Loading…
Employees: 4,800
Size MAS Financial Services (MASFIN.NS) is an India Financials company (Finance/Rental/Leasing) with a market value of $512M, the 828th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹265.46 on 6 Nov 2026.
Performance Over six months the shares fell 23.6%, against 0.0% for the median peer and 0.0% for the India market (cap-weighted) — 5th lowest of 20 in its peer set.
Growth Revenue grew 22.7% over the last twelve months (peer median +5.5%); the operating margin is 36.2% (peer median 16.4%).
Valuation It trades at 1.50× book value against a peer median of 1.20× (7th most expensive of 20).
Price implies The share price implies a return on equity of about 18.8%; MAS Financial Services delivers 13.8%, so the price asks more than the business earns today.
Next results Next results expected around 3 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹22.1B | ₹20.0B | ₹16.0B | ₹12.9B | ₹9.78B |
| Revenue growth | — | +25% | +24% | +32% | — |
| Gross profit | ₹10.8B | ₹18.2B | ₹14.9B | ₹12.3B | ₹8.91B |
| EBITDA | ₹8.06B | ₹15.7B | ₹12.9B | ₹10.9B | ₹7.93B |
| Net income | ₹4.17B | ₹3.71B | ₹3.10B | ₹2.51B | ₹2.03B |
| Free cash flow | n/a | ₹319M | ₹2.16B | ₹931M | -₹329M |
| Capital expenditure | n/a | ₹917M | ₹295M | ₹223M | ₹110M |
| Total debt | ₹118B | ₹103B | ₹91.8B | ₹74.3B | ₹61.3B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | MASFIN.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -1.8% | -0.2% | 9th lowest of 21 |
| 6-month return | -23.6% | 0.0% | 5th lowest of 20 |
| Return on equity | 13.8% | 10.2% | 6th highest of 18 |
| Price / book | 1.50× | 1.20× | 7th most expensive of 20 |
| Trailing P/E | 11.6× | 8.5× | 7th most expensive of 17 |
| ROE the price implies | 18.8% | 9.6% | 7th most demanding of 20 |
| ROE delivered | 13.8% | 10.2% | 6th highest of 18 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| MAS Financial Services MASFIN.NS | India | $512M | -24% | +23% | 14% | 1.50× | 18.8% | 13.8% |
| LendingTree TREE | United States | $520M | -5% | +23% | 51% | 2.05× | 27.3% | 51.4% |
| Oportun Financial OPRT | United States | $520M | +97% | 0% | 9% | 1.20× | 13.0% | 9.1% |
| goeasy GSY.TO | Canada | $522M | +39% | +5% | -34% | 0.92× | 9.6% | -34.0% |
| Chrysos C79.AX | Australia | $501M | 0% | -9% | 1% | 3.65× | 38.0% | 0.9% |
| OppFi OPFI | United States | $526M | -34% | +6% | 38% | 9.07× | 108.9% | 38.4% |
| Grenke GLJ.DE | Germany | $535M | -21% | +14% | 6% | 0.40× | 5.8% | 6.2% |
| Northern Arc Capital NORTHARC.NS | India | $487M | 0% | +28% | 12% | 1.09× | 20.4% | 12.1% |
| NEC Capital Solutions 8793.T | Japan | $550M | -1% | +27% | 8% | 0.63× | 4.8% | 8.5% |
| Pepper Money PPM.AX | Australia | $553M | +6% | -1% | 13% | 0.90× | 13.1% | 13.0% |
| Aspial Lifestyle 5UF.SI | Singapore | $470M | -32% | +32% | 31% | 1.40× | 6.8% | 30.6% |
| J Trust 8508.T | Japan | $563M | +7% | +4% | 9% | 0.59× | 5.4% | 9.1% |
| AEON Credit Service (Asia) 0900.HK | Hong Kong | $463M | +2% | +4% | 11% | 0.79× | 4.8% | 11.0% |
| Emeco EHL.AX | Australia | $458M | +23% | +1% | 10% | 0.84× | 8.2% | 10.2% |
| Anhui Xinli Finance 600318.SS | China | $452M | -22% | +16% | 3% | 2.82× | 36.0% | 2.7% |
| Lianlian DigiTech 2598.HK | Hong Kong | $452M | -49% | +118% | 6% | 0.98× | 6.4% | 5.7% |
| Hertz Global HTZ | United States | $585M | -64% | +3% | n/a | n/a | n/a | n/a |
| Dominion Lending Centres, Inc. (Canada) DLCG.TO | Canada | $439M | -17% | +4% | 16% | 4.44× | 31.0% | 16.2% |
| Idea Acquisition IACO | United States | $438M | n/a | n/a | n/a | 1.28× | 7.3% | n/a |
| KRAKacquisition KRAQ | United States | $432M | +1% | n/a | n/a | 1.31× | 7.4% | n/a |
| Fedbank Financial Services FEDFINA.NS | India | $621M | +3% | +20% | 15% | 1.85× | 15.9% | 14.8% |