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Housing finance company promoted by Canara Bank, providing home loans mainly to salaried middle-class borrowers.
Housing finance company promoted by Canara Bank, providing home loans mainly to salaried middle-class borrowers.
Earns the spread between what it charges on home loans and its own borrowing costs, funded by bank loans, bonds and housing-finance refinance. Canara Bank, which holds a large stake, helps with funding and branch referrals, so growth depends on bank-borrowing costs.
Moat: narrow (brand, distribution). Canara Bank parentage supports funding costs and cross-referral, though the loan book is largely plain-vanilla.
Headquarters: Bengaluru, India · Founded: 1987 · Employees: 1,356
Size Can Fin Homes (CANFINHOME.NS) is an India Financials company (Finance/Rental/Leasing) with a market value of $1.05B, the 577th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹748.95 on 6 Nov 2026.
Performance Over six months the shares fell 15.5%, against -10.3% for the median peer and 0.0% for the India market (cap-weighted) — 10th lowest of 21 in its peer set.
Growth Revenue grew 7.9% over the last twelve months (peer median +6.1%); the operating margin is 31.6% (peer median 28.2%).
Valuation It trades at 1.55× book value against a peer median of 1.25× (9th most expensive of 21).
Price implies The share price implies a return on equity of about 29.3%; Can Fin Homes delivers 19.4%, so the price asks more than the business earns today.
Next results Next results expected around 18 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹43.8B | ₹42.2B | ₹38.8B | ₹35.2B | ₹27.4B |
| Revenue growth | — | +9% | +10% | +29% | — |
| Gross profit | ₹17.2B | ₹41.7B | ₹38.1B | ₹34.6B | ₹26.6B |
| EBITDA | ₹14.3B | ₹39.2B | ₹36.5B | ₹32.7B | ₹25.6B |
| Net income | ₹11.5B | ₹10.9B | ₹8.57B | ₹7.51B | ₹6.21B |
| Free cash flow | n/a | ₹10.6B | ₹9.47B | ₹34.4B | ₹8.04B |
| Capital expenditure | n/a | ₹765M | ₹166M | ₹199M | ₹92.0M |
| Total debt | ₹388B | ₹381B | ₹351B | ₹317B | ₹287B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Can Fin Homes CANFINHOME.NS | $1.05B | -16% | +8% | 19% | 1.55× | 29.3% |
| LIC Housing Finance LICHSGFIN.NS | $3.12B | -9% | -1% | 14% | 0.67× | 11.6% |
| PNB Housing Finance PNBHOUSING.NS | $3.03B | +5% | +11% | 12% | 1.42× | 19.4% |
| Bajaj Housing Finance BAJAJHFL.NS | $7.05B | -9% | +17% | 12% | 2.77× | 41.1% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | CANFINHOME.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.0% | +0.9% | 9th highest of 21 |
| 6-month return | -15.5% | -10.3% | 10th lowest of 21 |
| Return on equity | 19.4% | 10.0% | 3rd highest of 21 |
| Price / book | 1.55× | 1.25× | 9th most expensive of 21 |
| Trailing P/E | 8.7× | 12.9× | 5th cheapest of 20 |
| ROE the price implies | 29.3% | 8.5% | 4th most demanding of 21 |
| ROE delivered | 19.4% | 9.9% | 3rd highest of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Can Fin Homes CANFINHOME.NS | India | $1.05B | -16% | +8% | 19% | 1.55× | 29.3% | 19.4% |
| SBFC Finance SBFC.NS | India | $1.08B | -5% | +28% | 14% | 2.52× | 31.2% | 13.6% |
| Hotai Finance 6592.TW | Taiwan | $1.08B | -6% | -9% | 10% | 0.92× | 3.4% | 9.7% |
| Willis Lease Finance WLFC | United States | $992M | -37% | +22% | 10% | 1.47× | 11.2% | 10.2% |
| Sun Hung Kai & 0086.HK | Hong Kong | $958M | -7% | -11% | 6% | 0.33× | 3.9% | 6.2% |
| Aavas Financiers AAVAS.NS | India | $955M | -20% | +12% | 14% | 1.67× | 24.3% | 14.0% |
| Jaccs 8584.T | Japan | $935M | -19% | +2% | 6% | 0.49× | 3.8% | 5.5% |
| Ricoh Leasing Company,Ltd 8566.T | Japan | $1.20B | 0% | +4% | 5% | 0.77× | 4.3% | 5.3% |
| Aptus Value Housing Finance India APTUS.NS | India | $927M | -36% | +18% | 20% | 1.60× | 23.2% | 20.3% |
| Home First Finance Company India HOMEFIRST.NS | India | $1.21B | -10% | +19% | 14% | 2.45× | 31.6% | 14.3% |
| Genertec Universal Medical 2666.HK | Hong Kong | $1.21B | -19% | 0% | 12% | 0.41× | 5.1% | 11.6% |
| SY Holdings Group Limited 6069.HK | Hong Kong | $917M | -25% | +17% | 13% | 1.58× | 7.2% | 13.0% |
| Mcmillan Shakespeare MMS.AX | Australia | $913M | +12% | +8% | 89% | 10.41× | 85.9% | 89.2% |
| Kanamoto 9678.T | Japan | $1.23B | +17% | +2% | 9% | 1.20× | 6.4% | 9.3% |
| Altus AIF.TO | Canada | $1.26B | +15% | -7% | -2% | 5.50× | 28.5% | -2.2% |
| Taiwan Acceptance 9941.TW | Taiwan | $1.31B | -6% | -3% | 12% | 1.10× | 3.8% | 12.2% |
| Five-Star Business Finance FIVESTAR.NS | India | $1.33B | -10% | +9% | 15% | 1.59× | 22.3% | 15.2% |
| Orient 8585.T | Japan | $831M | -24% | +4% | 4% | 0.54× | 4.4% | 4.2% |
| Walker & Dunlop WD | United States | $1.34B | -28% | +9% | 2% | 0.76× | 10.0% | 2.2% |
| Zhejiang Haikong Nanke Huatie Digital Technology 603300.SS | China | $1.34B | -31% | +12% | 5% | 1.29× | 9.8% | 5.3% |
| Haitong Unitrust International Financial Leasing 1905.HK | Hong Kong | $1.38B | +57% | -20% | 6% | 0.52× | 4.2% | 6.5% |