11% | 0.99× | 14.8% | 10.7% |
| Hyakujushi Bank 8386.T | Japan | $1.78B | +4% | +22% | 6% | 0.72× | 6.7% | 5.6% |
| Happen HAPN | United States | $1.84B | n/a | +26% | 14% | 1.16× | 14.5% | 13.8% |
| Avarda Bank AVARDA.ST | Sweden | $1.47B | +42% | +22% | 26% | 4.29× | 23.7% | 26.0% |
| Far Eastern International Bank 2845.TW | Taiwan | $1.88B | +4% | +5% | 7% | 0.87× | 3.2% | 7.4% |
| Senshu Ikeda Holdings,Inc 8714.T | Japan | $1.41B | -14% | +29% | 8% | 0.88× | 6.0% | 8.0% |
| SpareBank 1 Nord-Norge NONG.OL | Norway | $1.96B | +26% | -4% | 8% | 0.93× | 6.6% | 7.7% |
| City CHCO | United States | $1.99B | +15% | +3% | 16% | 2.55× | 13.9% | 16.4% |
| Toho Bank 8346.T | Japan | $1.32B | +24% | +30% | 7% | 0.92× | 7.2% | 6.6% |
| Seven Bank 8410.T | Japan | $2.09B | +28% | +3% | 6% | 1.41× | 5.7% | 6.3% |
| OFG Bancorp OFG | United States | $2.15B | +10% | +2% | 17% | 1.60× | 12.0% | 16.6% |
| Awa Bank 8388.T | Japan | $2.15B | +94% | +23% | 5% | 0.80× | 5.3% | 4.7% |