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Employees: 607
Size AEON Credit Service (Asia) (0900.HK) is a Hong Kong Financials company (Finance/Rental/Leasing) with a market value of $463M, the 779th largest of 891 Hong Kong companies the cockpit tracks. Shares closed at HK$8.66 on 6 Nov 2026.
Performance Over six months the shares gained 1.5%, against -7.1% for the median peer and -13.4% for the Hong Kong market (cap-weighted) — 5th highest of 20 in its peer set.
Growth Revenue grew 4.4% over the last twelve months (peer median +13.7%); the operating margin is 37.0% (peer median 16.4%).
Valuation It trades at 0.79× book value against a peer median of 1.24× (5th cheapest of 21).
Price implies The share price implies a return on equity of about 4.8%; AEON Credit Service (Asia) delivers 11.0%, so the price asks less than the business earns today.
Next results Next results expected around 22 Dec 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | HK$1.91B | HK$1.85B | HK$1.79B | HK$1.63B | HK$1.24B |
| Revenue growth | — | +3% | +10% | +32% | — |
| Gross profit | HK$1.81B | HK$1.74B | HK$1.69B | HK$1.54B | HK$1.16B |
| EBITDA | HK$1.22B | HK$1.18B | HK$1.14B | HK$1.03B | HK$674M |
| Net income | HK$493M | HK$468M | HK$400M | HK$392M | HK$374M |
| Free cash flow | HK$225M | HK$65.7M | HK$122M | -HK$727M | -HK$1.07B |
| Capital expenditure | HK$21.6M | HK$22.5M | HK$38.5M | HK$128M | HK$56.9M |
| Total debt | HK$3.39B | HK$3.47B | HK$3.27B | HK$3.10B | HK$2.15B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 0900.HK | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -4.5% | +0.1% | 6th lowest of 21 |
| 6-month return | +1.5% | -7.1% | 5th highest of 20 |
| Return on equity | 11.0% | 9.1% | 7th highest of 19 |
| Price / book | 0.79× | 1.24× | 5th cheapest of 21 |
| Trailing P/E | 7.3× | 10.6× | 5th cheapest of 17 |
| ROE the price implies | 4.8% | 8.9% | 2nd least demanding of 21 |
| ROE delivered | 11.0% | 9.1% | 7th highest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| AEON Credit Service (Asia) 0900.HK | Hong Kong | $463M | +2% | +4% | 11% | 0.79× | 4.8% | 11.0% |
| Emeco EHL.AX | Australia | $458M | +23% | +1% | 10% | 0.84× | 8.2% | 10.2% |
| Aspial Lifestyle 5UF.SI | Singapore | $470M | -32% | +32% | 31% | 1.40× | 6.8% | 30.6% |
| Anhui Xinli Finance 600318.SS | China | $452M | -22% | +16% | 3% | 2.82× | 36.0% | 2.7% |
| Lianlian DigiTech 2598.HK | Hong Kong | $452M | -49% | +118% | 6% | 0.98× | 6.4% | 5.7% |
| Northern Arc Capital NORTHARC.NS | India | $487M | 0% | +28% | 12% | 1.09× | 20.4% | 12.1% |
| Dominion Lending Centres, Inc. (Canada) DLCG.TO | Canada | $439M | -17% | +4% | 16% | 4.44× | 31.0% | 16.2% |
| Idea Acquisition IACO | United States | $438M | n/a | n/a | n/a | 1.28× | 7.3% | n/a |
| KRAKacquisition KRAQ | United States | $432M | +1% | n/a | n/a | 1.31× | 7.4% | n/a |
| Chrysos C79.AX | Australia | $501M | 0% | -9% | 1% | 3.65× | 38.0% | 0.9% |
| MAS Financial Services MASFIN.NS | India | $512M | -24% | +23% | 14% | 1.50× | 18.8% | 13.8% |
| BFF Bank BFF.MI | Italy | $417M | -21% | -18% | 2% | 0.47× | 8.2% | 2.3% |
| LendingTree TREE | United States | $520M | -5% | +23% | 51% | 2.05× | 27.3% | 51.4% |
| Oportun Financial OPRT | United States | $520M | +97% | 0% | 9% | 1.20× | 13.0% | 9.1% |
| goeasy GSY.TO | Canada | $522M | +39% | +5% | -34% | 0.92× | 9.6% | -34.0% |
| OppFi OPFI | United States | $526M | -34% | +6% | 38% | 9.07× | 108.9% | 38.4% |
| Enity ENITY.ST | Sweden | $401M | +13% | n/a | 9% | 0.67× | 3.8% | 9.2% |
| Grenke GLJ.DE | Germany | $535M | -21% | +14% | 6% | 0.40× | 5.8% | 6.2% |
| Zedcor ZDC.V | Canada | $390M | -19% | +71% | -1% | 5.69× | 27.7% | -1.2% |
| Atrium Mortgage Investment AI.TO | Canada | $390M | -7% | -11% | 9% | 1.03× | 8.0% | 9.1% |
| NEC Capital Solutions 8793.T | Japan | $550M | -1% | +27% | 8% | 0.63× | 4.8% | 8.5% |