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← CockpitCompetitor Analysis › NBBK NB Bancorp, Inc.Open in the cockpit ↗

NB Bancorp, Inc.NBBKCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum neutral 59
Mkt cap
$902M
US dollars, full cap
Free float
87%
of shares outstanding
$/day
$6.45M
20-day average traded
P/B
1.13×
price to book
ROE
8.4%
delivered
Implied ROE
6.8%
what the price asks
Next earnings
83 days
28 Jan 2027
Close · USD$22.09
1D+0.3%
1W-0.2%
1M-2.0%
3M-2.2%
6M+9.8%
YTD+11.4%
1Y+21.0%
ATR %2.8%
Beta0.39
52w lowhigh5.9% off high

What NB Bancorp does

Employees: 526

NB Bancorp at a glance

Size NB Bancorp (NBBK) is a United States Financials company (Regional Banks) with a market value of $902M, the 2312th largest of 3,117 United States companies the cockpit tracks. Shares closed at $22.09 on 6 Nov 2026.

Performance Over six months the shares gained 9.8%, against +6.8% for the median peer and -1.1% for the United States market (cap-weighted) — 8th highest of 20 in its peer set.

Growth Revenue grew 36.1% over the last twelve months (peer median +6.3%); the operating margin is 38.1% (peer median 35.6%).

Valuation It trades at 1.13× book value against a peer median of 1.27× (9th cheapest of 21).

Price implies The share price implies a return on equity of about 6.8%; NB Bancorp delivers 8.4%, so the price asks less than the business earns today.

Next results Next results expected around 28 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026NBBK 110Peer median 109
Six months, rebased to 100: NB Bancorp against the median of its 20 peers (local-currency closes).

NB Bancorp financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$451M$352M$304M$238M$130M
Revenue growth—+16%+28%+83%—
Net income$66.9M$50.3M$42.1M$9.82M$30.1M
Free cash flown/a$57.4M$41.2M$50.0M$31.2M
Capital expendituren/a$3.42M$51.9M$2.87M$30.7M
Total debt$150M$218M$134M$294M$304M

Quarterly statements and history in the cockpit →

NB Bancorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+10%+20%-20%0%2849MPBGSBC7350ORRFCCBGFCBC83878345S41AKTIAHAFCTKBPCPFSMBKEQBKSBSINBBK6-month return →1-month return →
Up and to the right = strong over both horizons. NB Bancorp is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%0.50×10×1.50×2849MPBGSBC7350ORRFCCBGFCBC83878345S41AKTIAHAFCTKBPCPFRCBCSMBKPGCEQBKIBCPSBSINBBKReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. NB Bancorp is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%2849MPBGSBC7350ORRFCCBGFCBC83878345S41AKTIACPFRCBCSMBKPGCEQBKNBBKROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. NB Bancorp is the large dot.

NB Bancorp competitors and peer comparison

How NB Bancorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

NB Bancorp against its 20 peers (data as of 6 Nov 2026)
MeasureNBBKPeer medianRank in peer set
1-month return-2.0%+2.1%8th lowest of 21
6-month return+9.8%+6.8%8th highest of 20
Return on equity8.4%10.7%7th lowest of 21
Price / book1.13×1.27×9th cheapest of 21
Trailing P/E13.3×11.8×8th most expensive of 21
ROE the price implies6.8%9.1%6th least demanding of 20
ROE delivered8.4%10.6%8th lowest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
NB Bancorp NBBKUnited States$902M+10%+36%8%1.13×6.8%8.4%
Entie Commercial Bank 2849.TWTaiwan$927M+14%+10%5%0.86×3.2%5.4%
Mid Penn Bancorp MPBUnited States$873M+5%+18%8%0.97×7.2%8.4%
Great Southern Bancorp GSBCUnited States$868M+16%-10%10%1.42×9.3%10.2%
Okinawa Financial 7350.TJapan$865M+14%+21%8%0.83×6.3%7.7%
Orrstown Financial Services ORRFUnited States$862M+18%+1%15%1.42×10.5%14.8%
Capital City Bank CCBGUnited States$861M+7%0%11%1.50×8.4%11.3%
First Community Bankshares FCBCUnited States$860M+4%+9%12%1.58×9.9%11.8%
Shikoku Bank 8387.TJapan$857M+26%+36%10%0.68×5.4%9.6%
Bank of Iwate 8345.TJapan$857M-6%+24%5%0.64×5.7%5.2%
Hong Leong Finance S41.SISingapore$846M-5%-27%3%0.51×2.5%3.1%
Aktia Bank AKTIA.HEFinland$963M+3%+1%2%1.32×7.6%1.8%
Hanmi Financial HAFCUnited States$964M+8%+3%11%1.19×9.4%11.4%
Thurgauer Kantonalbank TKBP.SWSwitzerland$838M-6%-11%6%0.23×n/a5.6%
Central Pacific Financial CPFUnited States$974M+10%+4%15%1.68×13.2%14.9%
River City Bank RCBCUnited States$832Mn/a+1%16%1.38×7.6%15.9%
SmartFinancial SMBKUnited States$816M+13%+10%11%1.40×10.8%11.1%
Peapack-Gladstone Financial PGCUnited States$814M+7%+11%9%1.10×9.1%8.9%
Equity Bancshares EQBKUnited States$1.00B+7%+53%12%1.23×10.4%12.1%
Independent Bank IBCPUnited States$802M+5%+3%14%1.39×10.6%13.5%
Southside Bancshares SBSIUnited States$1.01B+2%+9%12%1.54×10.1%11.8%

Questions

Which companies are NB Bancorp's closest peers?
The cockpit's peer set: Entie Commercial Bank (2849.TW), Mid Penn Bancorp (MPB), Great Southern Bancorp (GSBC), Okinawa Financial (7350.T), Orrstown Financial Services (ORRF), Capital City Bank (CCBG), First Community Bankshares (FCBC), Shikoku Bank (8387.T).
Is NB Bancorp expensive compared with its peers?
On price / book it trades at 1.13× against a peer median of 1.27×, 9th cheapest of 21 in its peer set. The share price implies a return on equity of about 6.8%; NB Bancorp delivers 8.4%, so the price asks less than the business earns today.
How has NB Bancorp stock performed?
Over six months to 6 Nov 2026 the shares returned +9.8% against +6.8% for the median peer; over one year +21.0%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.