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Rebranded Indiabulls Housing Finance NBFC offering retail housing and wholesale/commercial real estate loans.
Rebranded Indiabulls Housing Finance NBFC offering retail housing and wholesale/commercial real estate loans.
Earns interest on home loans and real estate loans against what it pays its lenders, funded by bank borrowings and bonds; it has been cutting wholesale lending to developers after losses and focusing on retail home loans. Renamed from Indiabulls Housing Finance in 2024.
Moat: none (distribution). Rebuilding its book after past wholesale-lending stress; no structural edge over larger housing financiers.
Headquarters: Gurugram, India · Founded: 2005 · Employees: 4,363
Size Sammaan Capital (SAMMAANCAP.NS) is an India Financials company (Finance/Rental/Leasing) with a market value of $1.61B, the 438th largest of 1,058 India companies the cockpit tracks. Shares closed at ₹132.27 on 6 Nov 2026.
Performance Over six months the shares fell 12.8%, against -5.1% for the median peer and 0.0% for the India market (cap-weighted) — 7th lowest of 21 in its peer set.
Growth Revenue fell 60.2% over the last twelve months (peer median +8.6%); the operating margin is -170.6% (peer median 16.2%).
Valuation It trades at 0.80× book value against a peer median of 1.54× (4th cheapest of 21).
Credit Sammaan Capital has 1 bond outstanding ($306M), rated BB- by the agencies.
Next results Next results expected around 18 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | ₹35.2B | ₹35.6B | ₹84.6B | ₹85.3B | ₹88.4B |
| Revenue growth | — | -58% | -1% | -3% | — |
| Gross profit | -₹23.2B | ₹33.0B | ₹82.0B | ₹82.0B | ₹87.2B |
| EBITDA | -₹59.2B | ₹11.1B | ₹80.7B | ₹76.3B | ₹78.9B |
| Net income | -₹72.4B | -₹71.4B | -₹18.1B | ₹12.1B | ₹11.3B |
| Free cash flow | n/a | -₹91.3B | ₹83.3B | ₹30.3B | ₹14.6B |
| Capital expenditure | n/a | ₹594M | ₹552M | ₹587M | ₹494M |
| Total debt | n/a | ₹520B | ₹434B | ₹486B | ₹524B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Sammaan Capital SAMMAANCAP.NS | $1.61B | -13% | -60% | -35% | 0.80× | 14.2% |
| LIC Housing Finance LICHSGFIN.NS | $3.12B | -9% | -1% | 14% | 0.67× | 11.6% |
| PNB Housing Finance PNBHOUSING.NS | $3.03B | +5% | +11% | 12% | 1.42× | 19.4% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | SAMMAANCAP.NS | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -0.5% | -1.6% | 10th highest of 21 |
| 6-month return | -12.8% | -5.1% | 7th lowest of 21 |
| Return on equity | -35.0% | 9.9% | lowest of 21 |
| Price / book | 0.80× | 1.54× | 4th cheapest of 21 |
| ROE the price implies | 14.2% | 13.4% | 10th most demanding of 21 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Sammaan Capital SAMMAANCAP.NS | India | $1.61B | -13% | -60% | -35% | 0.80× | 14.2% | n/a |
| Metro Bank MTRO.L | United Kingdom | $1.63B | +22% | +1% | 4% | 0.94× | 12.1% | 4.3% |
| LOTTE rental 089860.KS | South Korea | $1.56B | +74% | +4% | 8% | 1.34× | 6.3% | 7.7% |
| Greatoo Intelligent Equipment 002031.SZ | China | $1.68B | -11% | -20% | -13% | 6.07× | 54.9% | -13.5% |
| Zip ZIP.AX | Australia | $1.74B | -17% | +24% | 17% | 3.74× | 66.6% | 16.8% |
| IFCI IFCI.NS | India | $1.75B | -4% | -3% | 2% | 1.85× | 36.2% | n/a |
| EZCORP EZPW | United States | $1.75B | -15% | +29% | 15% | 1.51× | 11.5% | 14.7% |
| PROG PRG | United States | $1.47B | +4% | +10% | 17% | 1.82× | 23.0% | 17.3% |
| Upbound UPBD | United States | $1.41B | +29% | +3% | 16% | 1.88× | 23.5% | 15.5% |
| Zigup ZIG.L | United Kingdom | $1.41B | +14% | +3% | 7% | 0.96× | 12.8% | 7.1% |
| CreditAccess Grameen CREDITACC.NS | India | $1.84B | -27% | +17% | 20% | 1.95× | 20.5% | 19.7% |
| Duskin 4665.T | Japan | $1.40B | +20% | +3% | 7% | 1.43× | 5.4% | 6.7% |
| Atlanticus ATLC | United States | $1.38B | +8% | +84% | 23% | 1.97× | 24.5% | 22.9% |
| Haitong Unitrust International Financial Leasing 1905.HK | Hong Kong | $1.38B | +57% | -20% | 6% | 0.52× | 4.2% | 6.5% |
| Federal Agricultural Mortgage AGM | United States | $1.90B | 0% | +31% | 13% | 1.56× | 14.0% | 13.5% |
| Zhejiang Haikong Nanke Huatie Digital Technology 603300.SS | China | $1.34B | -31% | +12% | 5% | 1.29× | 9.8% | 5.3% |
| Walker & Dunlop WD | United States | $1.34B | -28% | +9% | 2% | 0.76× | 10.0% | 2.2% |
| Five-Star Business Finance FIVESTAR.NS | India | $1.33B | -10% | +9% | 15% | 1.59× | 22.3% | 15.2% |
| AEON Financial Service 8570.T | Japan | $1.95B | -9% | +8% | 5% | 0.67× | 5.2% | 4.9% |
| Taiwan Acceptance 9941.TW | Taiwan | $1.31B | -6% | -3% | 12% | 1.10× | 3.8% | 12.2% |
| Aadhar Housing Finance AADHARHFC.NS | India | $1.99B | -14% | +18% | 16% | 2.48× | 31.1% | n/a |
Sammaan Capital has 1 bond outstanding with $306M face value. The agencies rate it BB-.