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Zedcor IncZDC.VCompetitor analysis, valuation and peers

Canada · CAD·Financials›Finance/Rental/Leasing
Momentum weak 30
Mkt cap
$390M
US dollars, full cap
Free float
78%
of shares outstanding
$/day
$643,832
20-day average traded
P/B
5.69×
price to book
ROE
-1.2%
delivered
Implied ROE
27.7%
what the price asks
Next earnings
160 days
15 Apr 2027
Close · CADC$4.85
1D-6.7%
1W-5.1%
1M-8.1%
3M-6.4%
6M-18.8%
YTD-23.0%
1Y-30.1%
ATR %5.7%
52w lowhigh29.8% off high

What Zedcor does

Employees: 240

Zedcor at a glance

Size Zedcor (ZDC.V) is a Canada Financials company (Finance/Rental/Leasing) with a market value of $390M, the 380th largest of 420 Canada companies the cockpit tracks. Shares closed at C$4.85 on 6 Nov 2026.

Performance Over six months the shares fell 18.8%, against -2.9% for the median peer and +5.2% for the Canada market (cap-weighted) — 6th lowest of 19 in its peer set.

Growth Revenue grew 70.8% over the last twelve months (peer median +9.4%); the operating margin is 2.1% (peer median 25.3%).

Valuation It trades at 5.69× book value against a peer median of 1.29× (3rd most expensive of 21).

Price implies The share price implies a return on equity of about 27.7%; Zedcor delivers -1.2%, so the price asks more than the business earns today.

Next results Next results expected around 15 Apr 2027 (exchange calendar; dates can move).

Relative performance

8010011 May 202611 Aug 20266 Nov 2026Peer median 96ZDC.V 80
Six months, rebased to 100: Zedcor against the median of its 20 peers (local-currency closes).

Zedcor financials

Reported figures in CAD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
RevenueC$76.0MC$58.9MC$33.0MC$24.9MC$22.1M
Revenue growth—+79%+33%+13%—
Gross profitC$41.0MC$33.2MC$17.1MC$10.8MC$9.59M
EBITDAC$20.7MC$17.1MC$10.4MC$7.08MC$7.44M
Net income-C$935,000C$2.72MC$1.63MC$2.65MC$6.00M
Free cash flow-C$65.6M-C$48.5M-C$10.4M-C$3.58M-C$2.80M
Capital expenditureC$87.8MC$65.5MC$21.4MC$13.5MC$8.99M
Total debtC$68.0MC$57.2MC$28.3MC$27.6MC$20.7M

Quarterly statements and history in the cockpit →

Zedcor competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%0%+20%AIAYE23939619DOV8239ENITY9991BETRWSBFDLCGCCAPSANGHVIMOV2598600318ZDC.V6-month return →1-month return →
Up and to the right = strong over both horizons. Zedcor is the large dot.

Fundamentals: return on equity against price-to-book

-200%-100%0%00×500×1000×AIAYEDOV8239BETRZDC.VReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Zedcor is the large dot.

Capital: ROE delivered against the ROE the price implies

0%500%1,000%0%500%1,000%AIAYE8239BETRZDC.VROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Zedcor is the large dot.

Zedcor competitors and peer comparison

How Zedcor compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Zedcor against its 20 peers (data as of 6 Nov 2026)
MeasureZDC.VPeer medianRank in peer set
1-month return-8.1%+0.1%6th lowest of 21
6-month return-18.8%-2.9%6th lowest of 19
Return on equity-1.2%8.7%4th lowest of 18
Price / book5.69×1.29×3rd most expensive of 21
ROE the price implies27.7%8.1%8th most demanding of 21
ROE delivered-1.2%8.6%4th lowest of 17

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Zedcor ZDC.VCanada$390M-19%+71%-1%5.69×27.7%-1.2%
Atrium Mortgage Investment AI.TOCanada$390M-7%-11%9%1.03×8.0%9.1%
Aye Finance AYE.NSIndia$385M+4%+22%13%1.33×30.9%13.1%
Nippon Care Supply 2393.TJapan$385M+76%+10%14%3.28×9.9%13.5%
Ichinen 9619.TJapan$381M+19%+6%18%0.77×4.8%17.6%
doValue DOV.MIItaly$381M-16%+9%-15%2.23×27.8%-14.8%
Capital Finance 8239.HKHong Kong$380M+111%+31%-76%133.31×990.3%-75.7%
Enity ENITY.STSweden$401M+13%n/a9%0.67×3.8%9.2%
GECOSS 9991.TJapan$376M+9%+5%9%0.83×6.1%8.8%
Better Home & Finance BETRUnited States$366M-34%+41%-224%6.31×68.0%-224.0%
BFF Bank BFF.MIItaly$417M-21%-18%2%0.47×8.2%2.3%
Waterstone Financial WSBFUnited States$357M+6%+5%9%1.02×8.8%8.7%
KRAKacquisition KRAQUnited States$432M+1%n/an/a1.31×7.4%n/a
Idea Acquisition IACOUnited States$438Mn/an/an/a1.28×7.3%n/a
Dominion Lending Centres, Inc. (Canada) DLCG.TOCanada$439M-17%+4%16%4.44×31.0%16.2%
Crescent Capital BDC CCAPUnited States$346M-31%-29%0%0.53×5.6%-0.5%
Sanghvi Movers SANGHVIMOV.NSIndia$343M+11%+30%15%2.47×34.6%n/a
Inflection Point Acquisition Corp. VI IPFXUnited States$343Mn/an/an/a1.41×7.7%n/a
China Aircraft Leasing 1848.HKHong Kong$340M-11%+19%8%0.57×6.3%8.4%
Lianlian DigiTech 2598.HKHong Kong$452M-49%+118%6%0.98×6.4%5.7%
Anhui Xinli Finance 600318.SSChina$452M-22%+16%3%2.82×36.0%2.7%

Questions

Which companies are Zedcor's closest peers?
The cockpit's peer set: Atrium Mortgage Investment (AI.TO), Aye Finance (AYE.NS), Nippon Care Supply (2393.T), Ichinen (9619.T), doValue (DOV.MI), Capital Finance (8239.HK), Enity (ENITY.ST), GECOSS (9991.T).
Is Zedcor expensive compared with its peers?
On price / book it trades at 5.69× against a peer median of 1.29×, 3rd most expensive of 21 in its peer set. The share price implies a return on equity of about 27.7%; Zedcor delivers -1.2%, so the price asks more than the business earns today.
How has Zedcor stock performed?
Over six months to 6 Nov 2026 the shares returned -18.8% against -2.9% for the median peer; over one year -30.1%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.