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← CockpitCompetitor Analysis › BETR Better Home & Finance Holding Company Class AOpen in the cockpit ↗

Better Home & Finance Holding Company Class ABETRCompetitor analysis, valuation and peers

United States · USD·Financials›Finance/Rental/Leasing
Momentum laggard 13
Mkt cap
$366M
US dollars, full cap
Free float
62%
of shares outstanding
$/day
$9.78M
20-day average traded
P/B
6.31×
price to book
ROE
-224.0%
delivered
Implied ROE
68.0%
what the price asks
Next earnings
3 days
9 Nov 2026
Close · USD$19.24
1D+1.4%
1W-7.7%
1M-15.1%
3M-33.9%
6M-34.1%
YTD-41.0%
1Y+8.8%
ATR %13.7%
Beta2.64
52w lowhigh79.5% off high

What Better Home & Finance does

Employees: 1,329

Better Home & Finance at a glance

Size Better Home & Finance (BETR) is a United States Financials company (Finance/Rental/Leasing) with a market value of $366M, the 2931st largest of 3,117 United States companies the cockpit tracks. Shares closed at $19.24 on 6 Nov 2026.

Performance Over six months the shares fell 34.1%, against +6.2% for the median peer and -1.1% for the United States market (cap-weighted) — 2nd lowest of 19 in its peer set.

Growth Revenue grew 41.2% over the last twelve months (peer median +5.6%); the operating margin is -52.4% (peer median 15.5%).

Valuation It trades at 6.31× book value against a peer median of 1.03× (2nd most expensive of 20).

Price implies The share price implies a return on equity of about 68.0%; Better Home & Finance delivers -224.0%, so the price asks more than the business earns today.

Short interest Short interest is 27.9% of the free float (15 Oct 2026).

Next results Next results expected around 9 Nov 2026 (exchange calendar; dates can move).

Relative performance

10015011 May 202611 Aug 20266 Nov 2026Peer median 107BETR 61
Six months, rebased to 100: Better Home & Finance against the median of its 20 peers (local-currency closes).

Better Home & Finance financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$216M$205M$130M-$134M$0
Revenue growth—+58%———
Gross profit$184M$176M$86.4M-$186M$0
EBITDA-$101M-$95.9M-$133M-$442M-$8.58M
Net income-$180M-$166M-$206M-$536M$8.74M
Free cash flow-$262M-$233M-$212M-$280M-$1.15M
Capital expenditure$10.6M$11.2M$10.1M$9.78M$0
Total debt$658M$615M$768M$672M$2.81M

Quarterly statements and history in the cockpit →

Better Home & Finance competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%0%+20%WSBF99918239DOV96192393AYECCAPZDC0412ENITYASAI0626BETR6-month return →1-month return →
Up and to the right = strong over both horizons. Better Home & Finance is the large dot.

Fundamentals: return on equity against price-to-book

-200%-100%0%00×500×1000×WSBF99918239ASAIBETRReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Better Home & Finance is the large dot.

Capital: ROE delivered against the ROE the price implies

0%500%1,000%0%500%1,000%WSBF99918239BETRROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Better Home & Finance is the large dot.

Better Home & Finance competitors and peer comparison

How Better Home & Finance compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Better Home & Finance against its 20 peers (data as of 6 Nov 2026)
MeasureBETRPeer medianRank in peer set
1-month return-15.1%+0.5%2nd lowest of 21
6-month return-34.1%+6.2%2nd lowest of 19
Return on equity-224.0%8.9%lowest of 19
Price / book6.31×1.03×2nd most expensive of 20
ROE the price implies68.0%8.0%2nd most demanding of 20
ROE delivered-224.0%8.8%lowest of 16

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Better Home & Finance BETRUnited States$366M-34%+41%-224%6.31×68.0%-224.0%
Waterstone Financial WSBFUnited States$357M+6%+5%9%1.02×8.8%8.7%
GECOSS 9991.TJapan$376M+9%+5%9%0.83×6.1%8.8%
Capital Finance 8239.HKHong Kong$380M+111%+31%-76%133.31×990.3%-75.7%
doValue DOV.MIItaly$381M-16%+9%-15%2.23×27.8%-14.8%
Ichinen 9619.TJapan$381M+19%+6%18%0.77×4.8%17.6%
Nippon Care Supply 2393.TJapan$385M+76%+10%14%3.28×9.9%13.5%
Aye Finance AYE.NSIndia$385M+4%+22%13%1.33×30.9%13.1%
Crescent Capital BDC CCAPUnited States$346M-31%-29%0%0.53×5.6%-0.5%
Sanghvi Movers SANGHVIMOV.NSIndia$343M+11%+30%15%2.47×34.6%n/a
Atrium Mortgage Investment AI.TOCanada$390M-7%-11%9%1.03×8.0%9.1%
Zedcor ZDC.VCanada$390M-19%+71%-1%5.69×27.7%-1.2%
Inflection Point Acquisition Corp. VI IPFXUnited States$343Mn/an/an/a1.41×7.7%n/a
China Aircraft Leasing 1848.HKHong Kong$340M-11%+19%8%0.57×6.3%8.4%
Shandong Hi-Speed 0412.HKHong Kong$334M-65%-15%n/an/an/an/a
Enity ENITY.STSweden$401M+13%n/a9%0.67×3.8%9.2%
ASA International ASAI.LUnited Kingdom$332M+28%+25%45%1.69×30.5%44.9%
Sankyo Frontier 9639.TJapan$331M+6%+4%11%0.97×5.8%11.5%
IndoStar Capital Finance INDOSTAR.NSIndia$329M-15%-2%4%0.82×14.6%n/a
Public Financial 0626.HKHong Kong$328M+58%-7%1%0.33×4.0%1.3%
7855 7855.TWTaiwan$325Mn/a+2%14%1.18×4.0%n/a

Questions

Which companies are Better Home & Finance's closest peers?
The cockpit's peer set: Waterstone Financial (WSBF), GECOSS (9991.T), Capital Finance (8239.HK), doValue (DOV.MI), Ichinen (9619.T), Nippon Care Supply (2393.T), Aye Finance (AYE.NS), Crescent Capital BDC (CCAP).
Is Better Home & Finance expensive compared with its peers?
On price / book it trades at 6.31× against a peer median of 1.03×, 2nd most expensive of 20 in its peer set. The share price implies a return on equity of about 68.0%; Better Home & Finance delivers -224.0%, so the price asks more than the business earns today.
How has Better Home & Finance stock performed?
Over six months to 6 Nov 2026 the shares returned -34.1% against +6.2% for the median peer; over one year +8.8%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.