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← CockpitCompetitor Analysis › MPB Mid Penn Bancorp, Inc.Open in the cockpit ↗

Mid Penn Bancorp, Inc.MPBCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum neutral 48
Mkt cap
$873M
US dollars, full cap
Free float
82%
of shares outstanding
$/day
$5.10M
20-day average traded
P/B
0.97×
price to book
ROE
8.4%
delivered
Implied ROE
7.2%
what the price asks
Next earnings
82 days
27 Jan 2027
Close · USD$34.46
1D+0.5%
1W+1.5%
1M-4.7%
3M-7.7%
6M+5.2%
YTD+11.1%
1Y+17.3%
ATR %2.7%
Beta0.47
52w lowhigh12.0% off high

What Mid Penn Bancorp does

Employees: 723

Mid Penn Bancorp at a glance

Size Mid Penn Bancorp (MPB) is a United States Financials company (Regional Banks) with a market value of $873M, the 2333rd largest of 3,117 United States companies the cockpit tracks. Shares closed at $34.46 on 6 Nov 2026.

Performance Over six months the shares gained 5.2%, against +6.8% for the median peer and -1.1% for the United States market (cap-weighted) — 10th lowest of 20 in its peer set.

Growth Revenue grew 18.5% over the last twelve months (peer median +4.4%); the operating margin is 36.7% (peer median 35.4%).

Valuation It trades at 0.97× book value against a peer median of 1.16× (9th cheapest of 21).

Price implies The share price implies a return on equity of about 7.2%; Mid Penn Bancorp delivers 8.4%, so the price asks less than the business earns today.

Short interest Short interest is 2.7% of the free float (15 Oct 2026).

Next results Next results expected around 27 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026Peer median 109MPB 107
Six months, rebased to 100: Mid Penn Bancorp against the median of its 20 peers (local-currency closes).

Mid Penn Bancorp financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$399M$350M$309M$256M$188M
Revenue growth—+13%+21%+36%—
Net income$71.5M$56.2M$49.4M$37.4M$54.8M
Free cash flown/a$65.4M$44.9M$49.8M$44.8M
Capital expendituren/a$8.23M$9.48M$2.90M$4.25M
Total debt$86.2M$59.4M$79.4M$356M$174M

Quarterly statements and history in the cockpit →

Mid Penn Bancorp competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-10%0%+10%+20%-20%0%GSBC7350ORRFCCBGFCBC83878345S41NBBKTKBP2849SMBKPGCIBCPAKTIACBG1983MPB6-month return →1-month return →
Up and to the right = strong over both horizons. Mid Penn Bancorp is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%0.50×10×1.50×GSBC7350ORRFCCBGFCBC83878345S41NBBKTKBPRCBC2849SMBKPGCIBCPSPFIAKTIAHAFCCBG1983MPBReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Mid Penn Bancorp is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%0%10%GSBC7350ORRFCCBG83878345S41RCBC2849SMBKPGCSPFIAKTIACBG1983MPBROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Mid Penn Bancorp is the large dot.

Mid Penn Bancorp competitors and peer comparison

How Mid Penn Bancorp compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Mid Penn Bancorp against its 20 peers (data as of 6 Nov 2026)
MeasureMPBPeer medianRank in peer set
1-month return-4.7%+0.8%5th lowest of 21
6-month return+5.2%+6.8%10th lowest of 20
Return on equity8.4%9.9%9th lowest of 21
Price / book0.97×1.16×9th cheapest of 21
Trailing P/E12.0×12.5×10th cheapest of 20
ROE the price implies7.2%8.4%8th least demanding of 20
ROE delivered8.4%9.9%9th lowest of 21

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Mid Penn Bancorp MPBUnited States$873M+5%+18%8%0.97×7.2%8.4%
Great Southern Bancorp GSBCUnited States$868M+16%-10%10%1.42×9.3%10.2%
Okinawa Financial 7350.TJapan$865M+14%+21%8%0.83×6.3%7.7%
Orrstown Financial Services ORRFUnited States$862M+18%+1%15%1.42×10.5%14.8%
Capital City Bank CCBGUnited States$861M+7%0%11%1.50×8.4%11.3%
First Community Bankshares FCBCUnited States$860M+4%+9%12%1.58×9.9%11.8%
Shikoku Bank 8387.TJapan$857M+26%+36%10%0.68×5.4%9.6%
Bank of Iwate 8345.TJapan$857M-6%+24%5%0.64×5.7%5.2%
Hong Leong Finance S41.SISingapore$846M-5%-27%3%0.51×2.5%3.1%
NB Bancorp NBBKUnited States$902M+10%+36%8%1.13×6.8%8.4%
Thurgauer Kantonalbank TKBP.SWSwitzerland$838M-6%-11%6%0.23×n/a5.6%
River City Bank RCBCUnited States$832Mn/a+1%16%1.38×7.6%15.9%
Entie Commercial Bank 2849.TWTaiwan$927M+14%+10%5%0.86×3.2%5.4%
SmartFinancial SMBKUnited States$816M+13%+10%11%1.40×10.8%11.1%
Peapack-Gladstone Financial PGCUnited States$814M+7%+11%9%1.10×9.1%8.9%
Independent Bank IBCPUnited States$802M+5%+3%14%1.39×10.6%13.5%
South Plains Financial SPFIUnited States$800M+4%+10%13%1.28×8.4%12.6%
Aktia Bank AKTIA.HEFinland$963M+3%+1%2%1.32×7.6%1.8%
Hanmi Financial HAFCUnited States$964M+8%+3%11%1.19×9.4%11.4%
Close Brothers CBG.LUnited Kingdom$791M-10%-12%-6%0.40×8.8%-5.9%
Luzhou Bank 1983.HKHong Kong$790M-5%+6%14%0.45×4.0%14.0%

Questions

Which companies are Mid Penn Bancorp's closest peers?
The cockpit's peer set: Great Southern Bancorp (GSBC), Okinawa Financial (7350.T), Orrstown Financial Services (ORRF), Capital City Bank (CCBG), First Community Bankshares (FCBC), Shikoku Bank (8387.T), Bank of Iwate (8345.T), Hong Leong Finance (S41.SI).
Is Mid Penn Bancorp expensive compared with its peers?
On price / book it trades at 0.97× against a peer median of 1.16×, 9th cheapest of 21 in its peer set. The share price implies a return on equity of about 7.2%; Mid Penn Bancorp delivers 8.4%, so the price asks less than the business earns today.
How has Mid Penn Bancorp stock performed?
Over six months to 6 Nov 2026 the shares returned +5.2% against +6.8% for the median peer; over one year +17.3%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.