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Zigup PLCZIG.LCompetitor analysis, valuation and peers

United Kingdom · GBP·Financials›Finance/Rental/Leasing

UK vehicle rental and leasing company also providing accident-management and replacement-vehicle services.

Momentum neutral 58
Mkt cap
$1.41B
US dollars, full cap
Free float
90%
of shares outstanding
$/day
$2.19M
20-day average traded
P/B
0.96×
price to book
ROE
7.1%
delivered
Implied ROE
12.8%
what the price asks
Next earnings
26 days
2 Dec 2026
Close · GBP£464.50
1D-0.6%
1W+0.8%
1M+7.5%
3M-0.6%
6M+13.7%
YTD+21.1%
1Y+33.9%
ATR %3.0%
52w lowhigh5.2% off high

What Zigup does

UK vehicle rental and leasing company also providing accident-management and replacement-vehicle services.

Where it sits in the supply chain

  • Financials/Industrials
  • Vehicle rental & leasing
  • Fleet leasing, accident management…

Moat: none

Headquarters: Maidenhead, UK · Employees: 7,569

Zigup at a glance

Size Zigup (ZIG.L) is a United Kingdom Financials company (Finance/Rental/Leasing) with a market value of $1.41B, the 192nd largest of 363 United Kingdom companies the cockpit tracks. Shares closed at £464.50 on 6 Nov 2026.

Performance Over six months the shares gained 13.7%, against -1.8% for the median peer and +3.6% for the United Kingdom market (cap-weighted) — 8th highest of 21 in its peer set.

Growth Revenue grew 2.5% over the last twelve months (peer median +3.3%); the operating margin is 8.7% (peer median 13.2%).

Valuation It trades at 0.96× book value against a peer median of 1.39× (7th cheapest of 21).

Price implies The share price implies a return on equity of about 12.8%; Zigup delivers 7.1%, so the price asks more than the business earns today.

Credit Zigup has 1 bond outstanding ($0).

Next results Next results expected around 2 Dec 2026 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026ZIG.L 113Peer median 98
Six months, rebased to 100: Zigup against the median of its 20 peers (local-currency closes).

Zigup financials

Reported figures in GBP; fiscal year ends 2026-04-30. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue£1.86B£1.86B£1.81B£1.83B£1.49B
Revenue growth—+3%-1%+23%—
Gross profit£402M£402M£380M£414M£415M
EBITDA£496M£496M£458M£445M£409M
Net income£76.2M£76.2M£79.8M£125M£139M
Free cash flow-£227M-£227M-£225M-£191M-£48.2M
Capital expenditure£691M£691M£687M£571M£407M
Total debtn/a£1.02B£870M£782M£709M

Quarterly statements and history in the cockpit →

Zigup competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%+40%+60%0%+20%+40%UPBD4665ATLC1905PRG603300WDFIVESTAR9941089860AIFSAMMAANCAP9678MTRO26668566ZIPZIG.L6-month return →1-month return →
Up and to the right = strong over both horizons. Zigup is the large dot.

Fundamentals: return on equity against price-to-book

-10%0%10%20×40×UPBD4665ATLC1905PRG603300WDFIVESTAR9941AIFSAMMAANCAP96782666HOMEFIRST002031ZIPIFCIZIG.LReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Zigup is the large dot.

Capital: ROE delivered against the ROE the price implies

0%20%40%60%0%25%50%UPBD4665ATLC1905603300AIFHOMEFIRST002031ZIPZIG.LROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Zigup is the large dot.

Zigup competitors and peer comparison

How Zigup compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Zigup against its 20 peers (data as of 6 Nov 2026)
MeasureZIG.LPeer medianRank in peer set
1-month return+7.5%+1.2%8th highest of 21
6-month return+13.7%-1.8%8th highest of 21
Return on equity7.1%7.2%11th highest of 21
Price / book0.96×1.39×7th cheapest of 21
Trailing P/E14.2×14.7×9th cheapest of 18
ROE the price implies12.8%13.1%11th least demanding of 21
ROE delivered7.1%8.5%9th lowest of 19

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Zigup ZIG.LUnited Kingdom$1.41B+14%+3%7%0.96×12.8%7.1%
Upbound UPBDUnited States$1.41B+29%+3%16%1.88×23.5%15.5%
Duskin 4665.TJapan$1.40B+20%+3%7%1.43×5.4%6.7%
Atlanticus ATLCUnited States$1.38B+8%+84%23%1.97×24.5%22.9%
Haitong Unitrust International Financial Leasing 1905.HKHong Kong$1.38B+57%-20%6%0.52×4.2%6.5%
PROG PRGUnited States$1.47B+4%+10%17%1.82×23.0%17.3%
Zhejiang Haikong Nanke Huatie Digital Technology 603300.SSChina$1.34B-31%+12%5%1.29×9.8%5.3%
Walker & Dunlop WDUnited States$1.34B-28%+9%2%0.76×10.0%2.2%
Five-Star Business Finance FIVESTAR.NSIndia$1.33B-10%+9%15%1.59×22.3%15.2%
Taiwan Acceptance 9941.TWTaiwan$1.31B-6%-3%12%1.10×3.8%12.2%
LOTTE rental 089860.KSSouth Korea$1.56B+74%+4%8%1.34×6.3%7.7%
Altus AIF.TOCanada$1.26B+15%-7%-2%5.50×28.5%-2.2%
Sammaan Capital SAMMAANCAP.NSIndia$1.61B-13%-60%-35%0.80×14.2%n/a
Kanamoto 9678.TJapan$1.23B+17%+2%9%1.20×6.4%9.3%
Metro Bank MTRO.LUnited Kingdom$1.63B+22%+1%4%0.94×12.1%4.3%
Genertec Universal Medical 2666.HKHong Kong$1.21B-19%0%12%0.41×5.1%11.6%
Home First Finance Company India HOMEFIRST.NSIndia$1.21B-10%+19%14%2.45×31.6%14.3%
Ricoh Leasing Company,Ltd 8566.TJapan$1.20B0%+4%5%0.77×4.3%5.3%
Greatoo Intelligent Equipment 002031.SZChina$1.68B-11%-20%-13%6.07×54.9%-13.5%
Zip ZIP.AXAustralia$1.74B-17%+24%17%3.74×66.6%16.8%
IFCI IFCI.NSIndia$1.75B-4%-3%2%1.85×36.2%n/a

Zigup bonds and credit

Zigup has 1 bond outstanding with $0 face value.

Every bond, yield and spread in the cockpit →

Questions

Which companies are Zigup's closest peers?
The cockpit's peer set: Upbound (UPBD), Duskin (4665.T), Atlanticus (ATLC), Haitong Unitrust International Financial Leasing (1905.HK), PROG (PRG), Zhejiang Haikong Nanke Huatie Digital Technology (603300.SS), Walker & Dunlop (WD), Five-Star Business Finance (FIVESTAR.NS).
Is Zigup expensive compared with its peers?
On price / book it trades at 0.96× against a peer median of 1.39×, 7th cheapest of 21 in its peer set. The share price implies a return on equity of about 12.8%; Zigup delivers 7.1%, so the price asks more than the business earns today.
How has Zigup stock performed?
Over six months to 6 Nov 2026 the shares returned +13.7% against -1.8% for the median peer; over one year +33.9%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.