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Largest US retail/direct-to-consumer mortgage originator and servicer, operating under the Rocket Mortgage brand.
Largest US retail/direct-to-consumer mortgage originator and servicer, operating under the Rocket Mortgage brand.
Earns a gain when it originates a loan and sells it on to investors, plus ongoing fees for servicing loans, which keep paying when refinancing slows. Founder Dan Gilbert's holding company keeps control through high-vote shares. In 2025 it agreed to buy Redfin, a real-estate brokerage, and Mr. Cooper, a large loan servicer.
Moat: narrow (brand, scale, distribution). National direct-to-consumer brand and tech-driven origination scale versus branch lenders.
Headquarters: Detroit, Michigan, US · Founded: 1985 · Employees: 23,500
Size Rocket Companies (RKT) is a United States Financials company (Finance/Rental/Leasing) with a market value of $42.7B, the 287th largest of 3,117 United States companies the cockpit tracks. Shares closed at $15.06 on 6 Nov 2026.
Performance Over six months the shares fell 4.0%, against +2.9% for the median peer and -1.1% for the United States market (cap-weighted) — 7th lowest of 18 in its peer set.
Growth Revenue grew 88.5% over the last twelve months (peer median +17.0%); the operating margin is 36.4% (peer median 27.4%).
Valuation It trades at 1.76× book value against a peer median of 1.86× (9th cheapest of 18).
Price implies The share price implies a return on equity of about 26.3%; Rocket Companies delivers 7.9%, so the price asks more than the business earns today.
Short interest Short interest is 7.4% of the free float (15 Oct 2026).
Next results Next results expected around 25 Feb 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $10.3B | $6.88B | $4.66B | $3.61B | $3.85B |
| Revenue growth | — | +47% | +29% | -6% | — |
| Gross profit | $9.68B | $6.59B | $4.55B | $3.50B | $3.76B |
| EBITDA | $4.33B | $1.24B | $1.25B | $67.3M | $1.16B |
| Net income | $1.30B | -$68.0M | $29.4M | -$15.5M | $46.4M |
| Free cash flow | $1.16B | -$4.02B | -$2.70B | $50.0M | $10.7B |
| Capital expenditure | $160M | $91.0M | $67.5M | $60.3M | $93.1M |
| Total debt | $30.4B | $33.8B | $14.0B | $9.56B | $10.3B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Rocket Companies RKT | $42.7B | -4% | +88% | 8% | 1.76× | 26.3% |
| UWM UWMC | $2.44B | -56% | +16% | 2% | 2.67× | 32.8% |
| loanDepot LDI | n/a | -54% | n/a | n/a | n/a | n/a |
| PennyMac Financial Services PFSI | $3.41B | -28% | +4% | 6% | 0.78× | 10.2% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | RKT | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +28.1% | +3.6% | highest of 18 |
| 6-month return | -4.0% | +2.9% | 7th lowest of 18 |
| Return on equity | 7.9% | 14.8% | 5th lowest of 18 |
| Price / book | 1.76× | 1.86× | 9th cheapest of 18 |
| Trailing P/E | 32.9× | 13.7× | 2nd most expensive of 18 |
| ROE the price implies | 26.3% | 27.5% | 9th least demanding of 18 |
| ROE delivered | 7.9% | 14.3% | 5th lowest of 17 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Rocket Companies RKT | United States | $42.7B | -4% | +88% | 8% | 1.76× | 26.3% | 7.9% |
| Orix 8591.T | Japan | $35.7B | +2% | +17% | 14% | 1.26× | 12.4% | 13.9% |
| AerCap AER | United States | $26.2B | +13% | 0% | 17% | 1.38× | 12.4% | 17.0% |
| Global Payments GPN | United States | $25.8B | +41% | +7% | 2% | 1.12× | 9.8% | 2.2% |
| Bajaj Finance BAJFINANCE.NS | India | $71.6B | +12% | +19% | 19% | 5.50× | 77.1% | 19.2% |
| Shriram Finance SHRIRAMFIN.NS | India | $23.9B | -5% | +10% | 15% | 2.03× | 27.6% | 14.7% |
| Affirm AFRM | United States | $23.1B | +6% | +32% | 45% | 4.19× | 73.6% | 45.1% |
| Synchrony Financial SYF | United States | $23.0B | +1% | -2% | 20% | 1.55× | 16.7% | 19.8% |
| SOFI SOFI | United States | $21.0B | +3% | +38% | 7% | 1.86× | 27.5% | 7.4% |
| Kaspi.kz Joint Stock Company Sponsored ADR RegS KSPI | United States | $17.7B | +7% | +39% | 45% | 3.15× | 13.6% | 45.4% |
| Cholamandalam Investment and Finance CHOLAFIN.NS | India | $16.2B | +6% | +21% | 21% | 4.43× | 67.7% | 20.6% |
| Tata Capital TATACAP.NS | India | $16.0B | +10% | +18% | 14% | 3.08× | 41.2% | 14.0% |
| One 97 Communications PAYTM.NS | India | $12.2B | +50% | +24% | 5% | 6.92× | 47.0% | 5.4% |
| Muthoot Finance MUTHOOTFIN.NS | India | $12.2B | -20% | +47% | 32% | 2.62× | 32.0% | 31.8% |
| Mitsubishi HC Capital 8593.T | Japan | $11.9B | -9% | +1% | 7% | 0.93× | 5.9% | 7.2% |
| Power Finance PFC.NS | India | $11.5B | -28% | +4% | 21% | 0.76× | 14.4% | n/a |
| Ally Financial ALLY | United States | $11.5B | -14% | +5% | 10% | 0.88× | 9.8% | 9.9% |
| Indian Railway Finance IRFC.NS | India | $11.1B | -25% | +13% | 13% | 1.74× | 28.2% | 12.6% |