Loading…
← CockpitCompetitor Analysis › HAFC Hanmi Financial CorporationOpen in the cockpit ↗

Hanmi Financial CorporationHAFCCompetitor analysis, valuation and peers

United States · USD·Financials›Regional Banks
Momentum strong 68
Mkt cap
$964M
US dollars, full cap
Free float
98%
of shares outstanding
$/day
$6.86M
20-day average traded
P/B
1.19×
price to book
ROE
11.4%
delivered
Implied ROE
9.4%
what the price asks
Next earnings
81 days
26 Jan 2027
Close · USD$32.68
1D+0.5%
1W+0.4%
1M+4.5%
3M+3.2%
6M+7.6%
YTD+20.9%
1Y+22.2%
ATR %2.5%
Beta0.54
52w lowhigh5.2% off high

What Hanmi Financial does

Employees: 610

Hanmi Financial at a glance

Size Hanmi Financial (HAFC) is a United States Financials company (Regional Banks) with a market value of $964M, the 2270th largest of 3,117 United States companies the cockpit tracks. Shares closed at $32.68 on 6 Nov 2026.

Performance Over six months the shares gained 7.6%, against +12.6% for the median peer and -1.1% for the United States market (cap-weighted) — 7th lowest of 20 in its peer set.

Growth Revenue grew 2.7% over the last twelve months (peer median +9.1%); the operating margin is 43.0% (peer median 35.6%).

Valuation It trades at 1.19× book value against a peer median of 1.23× (10th cheapest of 21).

Price implies The share price implies a return on equity of about 9.4%; Hanmi Financial delivers 11.4%, so the price asks less than the business earns today.

Short interest Short interest is 4.2% of the free float (15 Oct 2026).

Next results Next results expected around 26 Jan 2027 (exchange calendar; dates can move).

Relative performance

10011011 May 202611 Aug 20266 Nov 2026Peer median 114HAFC 110
Six months, rebased to 100: Hanmi Financial against the median of its 20 peers (local-currency closes).

Hanmi Financial financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$452M$445M$429M$398M$308M
Revenue growth—+4%+8%+29%—
Net income$90.5M$75.5M$61.7M$79.5M$101M
Free cash flown/a$206M$51.4M$105M$145M
Capital expendituren/a$2.31M$2.62M$2.42M$1.93M
Total debt$76.1M$316M$433M$501M$524M

Quarterly statements and history in the cockpit →

Hanmi Financial competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+20%+40%-20%0%+20%AKTIACPF2849EQBKSBSINBBKEGBNBFST6190MPBHBNC73507322HAFC6-month return →1-month return →
Up and to the right = strong over both horizons. Hanmi Financial is the large dot.

Fundamentals: return on equity against price-to-book

5%10%15%10×1.50×AKTIACPF2849EQBKSBSINBBKEGBNMCBSBFSTFRBTMBWM6190CCNEMPBHBNCGSBC73507322ORRFCCBGHAFCReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Hanmi Financial is the large dot.

Capital: ROE delivered against the ROE the price implies

5%10%15%5%10%15%AKTIACPF2849EQBKSBSINBBKEGBNMCBSBFSTMBWM6190CCNEMPBHBNCGSBC73507322ORRFCCBGHAFCROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Hanmi Financial is the large dot.

Hanmi Financial competitors and peer comparison

How Hanmi Financial compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Hanmi Financial against its 20 peers (data as of 6 Nov 2026)
MeasureHAFCPeer medianRank in peer set
1-month return+4.5%+3.7%9th highest of 21
6-month return+7.6%+12.6%7th lowest of 20
Return on equity11.4%10.7%9th highest of 21
Price / book1.19×1.23×10th cheapest of 21
Trailing P/E10.7×11.9×5th cheapest of 21
ROE the price implies9.4%8.8%8th most demanding of 21
ROE delivered11.4%10.2%9th highest of 20

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Hanmi Financial HAFCUnited States$964M+8%+3%11%1.19×9.4%11.4%
Aktia Bank AKTIA.HEFinland$963M+3%+1%2%1.32×7.6%1.8%
Central Pacific Financial CPFUnited States$974M+10%+4%15%1.68×13.2%14.9%
Entie Commercial Bank 2849.TWTaiwan$927M+14%+10%5%0.86×3.2%5.4%
Equity Bancshares EQBKUnited States$1.00B+7%+53%12%1.23×10.4%12.1%
Southside Bancshares SBSIUnited States$1.01B+2%+9%12%1.54×10.1%11.8%
NB Bancorp NBBKUnited States$902M+10%+36%8%1.13×6.8%8.4%
Eagle Bancorp EGBNUnited States$1.03B+28%-11%5%0.89×9.0%4.7%
MetroCity Bankshares MCBSUnited States$1.04B+10%+25%17%1.78×12.2%16.9%
Business First Bancshares BFSTUnited States$1.04B+16%+7%10%1.02×8.6%10.1%
Forbright FRBTUnited States$1.04Bn/a+11%11%1.01×6.4%n/a
Mercantile Bank MBWMUnited States$1.05B+16%+5%14%1.41×11.5%13.6%
Bank of Jiujiang 6190.HKHong Kong$1.06B+55%-2%1%0.20×3.5%1.5%
CNB Financial CCNEUnited States$1.06B+15%+26%13%1.24×9.0%13.2%
Mid Penn Bancorp MPBUnited States$873M+5%+18%8%0.97×7.2%8.4%
Horizon Bancorp HBNCUnited States$1.07B+13%+424%16%1.52×12.0%15.7%
Great Southern Bancorp GSBCUnited States$868M+16%-10%10%1.42×9.3%10.2%
Okinawa Financial 7350.TJapan$865M+14%+21%8%0.83×6.3%7.7%
San ju San Financial 7322.TJapan$1.08B+1%+23%5%0.72×6.9%5.4%
Orrstown Financial Services ORRFUnited States$862M+18%+1%15%1.42×10.5%14.8%
Capital City Bank CCBGUnited States$861M+7%0%11%1.50×8.4%11.3%

Questions

Which companies are Hanmi Financial's closest peers?
The cockpit's peer set: Aktia Bank (AKTIA.HE), Central Pacific Financial (CPF), Entie Commercial Bank (2849.TW), Equity Bancshares (EQBK), Southside Bancshares (SBSI), NB Bancorp (NBBK), Eagle Bancorp (EGBN), MetroCity Bankshares (MCBS).
Is Hanmi Financial expensive compared with its peers?
On price / book it trades at 1.19× against a peer median of 1.23×, 10th cheapest of 21 in its peer set. The share price implies a return on equity of about 9.4%; Hanmi Financial delivers 11.4%, so the price asks less than the business earns today.
How has Hanmi Financial stock performed?
Over six months to 6 Nov 2026 the shares returned +7.6% against +12.6% for the median peer; over one year +22.2%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.