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Employees: 2,600
Size goeasy (GSY.TO) is a Canada Financials company (Finance/Rental/Leasing) with a market value of $522M, the 335th largest of 420 Canada companies the cockpit tracks. Shares closed at C$45.62 on 6 Nov 2026.
Performance Over six months the shares gained 38.8%, against -5.1% for the median peer and +5.2% for the Canada market (cap-weighted) — 2nd highest of 20 in its peer set.
Growth Revenue grew 5.4% over the last twelve months (peer median +5.6%); the operating margin is 4.6% (peer median 26.4%).
Valuation It trades at 0.92× book value against a peer median of 1.20× (8th cheapest of 20).
Price implies The share price implies a return on equity of about 9.6%; goeasy delivers -34.0%, so the price asks more than the business earns today.
Credit goeasy has 4 bonds outstanding ($1.95B), rated B- by the agencies and trading like B- at a weighted spread of 578 bp.
Next results Next results expected around 10 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | C$1.69B | C$1.69B | C$1.53B | C$1.25B | C$1.02B |
| Revenue growth | — | +10% | +23% | +23% | — |
| Gross profit | C$1.57B | C$1.58B | C$1.43B | C$1.15B | C$924M |
| EBITDA | C$159M | C$354M | C$684M | C$592M | C$406M |
| Net income | -C$341M | -C$178M | C$264M | C$248M | C$140M |
| Free cash flow | C$927M | C$807M | C$946M | C$679M | C$485M |
| Capital expenditure | C$43.3M | C$45.6M | C$44.3M | C$47.5M | C$62.7M |
| Total debt | C$4.45B | C$4.63B | C$3.69B | C$2.89B | C$2.30B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | GSY.TO | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +5.8% | -1.1% | 4th highest of 21 |
| 6-month return | +38.8% | -5.1% | 2nd highest of 20 |
| Return on equity | -34.0% | 10.6% | lowest of 19 |
| Price / book | 0.92× | 1.20× | 8th cheapest of 20 |
| ROE the price implies | 9.6% | 13.0% | 10th least demanding of 20 |
| ROE delivered | -34.0% | 10.6% | lowest of 19 |
| Bond spread | 578 bp | n/a | — |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| goeasy GSY.TO | Canada | $522M | +39% | +5% | -34% | 0.92× | 9.6% | -34.0% |
| Oportun Financial OPRT | United States | $520M | +97% | 0% | 9% | 1.20× | 13.0% | 9.1% |
| LendingTree TREE | United States | $520M | -5% | +23% | 51% | 2.05× | 27.3% | 51.4% |
| OppFi OPFI | United States | $526M | -34% | +6% | 38% | 9.07× | 108.9% | 38.4% |
| MAS Financial Services MASFIN.NS | India | $512M | -24% | +23% | 14% | 1.50× | 18.8% | 13.8% |
| Grenke GLJ.DE | Germany | $535M | -21% | +14% | 6% | 0.40× | 5.8% | 6.2% |
| Chrysos C79.AX | Australia | $501M | 0% | -9% | 1% | 3.65× | 38.0% | 0.9% |
| NEC Capital Solutions 8793.T | Japan | $550M | -1% | +27% | 8% | 0.63× | 4.8% | 8.5% |
| Pepper Money PPM.AX | Australia | $553M | +6% | -1% | 13% | 0.90× | 13.1% | 13.0% |
| Northern Arc Capital NORTHARC.NS | India | $487M | 0% | +28% | 12% | 1.09× | 20.4% | 12.1% |
| J Trust 8508.T | Japan | $563M | +7% | +4% | 9% | 0.59× | 5.4% | 9.1% |
| Aspial Lifestyle 5UF.SI | Singapore | $470M | -32% | +32% | 31% | 1.40× | 6.8% | 30.6% |
| Hertz Global HTZ | United States | $585M | -64% | +3% | n/a | n/a | n/a | n/a |
| AEON Credit Service (Asia) 0900.HK | Hong Kong | $463M | +2% | +4% | 11% | 0.79× | 4.8% | 11.0% |
| Emeco EHL.AX | Australia | $458M | +23% | +1% | 10% | 0.84× | 8.2% | 10.2% |
| Anhui Xinli Finance 600318.SS | China | $452M | -22% | +16% | 3% | 2.82× | 36.0% | 2.7% |
| Lianlian DigiTech 2598.HK | Hong Kong | $452M | -49% | +118% | 6% | 0.98× | 6.4% | 5.7% |
| Fedbank Financial Services FEDFINA.NS | India | $621M | +3% | +20% | 15% | 1.85× | 15.9% | 14.8% |
| Dominion Lending Centres, Inc. (Canada) DLCG.TO | Canada | $439M | -17% | +4% | 16% | 4.44× | 31.0% | 16.2% |
| Idea Acquisition IACO | United States | $438M | n/a | n/a | n/a | 1.28× | 7.3% | n/a |
| Latitude LFS.AX | Australia | $623M | -6% | +4% | 9% | 0.70× | 7.6% | 8.7% |
goeasy has 4 bonds outstanding with $1.95B face value. The agencies rate it B-; its bonds trade like B-. Weighted yield 10.35%, a spread of 578 bp over government bonds.