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← CockpitCompetitor Analysis › TREE LendingTree, Inc.Open in the cockpit ↗

LendingTree, Inc.TREECompetitor analysis, valuation and peers

United States · USD·Financials›Finance/Rental/Leasing
Momentum leader 88
Mkt cap
$520M
US dollars, full cap
Free float
86%
of shares outstanding
$/day
$12.3M
20-day average traded
P/B
2.05×
price to book
ROE
51.4%
delivered
Implied ROE
27.3%
what the price asks
Next earnings
105 days
19 Feb 2027
Close · USD$37.01
1D-4.4%
1W+32.5%
1M+46.0%
3M+14.7%
6M-5.1%
YTD-30.3%
1Y-36.2%
ATR %5.8%
Beta1.55
52w lowhigh46.3% off high

What LendingTree does

Employees: 926

LendingTree at a glance

Size LendingTree (TREE) is a United States Financials company (Finance/Rental/Leasing) with a market value of $520M, the 2667th largest of 3,117 United States companies the cockpit tracks. Shares closed at $37.01 on 6 Nov 2026.

Performance Over six months the shares fell 5.1%, against -0.7% for the median peer and -1.1% for the United States market (cap-weighted) — 10th lowest of 20 in its peer set.

Growth Revenue grew 23.1% over the last twelve months (peer median +5.4%); the operating margin is 8.3% (peer median 26.4%).

Valuation It trades at 2.05× book value against a peer median of 1.09× (5th most expensive of 20).

Price implies The share price implies a return on equity of about 27.3%; LendingTree delivers 51.4%, so the price asks less than the business earns today.

Short interest Short interest is 7.5% of the free float (15 Oct 2026).

Next results Next results expected around 19 Feb 2027 (exchange calendar; dates can move).

Relative performance

608010012011 May 202611 Aug 20266 Nov 2026TREE 100Peer median 99
Six months, rebased to 100: LendingTree against the median of its 20 peers (local-currency closes).

LendingTree financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$1.30B$1.12B$900M$673M$985M
Revenue growth—+24%+34%-32%—
Gross profit$1.24B$1.05B$840M$607M$882M
EBITDA$130M$104M$76.9M$35.3M$17.1M
Net income$99.1M$151M-$41.7M-$122M-$188M
Free cash flow$81.1M$60.7M$46.7M$55.0M$31.4M
Capital expenditure$11.9M$12.4M$11.2M$12.5M$11.4M
Total debt$373M$440M$544M$611M$913M

Quarterly statements and history in the cockpit →

LendingTree competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%-20%0%+20%+40%OPRTGSYOPFIMASFINGLJC798793PPMNORTHARC85085UFHTZEHL6003182598DLCGLFSTREE6-month return →1-month return →
Up and to the right = strong over both horizons. LendingTree is the large dot.

Fundamentals: return on equity against price-to-book

-40%-20%0%20%40%00×50×OPRTGSYOPFIMASFINGLJC7987935UF600318DLCGFEDFINATREEReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. LendingTree is the large dot.

Capital: ROE delivered against the ROE the price implies

0%50%100%0%50%100%OPRTGSYOPFIMASFINGLJC7987935UF600318DLCGTREEROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. LendingTree is the large dot.

LendingTree competitors and peer comparison

How LendingTree compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

LendingTree against its 20 peers (data as of 6 Nov 2026)
MeasureTREEPeer medianRank in peer set
1-month return+46.0%-1.1%highest of 21
6-month return-5.1%-0.7%10th lowest of 20
Return on equity51.4%9.6%highest of 19
Price / book2.05×1.09×5th most expensive of 20
Trailing P/E5.3×9.7×3rd cheapest of 18
ROE the price implies27.3%9.6%5th most demanding of 20
ROE delivered51.4%9.6%highest of 19

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
LendingTree TREEUnited States$520M-5%+23%51%2.05×27.3%51.4%
Oportun Financial OPRTUnited States$520M+97%0%9%1.20×13.0%9.1%
goeasy GSY.TOCanada$522M+39%+5%-34%0.92×9.6%-34.0%
OppFi OPFIUnited States$526M-34%+6%38%9.07×108.9%38.4%
MAS Financial Services MASFIN.NSIndia$512M-24%+23%14%1.50×18.8%13.8%
Grenke GLJ.DEGermany$535M-21%+14%6%0.40×5.8%6.2%
Chrysos C79.AXAustralia$501M0%-9%1%3.65×38.0%0.9%
NEC Capital Solutions 8793.TJapan$550M-1%+27%8%0.63×4.8%8.5%
Pepper Money PPM.AXAustralia$553M+6%-1%13%0.90×13.1%13.0%
Northern Arc Capital NORTHARC.NSIndia$487M0%+28%12%1.09×20.4%12.1%
J Trust 8508.TJapan$563M+7%+4%9%0.59×5.4%9.1%
Aspial Lifestyle 5UF.SISingapore$470M-32%+32%31%1.40×6.8%30.6%
AEON Credit Service (Asia) 0900.HKHong Kong$463M+2%+4%11%0.79×4.8%11.0%
Hertz Global HTZUnited States$585M-64%+3%n/an/an/an/a
Emeco EHL.AXAustralia$458M+23%+1%10%0.84×8.2%10.2%
Anhui Xinli Finance 600318.SSChina$452M-22%+16%3%2.82×36.0%2.7%
Lianlian DigiTech 2598.HKHong Kong$452M-49%+118%6%0.98×6.4%5.7%
Dominion Lending Centres, Inc. (Canada) DLCG.TOCanada$439M-17%+4%16%4.44×31.0%16.2%
Idea Acquisition IACOUnited States$438Mn/an/an/a1.28×7.3%n/a
Fedbank Financial Services FEDFINA.NSIndia$621M+3%+20%15%1.85×15.9%14.8%
Latitude LFS.AXAustralia$623M-6%+4%9%0.70×7.6%8.7%

Questions

Which companies are LendingTree's closest peers?
The cockpit's peer set: Oportun Financial (OPRT), goeasy (GSY.TO), OppFi (OPFI), MAS Financial Services (MASFIN.NS), Grenke (GLJ.DE), Chrysos (C79.AX), NEC Capital Solutions (8793.T), Pepper Money (PPM.AX).
Is LendingTree expensive compared with its peers?
On price / book it trades at 2.05× against a peer median of 1.09×, 5th most expensive of 20 in its peer set. The share price implies a return on equity of about 27.3%; LendingTree delivers 51.4%, so the price asks less than the business earns today.
How has LendingTree stock performed?
Over six months to 6 Nov 2026 the shares returned -5.1% against -0.7% for the median peer; over one year -36.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.