Employees: 12,050
Size Upbound (UPBD) is a United States Financials company (Finance/Rental/Leasing) with a market value of $1.41B, the 2034th largest of 3,117 United States companies the cockpit tracks. Shares closed at $24.24 on 6 Nov 2026.
Performance Over six months the shares gained 29.1%, against -1.8% for the median peer and -1.1% for the United States market (cap-weighted) — 3rd highest of 21 in its peer set.
Growth Revenue grew 3.2% over the last twelve months (peer median +2.9%); the operating margin is 7.5% (peer median 13.2%).
Valuation It trades at 1.88× book value against a peer median of 1.31× (6th most expensive of 21).
Price implies The share price implies a return on equity of about 23.5%; Upbound delivers 15.5%, so the price asks more than the business earns today.
Short interest Short interest is 15.8% of the free float (15 Oct 2026).
Next results Next results expected around 25 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $4.73B | $4.70B | $4.32B | $3.99B | $4.25B |
| Revenue growth | — | +9% | +8% | -6% | — |
| Gross profit | $1.61B | $1.54B | $1.36B | $1.28B | $1.31B |
| EBITDA | $493M | $488M | $450M | $431M | $437M |
| Net income | $111M | $73.2M | $123M | -$5.18M | $12.4M |
| Free cash flow | $434M | $239M | $48.4M | $147M | $407M |
| Capital expenditure | $65.1M | $66.9M | $56.3M | $53.4M | $61.4M |
| Total debt | $1.63B | $1.86B | $1.58B | $1.60B | $1.67B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | UPBD | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +54.5% | +1.2% | highest of 21 |
| 6-month return | +29.1% | -1.8% | 3rd highest of 21 |
| Return on equity | 15.5% | 6.9% | 4th highest of 21 |
| Price / book | 1.88× | 1.31× | 6th most expensive of 21 |
| Trailing P/E | 12.8× | 14.7× | 7th cheapest of 18 |
| ROE the price implies | 23.5% | 12.4% | 7th most demanding of 21 |
| ROE delivered | 15.5% | 7.4% | 4th highest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Upbound UPBD | United States | $1.41B | +29% | +3% | 16% | 1.88× | 23.5% | 15.5% |
| Zigup ZIG.L | United Kingdom | $1.41B | +14% | +3% | 7% | 0.96× | 12.8% | 7.1% |
| Duskin 4665.T | Japan | $1.40B | +20% | +3% | 7% | 1.43× | 5.4% | 6.7% |
| Atlanticus ATLC | United States | $1.38B | +8% | +84% | 23% | 1.97× | 24.5% | 22.9% |
| Haitong Unitrust International Financial Leasing 1905.HK | Hong Kong | $1.38B | +57% | -20% | 6% | 0.52× | 4.2% | 6.5% |
| PROG PRG | United States | $1.47B | +4% | +10% | 17% | 1.82× | 23.0% | 17.3% |
| Zhejiang Haikong Nanke Huatie Digital Technology 603300.SS | China | $1.34B | -31% | +12% | 5% | 1.29× | 9.8% | 5.3% |
| Walker & Dunlop WD | United States | $1.34B | -28% | +9% | 2% | 0.76× | 10.0% | 2.2% |
| Five-Star Business Finance FIVESTAR.NS | India | $1.33B | -10% | +9% | 15% | 1.59× | 22.3% | 15.2% |
| Taiwan Acceptance 9941.TW | Taiwan | $1.31B | -6% | -3% | 12% | 1.10× | 3.8% | 12.2% |
| LOTTE rental 089860.KS | South Korea | $1.56B | +74% | +4% | 8% | 1.34× | 6.3% | 7.7% |
| Altus AIF.TO | Canada | $1.26B | +15% | -7% | -2% | 5.50× | 28.5% | -2.2% |
| Sammaan Capital SAMMAANCAP.NS | India | $1.61B | -13% | -60% | -35% | 0.80× | 14.2% | n/a |
| Kanamoto 9678.T | Japan | $1.23B | +17% | +2% | 9% | 1.20× | 6.4% | 9.3% |
| Metro Bank MTRO.L | United Kingdom | $1.63B | +22% | +1% | 4% | 0.94× | 12.1% | 4.3% |
| Genertec Universal Medical 2666.HK | Hong Kong | $1.21B | -19% | 0% | 12% | 0.41× | 5.1% | 11.6% |
| Home First Finance Company India HOMEFIRST.NS | India | $1.21B | -10% | +19% | 14% | 2.45× | 31.6% | 14.3% |
| Ricoh Leasing Company,Ltd 8566.T | Japan | $1.20B | 0% | +4% | 5% | 0.77× | 4.3% | 5.3% |
| Greatoo Intelligent Equipment 002031.SZ | China | $1.68B | -11% | -20% | -13% | 6.07× | 54.9% | -13.5% |
| Zip ZIP.AX | Australia | $1.74B | -17% | +24% | 17% | 3.74× | 66.6% | 16.8% |
| IFCI IFCI.NS | India | $1.75B | -4% | -3% | 2% | 1.85× | 36.2% | n/a |