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Employees: 2,405
Size Oportun Financial (OPRT) is a United States Financials company (Finance/Rental/Leasing) with a market value of $520M, the 2665th largest of 3,117 United States companies the cockpit tracks. Shares closed at $11.31 on 6 Nov 2026.
Performance Over six months the shares gained 96.9%, against -5.1% for the median peer and -1.1% for the United States market (cap-weighted) — highest of 20 in its peer set.
Growth Revenue fell 0.4% over the last twelve months (peer median +5.6%); the operating margin is 7.9% (peer median 26.4%).
Valuation It trades at 1.20× book value against a peer median of 1.09× (10th most expensive of 20).
Price implies The share price implies a return on equity of about 13.0%; Oportun Financial delivers 9.1%, so the price asks more than the business earns today.
Short interest Short interest is 3.5% of the free float (15 Oct 2026).
Next results Next results expected around 18 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $956M | $957M | $1.00B | $1.06B | $953M |
| Revenue growth | — | -5% | -5% | +11% | — |
| Net income | $37.2M | $25.2M | -$78.7M | -$180M | -$77.7M |
| Free cash flow | $434M | $406M | $389M | $384M | $242M |
| Capital expenditure | $24.7M | $24.3M | $19.2M | $31.3M | $48.9M |
| Total debt | $2.71B | $2.81B | $2.82B | $2.94B | $2.97B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | OPRT | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +30.6% | -1.1% | 2nd highest of 21 |
| 6-month return | +96.9% | -5.1% | highest of 20 |
| Return on equity | 9.1% | 10.6% | 9th lowest of 19 |
| Price / book | 1.20× | 1.09× | 10th most expensive of 20 |
| Trailing P/E | 15.2× | 9.0× | 5th most expensive of 18 |
| ROE the price implies | 13.0% | 9.6% | 10th most demanding of 20 |
| ROE delivered | 9.1% | 10.6% | 9th lowest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Oportun Financial OPRT | United States | $520M | +97% | 0% | 9% | 1.20× | 13.0% | 9.1% |
| LendingTree TREE | United States | $520M | -5% | +23% | 51% | 2.05× | 27.3% | 51.4% |
| goeasy GSY.TO | Canada | $522M | +39% | +5% | -34% | 0.92× | 9.6% | -34.0% |
| OppFi OPFI | United States | $526M | -34% | +6% | 38% | 9.07× | 108.9% | 38.4% |
| MAS Financial Services MASFIN.NS | India | $512M | -24% | +23% | 14% | 1.50× | 18.8% | 13.8% |
| Grenke GLJ.DE | Germany | $535M | -21% | +14% | 6% | 0.40× | 5.8% | 6.2% |
| Chrysos C79.AX | Australia | $501M | 0% | -9% | 1% | 3.65× | 38.0% | 0.9% |
| NEC Capital Solutions 8793.T | Japan | $550M | -1% | +27% | 8% | 0.63× | 4.8% | 8.5% |
| Pepper Money PPM.AX | Australia | $553M | +6% | -1% | 13% | 0.90× | 13.1% | 13.0% |
| Northern Arc Capital NORTHARC.NS | India | $487M | 0% | +28% | 12% | 1.09× | 20.4% | 12.1% |
| J Trust 8508.T | Japan | $563M | +7% | +4% | 9% | 0.59× | 5.4% | 9.1% |
| Aspial Lifestyle 5UF.SI | Singapore | $470M | -32% | +32% | 31% | 1.40× | 6.8% | 30.6% |
| Hertz Global HTZ | United States | $585M | -64% | +3% | n/a | n/a | n/a | n/a |
| AEON Credit Service (Asia) 0900.HK | Hong Kong | $463M | +2% | +4% | 11% | 0.79× | 4.8% | 11.0% |
| Emeco EHL.AX | Australia | $458M | +23% | +1% | 10% | 0.84× | 8.2% | 10.2% |
| Anhui Xinli Finance 600318.SS | China | $452M | -22% | +16% | 3% | 2.82× | 36.0% | 2.7% |
| Lianlian DigiTech 2598.HK | Hong Kong | $452M | -49% | +118% | 6% | 0.98× | 6.4% | 5.7% |
| Dominion Lending Centres, Inc. (Canada) DLCG.TO | Canada | $439M | -17% | +4% | 16% | 4.44× | 31.0% | 16.2% |
| Idea Acquisition IACO | United States | $438M | n/a | n/a | n/a | 1.28× | 7.3% | n/a |
| Fedbank Financial Services FEDFINA.NS | India | $621M | +3% | +20% | 15% | 1.85× | 15.9% | 14.8% |
| Latitude LFS.AX | Australia | $623M | -6% | +4% | 9% | 0.70× | 7.6% | 8.7% |