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← CockpitCompetitor Analysis › 2849.TW Entie Commercial BankOpen in the cockpit ↗

Entie Commercial Bank2849.TWCompetitor analysis, valuation and peers

Taiwan · TWD·Financials›Regional Banks
Momentum leader 87
Mkt cap
$927M
US dollars, full cap
Free float
41%
of shares outstanding
$/day
$83,790
20-day average traded
P/B
0.86×
price to book
ROE
5.4%
delivered
Implied ROE
3.2%
what the price asks
Close · TWDNT$15.65
1D-2.5%
1W-2.2%
1M+0.6%
3M+6.8%
6M+14.2%
YTD+15.1%
1Y+19.9%
ATR %2.5%
52w lowhigh4.0% off high

What Entie Commercial Bank does

Employees: 1,667

Entie Commercial Bank at a glance

Size Entie Commercial Bank (2849.TW) is a Taiwan Financials company (Regional Banks) with a market value of $927M, the 283rd largest of 687 Taiwan companies the cockpit tracks. Shares closed at NT$15.65 on 6 Nov 2026.

Performance Over six months the shares gained 14.2%, against +7.6% for the median peer and -3.4% for the Taiwan market (cap-weighted) — 6th highest of 20 in its peer set.

Growth Revenue grew 9.6% over the last twelve months (peer median +5.6%); the operating margin is 34.9% (peer median 37.6%).

Valuation It trades at 0.86× book value against a peer median of 1.21× (6th cheapest of 21).

Price implies The share price implies a return on equity of about 3.2%; Entie Commercial Bank delivers 5.4%, so the price asks less than the business earns today.

Relative performance

10011011 May 202611 Aug 20266 Nov 20262849.TW 112Peer median 110
Six months, rebased to 100: Entie Commercial Bank against the median of its 20 peers (local-currency closes).

Entie Commercial Bank financials

Reported figures in TWD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
RevenueNT$12.5BNT$11.8BNT$11.2BNT$10.8BNT$8.04B
Revenue growth—+5%+4%+34%—
Net incomeNT$1.91BNT$1.54BNT$1.33BNT$1.10BNT$1.07B
Free cash flowNT$4.27BNT$4.44BNT$4.49BNT$2.95BNT$2.49B
Capital expenditureNT$110MNT$159MNT$774MNT$104MNT$145M
Total debtNT$7.38BNT$6.35BNT$4.16BNT$3.74BNT$7.63B

Quarterly statements and history in the cockpit →

Entie Commercial Bank competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+10%+20%+30%-20%0%+20%NBBKAKTIAHAFCCPFMPBGSBC7350ORRF83878345S41SBSITKBPEGBNBFST2849.TW6-month return →1-month return →
Up and to the right = strong over both horizons. Entie Commercial Bank is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%0.50×10×1.50×NBBKAKTIAHAFCCPFMPBGSBC7350ORRFCCBGFCBC83878345EQBKS41SBSITKBPEGBNRCBCMCBSBFST2849.TWReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Entie Commercial Bank is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%NBBKAKTIAHAFCCPFMPBGSBC7350ORRFCCBGFCBC83878345EQBKS41EGBNRCBCMCBS2849.TWROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Entie Commercial Bank is the large dot.

Entie Commercial Bank competitors and peer comparison

How Entie Commercial Bank compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Entie Commercial Bank against its 20 peers (data as of 6 Nov 2026)
Measure2849.TWPeer medianRank in peer set
1-month return+0.6%+3.3%9th lowest of 21
6-month return+14.2%+7.6%6th highest of 20
Return on equity5.4%10.1%5th lowest of 21
Price / book0.86×1.21×6th cheapest of 21
Trailing P/E16.1×11.7×4th most expensive of 21
ROE the price implies3.2%8.6%2nd least demanding of 20
ROE delivered5.4%10.1%5th lowest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Entie Commercial Bank 2849.TWTaiwan$927M+14%+10%5%0.86×3.2%5.4%
NB Bancorp NBBKUnited States$902M+10%+36%8%1.13×6.8%8.4%
Aktia Bank AKTIA.HEFinland$963M+3%+1%2%1.32×7.6%1.8%
Hanmi Financial HAFCUnited States$964M+8%+3%11%1.19×9.4%11.4%
Central Pacific Financial CPFUnited States$974M+10%+4%15%1.68×13.2%14.9%
Mid Penn Bancorp MPBUnited States$873M+5%+18%8%0.97×7.2%8.4%
Great Southern Bancorp GSBCUnited States$868M+16%-10%10%1.42×9.3%10.2%
Okinawa Financial 7350.TJapan$865M+14%+21%8%0.83×6.3%7.7%
Orrstown Financial Services ORRFUnited States$862M+18%+1%15%1.42×10.5%14.8%
Capital City Bank CCBGUnited States$861M+7%0%11%1.50×8.4%11.3%
First Community Bankshares FCBCUnited States$860M+4%+9%12%1.58×9.9%11.8%
Shikoku Bank 8387.TJapan$857M+26%+36%10%0.68×5.4%9.6%
Bank of Iwate 8345.TJapan$857M-6%+24%5%0.64×5.7%5.2%
Equity Bancshares EQBKUnited States$1.00B+7%+53%12%1.23×10.4%12.1%
Hong Leong Finance S41.SISingapore$846M-5%-27%3%0.51×2.5%3.1%
Southside Bancshares SBSIUnited States$1.01B+2%+9%12%1.54×10.1%11.8%
Thurgauer Kantonalbank TKBP.SWSwitzerland$838M-6%-11%6%0.23×n/a5.6%
Eagle Bancorp EGBNUnited States$1.03B+28%-11%5%0.89×9.0%4.7%
River City Bank RCBCUnited States$832Mn/a+1%16%1.38×7.6%15.9%
MetroCity Bankshares MCBSUnited States$1.04B+10%+25%17%1.78×12.2%16.9%
Business First Bancshares BFSTUnited States$1.04B+16%+7%10%1.02×8.6%10.1%

Questions

Which companies are Entie Commercial Bank's closest peers?
The cockpit's peer set: NB Bancorp (NBBK), Aktia Bank (AKTIA.HE), Hanmi Financial (HAFC), Central Pacific Financial (CPF), Mid Penn Bancorp (MPB), Great Southern Bancorp (GSBC), Okinawa Financial (7350.T), Orrstown Financial Services (ORRF).
Is Entie Commercial Bank expensive compared with its peers?
On price / book it trades at 0.86× against a peer median of 1.21×, 6th cheapest of 21 in its peer set. The share price implies a return on equity of about 3.2%; Entie Commercial Bank delivers 5.4%, so the price asks less than the business earns today.
How has Entie Commercial Bank stock performed?
Over six months to 6 Nov 2026 the shares returned +14.2% against +7.6% for the median peer; over one year +19.9%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.