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← CockpitCompetitor Analysis › PGC Peapack-Gladstone Financial CorporationOpen in the cockpit ↗

Peapack-Gladstone Financial CorporationPGCCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum strong 67
Mkt cap
$814M
US dollars, full cap
Free float
86%
of shares outstanding
$/day
$5.11M
20-day average traded
P/B
1.10×
price to book
ROE
8.9%
delivered
Implied ROE
9.1%
what the price asks
Next earnings
89 days
3 Feb 2027
Close · USD$45.90
1D+0.3%
1W+1.3%
1M+5.1%
3M+1.7%
6M+6.8%
YTD+64.8%
1Y+78.9%
ATR %2.8%
Beta0.62
52w lowhigh6.6% off high

What Peapack-Gladstone Financial does

Employees: 682

Peapack-Gladstone Financial at a glance

Size Peapack-Gladstone Financial (PGC) is a United States Financials company (Regional Banks) with a market value of $814M, the 2383rd largest of 3,117 United States companies the cockpit tracks. Shares closed at $45.90 on 6 Nov 2026.

Performance Over six months the shares gained 6.8%, against +5.2% for the median peer and -1.1% for the United States market (cap-weighted) — 9th highest of 20 in its peer set.

Growth Revenue grew 11.2% over the last twelve months (peer median +5.9%); the operating margin is 24.8% (peer median 36.7%).

Valuation It trades at 1.10× book value against a peer median of 1.29× (10th cheapest of 21).

Price implies The share price implies a return on equity of about 9.1%; Peapack-Gladstone Financial delivers 8.9%, so the price asks more than the business earns today.

Short interest Short interest is 7.2% of the free float (15 Oct 2026).

Next results Next results expected around 3 Feb 2027 (exchange calendar; dates can move).

Relative performance

10010511011511 May 202611 Aug 20266 Nov 2026PGC 109Peer median 107
Six months, rebased to 100: Peapack-Gladstone Financial against the median of its 20 peers (local-currency closes).

Peapack-Gladstone Financial financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$483M$443M$406M$377M$280M
Revenue growth—+9%+8%+35%—
Net income$61.2M$37.3M$33.0M$48.9M$74.2M
Free cash flown/a$28.6M$63.0M$66.8M$115M
Capital expendituren/a$14.6M$8.10M$3.28M$3.52M
Total debt$329M$217M$178M$553M$531M

Quarterly statements and history in the cockpit →

Peapack-Gladstone Financial competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-20%0%+20%-20%0%SMBKIBCPSPFICBG1983TKBPS41AGBKFISI83458387FCBCCCBGORRF7350GSBCMPBVBNKPGC6-month return →1-month return →
Up and to the right = strong over both horizons. Peapack-Gladstone Financial is the large dot.

Fundamentals: return on equity against price-to-book

0%10%20%30%0.50×10×1.50×SMBKIBCPSPFIRCBCCBG1983TKBPS41FISI83458387FCBCCCBG7350MPBVBNKPGCReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Peapack-Gladstone Financial is the large dot.

Capital: ROE delivered against the ROE the price implies

0%10%0%10%SMBKIBCPSPFIRCBCCBG1983S4183458387CCBG7350GSBCMPBRINGVBNKPGCROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Peapack-Gladstone Financial is the large dot.

Peapack-Gladstone Financial competitors and peer comparison

How Peapack-Gladstone Financial compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Peapack-Gladstone Financial against its 20 peers (data as of 6 Nov 2026)
MeasurePGCPeer medianRank in peer set
1-month return+5.1%+0.1%4th highest of 21
6-month return+6.8%+5.2%9th highest of 20
Return on equity8.9%11.1%8th lowest of 20
Price / book1.10×1.29×10th cheapest of 21
Trailing P/E13.9×11.2×4th most expensive of 19
ROE the price implies9.1%8.4%8th most demanding of 19
ROE delivered8.9%11.1%8th lowest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Peapack-Gladstone Financial PGCUnited States$814M+7%+11%9%1.10×9.1%8.9%
SmartFinancial SMBKUnited States$816M+13%+10%11%1.40×10.8%11.1%
Independent Bank IBCPUnited States$802M+5%+3%14%1.39×10.6%13.5%
South Plains Financial SPFIUnited States$800M+4%+10%13%1.28×8.4%12.6%
River City Bank RCBCUnited States$832Mn/a+1%16%1.38×7.6%15.9%
Close Brothers CBG.LUnited Kingdom$791M-10%-12%-6%0.40×8.8%-5.9%
Luzhou Bank 1983.HKHong Kong$790M-5%+6%14%0.45×4.0%14.0%
Thurgauer Kantonalbank TKBP.SWSwitzerland$838M-6%-11%6%0.23×n/a5.6%
Hong Leong Finance S41.SISingapore$846M-5%-27%3%0.51×2.5%3.1%
AGI AGBKUnited States$777M-31%n/an/a0.84×11.3%n/a
Financial Institutions FISIUnited States$776M+12%+42%30%1.29×n/a30.0%
Bank of Iwate 8345.TJapan$857M-6%+24%5%0.64×5.7%5.2%
Shikoku Bank 8387.TJapan$857M+26%+36%10%0.68×5.4%9.6%
First Community Bankshares FCBCUnited States$860M+4%+9%12%1.58×9.9%11.8%
Capital City Bank CCBGUnited States$861M+7%0%11%1.50×8.4%11.3%
Orrstown Financial Services ORRFUnited States$862M+18%+1%15%1.42×10.5%14.8%
Okinawa Financial 7350.TJapan$865M+14%+21%8%0.83×6.3%7.7%
Great Southern Bancorp GSBCUnited States$868M+16%-10%10%1.42×9.3%10.2%
Mid Penn Bancorp MPBUnited States$873M+5%+18%8%0.97×7.2%8.4%
SpareBank 1 Ringerike Hadeland RING.OLNorway$752M+2%-4%13%1.40×6.9%13.0%
VersaBank VBNK.TOCanada$752M+27%+14%6%1.86×13.6%6.2%

Questions

Which companies are Peapack-Gladstone Financial's closest peers?
The cockpit's peer set: SmartFinancial (SMBK), Independent Bank (IBCP), South Plains Financial (SPFI), River City Bank (RCBC), Close Brothers (CBG.L), Luzhou Bank (1983.HK), Thurgauer Kantonalbank (TKBP.SW), Hong Leong Finance (S41.SI).
Is Peapack-Gladstone Financial expensive compared with its peers?
On price / book it trades at 1.10× against a peer median of 1.29×, 10th cheapest of 21 in its peer set. The share price implies a return on equity of about 9.1%; Peapack-Gladstone Financial delivers 8.9%, so the price asks more than the business earns today.
How has Peapack-Gladstone Financial stock performed?
Over six months to 6 Nov 2026 the shares returned +6.8% against +5.2% for the median peer; over one year +78.9%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.