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Employees: 763
Size Central Pacific Financial (CPF) is a United States Financials company (Regional Banks) with a market value of $974M, the 2265th largest of 3,117 United States companies the cockpit tracks. Shares closed at $38.30 on 6 Nov 2026.
Performance Over six months the shares gained 10.1%, against +10.2% for the median peer and -1.1% for the United States market (cap-weighted) — 10th lowest of 20 in its peer set.
Growth Revenue grew 4.1% over the last twelve months (peer median +10.1%); the operating margin is 35.6% (peer median 38.1%).
Valuation It trades at 1.68× book value against a peer median of 1.21× (4th most expensive of 21).
Price implies The share price implies a return on equity of about 13.2%; Central Pacific Financial delivers 14.9%, so the price asks less than the business earns today.
Short interest Short interest is 3.4% of the free float (15 Oct 2026).
Next results Next results expected around 27 Jan 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $366M | $366M | $345M | $324M | $280M |
| Revenue growth | — | +6% | +6% | +16% | — |
| Net income | $87.2M | $77.5M | $53.4M | $58.7M | $73.9M |
| Free cash flow | $106M | $86.1M | $78.1M | $92.4M | $91.5M |
| Capital expenditure | $7.51M | $6.32M | $18.1M | $12.7M | $19.7M |
| Total debt | $99.6M | $102M | $188M | $187M | $147M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | CPF | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +5.7% | +3.2% | 6th highest of 21 |
| 6-month return | +10.1% | +10.2% | 10th lowest of 20 |
| Return on equity | 14.9% | 10.8% | 4th highest of 21 |
| Price / book | 1.68× | 1.21× | 4th most expensive of 21 |
| Trailing P/E | 11.6× | 11.9× | 10th cheapest of 21 |
| ROE the price implies | 13.2% | 9.0% | most demanding of 21 |
| ROE delivered | 14.9% | 10.2% | 4th highest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Central Pacific Financial CPF | United States | $974M | +10% | +4% | 15% | 1.68× | 13.2% | 14.9% |
| Hanmi Financial HAFC | United States | $964M | +8% | +3% | 11% | 1.19× | 9.4% | 11.4% |
| Aktia Bank AKTIA.HE | Finland | $963M | +3% | +1% | 2% | 1.32× | 7.6% | 1.8% |
| Equity Bancshares EQBK | United States | $1.00B | +7% | +53% | 12% | 1.23× | 10.4% | 12.1% |
| Southside Bancshares SBSI | United States | $1.01B | +2% | +9% | 12% | 1.54× | 10.1% | 11.8% |
| Entie Commercial Bank 2849.TW | Taiwan | $927M | +14% | +10% | 5% | 0.86× | 3.2% | 5.4% |
| Eagle Bancorp EGBN | United States | $1.03B | +28% | -11% | 5% | 0.89× | 9.0% | 4.7% |
| MetroCity Bankshares MCBS | United States | $1.04B | +10% | +25% | 17% | 1.78× | 12.2% | 16.9% |
| Business First Bancshares BFST | United States | $1.04B | +16% | +7% | 10% | 1.02× | 8.6% | 10.1% |
| Forbright FRBT | United States | $1.04B | n/a | +11% | 11% | 1.01× | 6.4% | n/a |
| Mercantile Bank MBWM | United States | $1.05B | +16% | +5% | 14% | 1.41× | 11.5% | 13.6% |
| NB Bancorp NBBK | United States | $902M | +10% | +36% | 8% | 1.13× | 6.8% | 8.4% |
| Bank of Jiujiang 6190.HK | Hong Kong | $1.06B | +55% | -2% | 1% | 0.20× | 3.5% | 1.5% |
| CNB Financial CCNE | United States | $1.06B | +15% | +26% | 13% | 1.24× | 9.0% | 13.2% |
| Horizon Bancorp HBNC | United States | $1.07B | +13% | +424% | 16% | 1.52× | 12.0% | 15.7% |
| San ju San Financial 7322.T | Japan | $1.08B | +1% | +23% | 5% | 0.72× | 6.9% | 5.4% |
| Northeast Bank NBN | United States | $1.08B | +1% | +9% | 20% | 1.72× | 11.8% | 20.0% |
| Five Star Bancorp FSBC | United States | $1.08B | +6% | +18% | 15% | 1.75× | 10.4% | 14.8% |
| Mid Penn Bancorp MPB | United States | $873M | +5% | +18% | 8% | 0.97× | 7.2% | 8.4% |
| Great Southern Bancorp GSBC | United States | $868M | +16% | -10% | 10% | 1.42× | 9.3% | 10.2% |
| Okinawa Financial 7350.T | Japan | $865M | +14% | +21% | 8% | 0.83× | 6.3% | 7.7% |