Employees: 10,346
Size Aye Finance (AYE.NS) is an India Financials company (Finance/Rental/Leasing) with a market value of $385M, the 957th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹147.13 on 6 Nov 2026.
Performance Over six months the shares gained 3.8%, against -2.9% for the median peer and 0.0% for the India market (cap-weighted) — 9th highest of 19 in its peer set.
Growth Revenue grew 22.1% over the last twelve months (peer median +7.8%); the operating margin is 35.5% (peer median 24.4%).
Valuation It trades at 1.33× book value against a peer median of 1.31× (10th most expensive of 20).
Price implies The share price implies a return on equity of about 30.9%; Aye Finance delivers 13.1%, so the price asks more than the business earns today.
Next results Next results expected around 3 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹19.8B | ₹17.2B | ₹15.0B | ₹10.7B | ₹6.29B |
| Revenue growth | — | +15% | +39% | +71% | — |
| Gross profit | ₹14.0B | ₹16.5B | ₹14.5B | ₹10.4B | ₹6.07B |
| EBITDA | ₹7.31B | ₹8.56B | ₹7.80B | ₹6.33B | ₹3.45B |
| Net income | ₹2.90B | ₹1.94B | ₹1.71B | ₹1.61B | ₹538M |
| Free cash flow | n/a | ₹5.15B | ₹4.23B | ₹3.29B | ₹1.14B |
| Capital expenditure | n/a | ₹117M | ₹169M | ₹116M | ₹44.3M |
| Total debt | ₹59.0B | ₹50.7B | ₹45.5B | ₹35.2B | ₹23.2B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | AYE.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -12.2% | +0.1% | 3rd lowest of 21 |
| 6-month return | +3.8% | -2.9% | 9th highest of 19 |
| Return on equity | 13.1% | 8.7% | 6th highest of 17 |
| Price / book | 1.33× | 1.31× | 10th most expensive of 20 |
| Trailing P/E | 12.1× | 11.5× | 5th most expensive of 12 |
| ROE the price implies | 30.9% | 8.2% | 5th most demanding of 20 |
| ROE delivered | 13.1% | 8.7% | 5th highest of 16 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Aye Finance AYE.NS | India | $385M | +4% | +22% | 13% | 1.33× | 30.9% | 13.1% |
| Nippon Care Supply 2393.T | Japan | $385M | +76% | +10% | 14% | 3.28× | 9.9% | 13.5% |
| Ichinen 9619.T | Japan | $381M | +19% | +6% | 18% | 0.77× | 4.8% | 17.6% |
| Atrium Mortgage Investment AI.TO | Canada | $390M | -7% | -11% | 9% | 1.03× | 8.0% | 9.1% |
| Zedcor ZDC.V | Canada | $390M | -19% | +71% | -1% | 5.69× | 27.7% | -1.2% |
| doValue DOV.MI | Italy | $381M | -16% | +9% | -15% | 2.23× | 27.8% | -14.8% |
| Capital Finance 8239.HK | Hong Kong | $380M | +111% | +31% | -76% | 133.31× | 990.3% | -75.7% |
| GECOSS 9991.T | Japan | $376M | +9% | +5% | 9% | 0.83× | 6.1% | 8.8% |
| Enity ENITY.ST | Sweden | $401M | +13% | n/a | 9% | 0.67× | 3.8% | 9.2% |
| Better Home & Finance BETR | United States | $366M | -34% | +41% | -224% | 6.31× | 68.0% | -224.0% |
| Waterstone Financial WSBF | United States | $357M | +6% | +5% | 9% | 1.02× | 8.8% | 8.7% |
| BFF Bank BFF.MI | Italy | $417M | -21% | -18% | 2% | 0.47× | 8.2% | 2.3% |
| Crescent Capital BDC CCAP | United States | $346M | -31% | -29% | 0% | 0.53× | 5.6% | -0.5% |
| KRAKacquisition KRAQ | United States | $432M | +1% | n/a | n/a | 1.31× | 7.4% | n/a |
| Sanghvi Movers SANGHVIMOV.NS | India | $343M | +11% | +30% | 15% | 2.47× | 34.6% | n/a |
| Inflection Point Acquisition Corp. VI IPFX | United States | $343M | n/a | n/a | n/a | 1.41× | 7.7% | n/a |
| China Aircraft Leasing 1848.HK | Hong Kong | $340M | -11% | +19% | 8% | 0.57× | 6.3% | 8.4% |
| Idea Acquisition IACO | United States | $438M | n/a | n/a | n/a | 1.28× | 7.3% | n/a |
| Dominion Lending Centres, Inc. (Canada) DLCG.TO | Canada | $439M | -17% | +4% | 16% | 4.44× | 31.0% | 16.2% |
| Shandong Hi-Speed 0412.HK | Hong Kong | $334M | -65% | -15% | n/a | n/a | n/a | n/a |
| ASA International ASAI.L | United Kingdom | $332M | +28% | +25% | 45% | 1.69× | 30.5% | 44.9% |