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Employees: 636
Size Hong Leong Finance (S41.SI) is a Singapore Financials company (Regional Banks) with a market value of $846M, the 81st largest of 186 Singapore companies the cockpit tracks. Shares closed at S$2.40 on 6 Nov 2026.
Performance Over six months the shares fell 5.1%, against +6.8% for the median peer and -1.2% for the Singapore market (cap-weighted) — 5th lowest of 20 in its peer set.
Growth Revenue fell 27.5% over the last twelve months (peer median +9.6%); the operating margin is 40.5% (peer median 35.4%).
Valuation It trades at 0.51× book value against a peer median of 1.11× (4th cheapest of 21).
Price implies The share price implies a return on equity of about 2.5%; Hong Leong Finance delivers 3.1%, so the price asks less than the business earns today.
Next results Next results expected around 24 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | S$395M | S$460M | S$602M | S$579M | S$354M |
| Revenue growth | — | -24% | +4% | +64% | — |
| Net income | S$65.5M | S$62.7M | S$104M | S$93.4M | S$131M |
| Free cash flow | S$110M | S$194M | S$113M | S$145M | S$179M |
| Capital expenditure | S$4.47M | S$3.79M | S$1.87M | S$2.94M | S$1.43M |
| Total debt | n/a | S$41.0M | S$45.3M | S$58.8M | S$63.9M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | S41.SI | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -0.8% | +0.8% | 9th lowest of 21 |
| 6-month return | -5.1% | +6.8% | 5th lowest of 20 |
| Return on equity | 3.1% | 10.2% | 2nd lowest of 20 |
| Price / book | 0.51× | 1.11× | 4th cheapest of 21 |
| Trailing P/E | 16.5× | 11.6× | most expensive of 19 |
| ROE the price implies | 2.5% | 8.4% | least demanding of 19 |
| ROE delivered | 3.1% | 10.2% | 2nd lowest of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Hong Leong Finance S41.SI | Singapore | $846M | -5% | -27% | 3% | 0.51× | 2.5% | 3.1% |
| Thurgauer Kantonalbank TKBP.SW | Switzerland | $838M | -6% | -11% | 6% | 0.23× | n/a | 5.6% |
| Bank of Iwate 8345.T | Japan | $857M | -6% | +24% | 5% | 0.64× | 5.7% | 5.2% |
| Shikoku Bank 8387.T | Japan | $857M | +26% | +36% | 10% | 0.68× | 5.4% | 9.6% |
| First Community Bankshares FCBC | United States | $860M | +4% | +9% | 12% | 1.58× | 9.9% | 11.8% |
| River City Bank RCBC | United States | $832M | n/a | +1% | 16% | 1.38× | 7.6% | 15.9% |
| Capital City Bank CCBG | United States | $861M | +7% | 0% | 11% | 1.50× | 8.4% | 11.3% |
| Orrstown Financial Services ORRF | United States | $862M | +18% | +1% | 15% | 1.42× | 10.5% | 14.8% |
| Okinawa Financial 7350.T | Japan | $865M | +14% | +21% | 8% | 0.83× | 6.3% | 7.7% |
| Great Southern Bancorp GSBC | United States | $868M | +16% | -10% | 10% | 1.42× | 9.3% | 10.2% |
| Mid Penn Bancorp MPB | United States | $873M | +5% | +18% | 8% | 0.97× | 7.2% | 8.4% |
| SmartFinancial SMBK | United States | $816M | +13% | +10% | 11% | 1.40× | 10.8% | 11.1% |
| Peapack-Gladstone Financial PGC | United States | $814M | +7% | +11% | 9% | 1.10× | 9.1% | 8.9% |
| Independent Bank IBCP | United States | $802M | +5% | +3% | 14% | 1.39× | 10.6% | 13.5% |
| South Plains Financial SPFI | United States | $800M | +4% | +10% | 13% | 1.28× | 8.4% | 12.6% |
| NB Bancorp NBBK | United States | $902M | +10% | +36% | 8% | 1.13× | 6.8% | 8.4% |
| Close Brothers CBG.L | United Kingdom | $791M | -10% | -12% | -6% | 0.40× | 8.8% | -5.9% |
| Luzhou Bank 1983.HK | Hong Kong | $790M | -5% | +6% | 14% | 0.45× | 4.0% | 14.0% |
| AGI AGBK | United States | $777M | -31% | n/a | n/a | 0.84× | 11.3% | n/a |
| Financial Institutions FISI | United States | $776M | +12% | +42% | 30% | 1.29× | n/a | 30.0% |
| Entie Commercial Bank 2849.TW | Taiwan | $927M | +14% | +10% | 5% | 0.86× | 3.2% | 5.4% |