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Japanese leasing company financing office equipment and broader corporate assets, affiliated with Ricoh.
Japanese leasing company financing office equipment and broader corporate assets, affiliated with Ricoh.
Buys equipment and leases it to the customer for fixed monthly payments, so profit is the gap between what it charges and its own borrowing costs. Ricoh's sales staff, selling copiers and printers, bring it a steady flow of customers, and it also finances other kinds of corporate equipment.
Moat: narrow (distribution, scale). Ricoh sales channel provides captive distribution for equipment leasing contracts.
Headquarters: Tokyo, Japan · Employees: 1,686
Size Ricoh Leasing Company,Ltd (8566.T) is a Japan Financials company (Finance/Rental/Leasing) with a market value of $1.20B, the 661st largest of 1,379 Japan companies the cockpit tracks. Shares closed at ¥6,130 on 6 Nov 2026.
Performance Over six months the shares gained 0.5%, against -6.3% for the median peer and +1.8% for the Japan market (cap-weighted) — 9th highest of 21 in its peer set.
Growth Revenue grew 3.9% over the last twelve months (peer median +5.6%); the operating margin is 5.8% (peer median 24.7%).
Valuation It trades at 0.77× book value against a peer median of 1.45× (5th cheapest of 21).
Price implies The share price implies a return on equity of about 4.3%; Ricoh Leasing Company,Ltd delivers 5.3%, so the price asks less than the business earns today.
Next results Next results expected around 5 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ¥342B | ¥339B | ¥312B | ¥308B | ¥299B |
| Revenue growth | — | +8% | +1% | +3% | — |
| Gross profit | ¥69.8B | ¥50.2B | ¥48.5B | ¥45.6B | ¥43.3B |
| EBITDA | n/a | ¥46.2B | ¥44.5B | ¥40.9B | ¥39.6B |
| Net income | ¥12.8B | ¥12.8B | ¥15.7B | ¥11.3B | ¥14.9B |
| Free cash flow | n/a | -¥63.7B | -¥106B | -¥12.9B | -¥30.4B |
| Capital expenditure | n/a | ¥12.0B | ¥11.3B | ¥12.1B | ¥13.5B |
| Total debt | ¥1.05T | ¥1.10T | ¥1.02T | ¥912B | ¥902B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Ricoh Leasing Company,Ltd 8566.T | $1.20B | 0% | +4% | 5% | 0.77× | 4.3% |
| Mizuho Leasing 8425.T | $2.45B | -13% | +16% | 13% | 0.77× | 6.0% |
| Fuyo General Lease 8424.T | $2.34B | -6% | +19% | 5% | 0.72× | 4.8% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 8566.T | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -4.7% | +2.6% | 3rd lowest of 21 |
| 6-month return | +0.5% | -6.3% | 9th highest of 21 |
| Return on equity | 5.3% | 10.9% | 3rd lowest of 21 |
| Price / book | 0.77× | 1.45× | 5th cheapest of 21 |
| Trailing P/E | 14.7× | 12.8× | 6th most expensive of 20 |
| ROE the price implies | 4.3% | 12.0% | 5th least demanding of 21 |
| ROE delivered | 5.3% | 10.9% | 4th lowest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Ricoh Leasing Company,Ltd 8566.T | Japan | $1.20B | 0% | +4% | 5% | 0.77× | 4.3% | 5.3% |
| Home First Finance Company India HOMEFIRST.NS | India | $1.21B | -10% | +19% | 14% | 2.45× | 31.6% | 14.3% |
| Genertec Universal Medical 2666.HK | Hong Kong | $1.21B | -19% | 0% | 12% | 0.41× | 5.1% | 11.6% |
| Kanamoto 9678.T | Japan | $1.23B | +17% | +2% | 9% | 1.20× | 6.4% | 9.3% |
| Altus AIF.TO | Canada | $1.26B | +15% | -7% | -2% | 5.50× | 28.5% | -2.2% |
| Taiwan Acceptance 9941.TW | Taiwan | $1.31B | -6% | -3% | 12% | 1.10× | 3.8% | 12.2% |
| Hotai Finance 6592.TW | Taiwan | $1.08B | -6% | -9% | 10% | 0.92× | 3.4% | 9.7% |
| SBFC Finance SBFC.NS | India | $1.08B | -5% | +28% | 14% | 2.52× | 31.2% | 13.6% |
| Five-Star Business Finance FIVESTAR.NS | India | $1.33B | -10% | +9% | 15% | 1.59× | 22.3% | 15.2% |
| Walker & Dunlop WD | United States | $1.34B | -28% | +9% | 2% | 0.76× | 10.0% | 2.2% |
| Zhejiang Haikong Nanke Huatie Digital Technology 603300.SS | China | $1.34B | -31% | +12% | 5% | 1.29× | 9.8% | 5.3% |
| Can Fin Homes CANFINHOME.NS | India | $1.05B | -16% | +8% | 19% | 1.55× | 29.3% | 19.4% |
| Haitong Unitrust International Financial Leasing 1905.HK | Hong Kong | $1.38B | +57% | -20% | 6% | 0.52× | 4.2% | 6.5% |
| Atlanticus ATLC | United States | $1.38B | +8% | +84% | 23% | 1.97× | 24.5% | 22.9% |
| Duskin 4665.T | Japan | $1.40B | +20% | +3% | 7% | 1.43× | 5.4% | 6.7% |
| Zigup ZIG.L | United Kingdom | $1.41B | +14% | +3% | 7% | 0.96× | 12.8% | 7.1% |
| Upbound UPBD | United States | $1.41B | +29% | +3% | 16% | 1.88× | 23.5% | 15.5% |
| Willis Lease Finance WLFC | United States | $992M | -37% | +22% | 10% | 1.47× | 11.2% | 10.2% |
| PROG PRG | United States | $1.47B | +4% | +10% | 17% | 1.82× | 23.0% | 17.3% |
| Sun Hung Kai & 0086.HK | Hong Kong | $958M | -7% | -11% | 6% | 0.33× | 3.9% | 6.2% |
| Aavas Financiers AAVAS.NS | India | $955M | -20% | +12% | 14% | 1.67× | 24.3% | 14.0% |