Loading…
Employees: 911
Size BFF Bank (BFF.MI) is an Italy Financials company (Finance/Rental/Leasing) with a market value of $417M, the 113th largest of 123 Italy companies the cockpit tracks. Shares closed at €1.97 on 6 Nov 2026.
Performance Over six months the shares fell 20.9%, against +1.4% for the median peer and +3.1% for the Italy market (cap-weighted) — 5th lowest of 20 in its peer set.
Growth Revenue fell 18.3% over the last twelve months (peer median +9.6%); the operating margin is 3.9% (peer median 20.9%).
Valuation It trades at 0.47× book value against a peer median of 1.29× (cheapest of 21).
Price implies The share price implies a return on equity of about 8.2%; BFF Bank delivers 2.3%, so the price asks more than the business earns today.
Credit BFF Bank has 3 bonds outstanding ($835M), rated Ba3 by the agencies.
Next results Next results expected around 10 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | €622M | €672M | €953M | €818M | €661M |
| Revenue growth | — | -29% | +17% | +24% | — |
| Net income | €18.0M | €37.0M | €219M | €172M | €232M |
| Free cash flow | n/a | €160M | €38.0M | -€188M | €77.3M |
| Capital expenditure | n/a | €11.9M | €44.2M | €31.7M | €33.1M |
| Total debt | €4.29B | €4.39B | €3.36B | €3.00B | €6.00B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | BFF.MI | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +2.1% | -2.7% | 4th highest of 21 |
| 6-month return | -20.9% | +1.4% | 5th lowest of 20 |
| Return on equity | 2.3% | 9.1% | 5th lowest of 19 |
| Price / book | 0.47× | 1.29× | cheapest of 21 |
| Trailing P/E | 20.7× | 10.6× | 5th most expensive of 15 |
| ROE the price implies | 8.2% | 8.5% | 10th least demanding of 21 |
| ROE delivered | 2.3% | 9.1% | 5th lowest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| BFF Bank BFF.MI | Italy | $417M | -21% | -18% | 2% | 0.47× | 8.2% | 2.3% |
| KRAKacquisition KRAQ | United States | $432M | +1% | n/a | n/a | 1.31× | 7.4% | n/a |
| Enity ENITY.ST | Sweden | $401M | +13% | n/a | 9% | 0.67× | 3.8% | 9.2% |
| Idea Acquisition IACO | United States | $438M | n/a | n/a | n/a | 1.28× | 7.3% | n/a |
| Dominion Lending Centres, Inc. (Canada) DLCG.TO | Canada | $439M | -17% | +4% | 16% | 4.44× | 31.0% | 16.2% |
| Zedcor ZDC.V | Canada | $390M | -19% | +71% | -1% | 5.69× | 27.7% | -1.2% |
| Atrium Mortgage Investment AI.TO | Canada | $390M | -7% | -11% | 9% | 1.03× | 8.0% | 9.1% |
| Aye Finance AYE.NS | India | $385M | +4% | +22% | 13% | 1.33× | 30.9% | 13.1% |
| Nippon Care Supply 2393.T | Japan | $385M | +76% | +10% | 14% | 3.28× | 9.9% | 13.5% |
| Lianlian DigiTech 2598.HK | Hong Kong | $452M | -49% | +118% | 6% | 0.98× | 6.4% | 5.7% |
| Anhui Xinli Finance 600318.SS | China | $452M | -22% | +16% | 3% | 2.82× | 36.0% | 2.7% |
| Ichinen 9619.T | Japan | $381M | +19% | +6% | 18% | 0.77× | 4.8% | 17.6% |
| doValue DOV.MI | Italy | $381M | -16% | +9% | -15% | 2.23× | 27.8% | -14.8% |
| Capital Finance 8239.HK | Hong Kong | $380M | +111% | +31% | -76% | 133.31× | 990.3% | -75.7% |
| Emeco EHL.AX | Australia | $458M | +23% | +1% | 10% | 0.84× | 8.2% | 10.2% |
| AEON Credit Service (Asia) 0900.HK | Hong Kong | $463M | +2% | +4% | 11% | 0.79× | 4.8% | 11.0% |
| GECOSS 9991.T | Japan | $376M | +9% | +5% | 9% | 0.83× | 6.1% | 8.8% |
| Aspial Lifestyle 5UF.SI | Singapore | $470M | -32% | +32% | 31% | 1.40× | 6.8% | 30.6% |
| Better Home & Finance BETR | United States | $366M | -34% | +41% | -224% | 6.31× | 68.0% | -224.0% |
| Northern Arc Capital NORTHARC.NS | India | $487M | 0% | +28% | 12% | 1.09× | 20.4% | 12.1% |
| Waterstone Financial WSBF | United States | $357M | +6% | +5% | 9% | 1.02× | 8.8% | 8.7% |
BFF Bank has 3 bonds outstanding with $835M face value. The agencies rate it Ba3.