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UK price-comparison website helping consumers compare insurance, utilities, credit cards and travel deals.
UK price-comparison website helping consumers compare insurance, utilities, credit cards and travel deals.
Is paid by providers, not consumers: insurers, lenders and energy suppliers pay a fee when a visitor clicks through or buys a product, with insurance the largest category, so volumes depend on how many people shop around. MoneySavingExpert, a consumer-advice site it owns, brings extra traffic.
In one line: The UK's NerdWallet/Bankrate.
Moat: narrow (brand, scale, network effects). Strong consumer brand recognition and scale in a two-sided comparison marketplace.
Headquarters: Ewloe, UK · Founded: 1993
Size Mony (MONY.L) is a United Kingdom Information Technology company (Internet Software/Services) with a market value of $1.42B, the 191st largest of 363 United Kingdom companies the cockpit tracks. Shares closed at £207.00 on 6 Nov 2026.
Performance Over six months the shares gained 21.3%, against -6.0% for the median peer and +3.6% for the United Kingdom market (cap-weighted) — 6th highest of 21 in its peer set.
Growth Revenue grew 1.6% over the last twelve months (peer median +9.0%); the operating margin is 26.5% (peer median 8.9%).
Valuation It trades at 11.1× forward earnings against a peer median of 14.6× (7th cheapest of 15).
Price implies For today's price to make sense, revenue must grow about -1% a year for seven years (Req g). Recent delivered growth is +5%, so the hurdle is -6 pp: the price already allows for a slowdown.
Capital Return on invested capital runs 27.5 points above its cost of capital (10.3% WACC).
Next results Next results expected around 22 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | £448M | £446M | £439M | £432M | £388M |
| Revenue growth | — | +2% | +2% | +11% | — |
| Gross profit | £260M | £264M | £265M | £258M | £236M |
| EBITDA | £141M | £141M | £139M | £132M | £116M |
| Net income | £81.8M | £81.2M | £80.6M | £72.7M | £68.3M |
| Free cash flow | £96.8M | £104M | £110M | £96.7M | £99.9M |
| Capital expenditure | £9.40M | £9.60M | £14.1M | £11.0M | £11.4M |
| Total debt | n/a | £34.0M | £35.0M | £60.7M | £72.6M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g |
|---|---|---|---|---|---|---|
| Mony MONY.L | $1.42B | +21% | +2% | 26% | 11.1× | -0.7% |
| Future FUTR.L | $372M | +5% | -8% | 16% | 3.1× | -6.8% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | MONY.L | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +11.6% | -1.1% | 4th highest of 21 |
| 6-month return | +21.3% | -6.0% | 6th highest of 21 |
| Distance from 52-week high | -6.3% | -37.7% | 2nd highest of 21 |
| Revenue growth (TTM) | +1.6% | +9.0% | 7th lowest of 21 |
| Operating margin | 26.5% | 8.9% | 4th highest of 21 |
| Forward P/E | 11.1× | 14.6× | 7th cheapest of 15 |
| Growth the price implies (Req g, 7 yrs) | -0.7% | 4.9% | 7th least demanding of 15 |
| Growth delivered (Del g) | +5.3% | +10.6% | 4th lowest of 15 |
| Hurdle (Req g minus delivered) | -6.0 pp | -8.6 pp | 8th least demanding of 15 |
| ROIC minus cost of capital | +27.5 pp | +2.1 pp | 4th highest of 17 |
| EV / EBITDA | 7.7× | 8.7× | 7th cheapest of 15 |
| Net debt / EBITDA | 0.2× | -1.6× | 5th most indebted of 17 |
| Company | Market | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g | Delivered g |
|---|---|---|---|---|---|---|---|---|
| Mony MONY.L | United Kingdom | $1.42B | +21% | +2% | 26% | 11.1× | -0.7% | +5.3% |
| CarTrade Tech CARTRADE.NS | India | $1.39B | +40% | +16% | 30% | 47.7× | 34.5% | +25.6% |
| Trustpilot TRST.L | United Kingdom | $1.36B | +12% | +19% | 5% | 52.4× | 32.7% | +20.0% |
| NHN 181710.KS | South Korea | $1.34B | +44% | +12% | 6% | 16.3× | -4.4% | +8.9% |
| WEBTOON Entertainment WBTN | United States | $1.31B | -27% | 0% | -3% | n/a | n/a | n/a |
| Weibo 9898.HK | Hong Kong | $1.58B | -24% | +2% | 25% | 5.2× | n/a | n/a |
| Huawen Media 000793.SZ | China | $1.19B | -34% | 0% | -14% | n/a | 17.8% | -34.6% |
| Ziff Davis ZD | United States | $1.70B | +21% | -8% | 10% | 8.9× | -10.6% | +4.6% |
| Baltic Classifieds BCG.L | United Kingdom | $1.14B | -99% | +7% | 68% | 0.2× | 15.2% | +15.9% |
| Moonpig MOON.L | United Kingdom | $1.13B | +41% | +7% | 21% | 15.2× | 3.7% | +0.3% |
| TBO Tek TBOTEK.NS | India | $1.80B | +24% | +74% | 11% | 41.6× | n/a | n/a |
| XinhuaNet 603888.SS | China | $1.89B | -7% | -1% | 8% | n/a | 22.6% | +9.3% |
| Yelp YELP | United States | $1.06B | -28% | +2% | 13% | 8.1× | -18.4% | +10.9% |
| EverQuote EVER | United States | $1.02B | +41% | +24% | 11% | 14.3× | -7.0% | +14.8% |
| D-MARKET Elektronik Hizmetler ve Ticaret AS Sponsored ADR HEPS | United States | $979M | -3% | +22% | -3% | n/a | n/a | n/a |
| Sify Technologies Limited Sponsored ADR SIFY | United States | $941M | -20% | +11% | 8% | n/a | n/a | n/a |
| BuySell Technologies 7685.T | Japan | $938M | -28% | +58% | 11% | 15.0× | -1.2% | +46.8% |
| Omada Health OMDA | United States | $924M | +2% | +48% | 0% | 37.1× | 28.7% | +42.9% |
| LegalZoom.com LZ | United States | $897M | -19% | +12% | 4% | 6.7× | 6.1% | +9.9% |
| TeamViewer TMV.DE | Germany | $894M | -5% | +2% | 34% | 5.2× | -11.0% | +10.4% |
| iQIYI, Inc. Sponsored ADR IQ | United States | $886M | -20% | -3% | -2% | n/a | n/a | n/a |