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Software platform connecting homebuyers with movers and home-service providers, also underwrites homeowners insurance.
Software platform connecting homebuyers with movers and home-service providers, also underwrites homeowners insurance.
Insurance now carries most of the company: its Homeowners of America unit writes policies in storm-prone states and keeps part of the risk while reinsuring the rest, so catastrophe losses matter. The software side earns subscription and service fees from inspectors and movers, and provides the home-buyer contacts used to sell insurance.
Moat: narrow (data, distribution). Data on new homebuyers from partner software gives an underwriting/marketing edge for cross-selling insurance.
Headquarters: Seattle, Washington, US · Founded: 2012 · Employees: 803
Size Porch (PRCH) is a United States Financials company (Property/Casualty Insurance) with a market value of $2.26B, the 1718th largest of 3,117 United States companies the cockpit tracks. Shares closed at $19.73 on 6 Nov 2026.
Performance Over six months the shares gained 79.8%, against +19.2% for the median peer and -1.1% for the United States market (cap-weighted) — highest of 20 in its peer set.
Growth Revenue grew 19.8% over the last twelve months (peer median +9.5%); the operating margin is 8.1% (peer median 21.1%).
Valuation It trades at 345.11× book value against a peer median of 1.75× (most expensive of 21).
Next results Next results expected around 2 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $530M | $482M | $438M | $430M | $276M |
| Revenue growth | — | +10% | +2% | +56% | — |
| Gross profit | $328M | $302M | $212M | $210M | $168M |
| EBITDA | $125M | $101M | -$37.9M | -$64.6M | -$61.8M |
| Net income | $9.60M | -$3.36M | -$32.8M | -$134M | -$157M |
| Free cash flow | $114M | $66.0M | -$32.2M | $33.1M | -$20.1M |
| Capital expenditure | $16.4M | $14.4M | $12.8M | $10.1M | $10.4M |
| Total debt | $404M | $395M | $406M | $439M | $446M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE |
|---|---|---|---|---|---|---|
| Porch PRCH | $2.26B | +80% | +20% | n/a | 345.11× | 5,821.2% |
| Hippo HIPO | $929M | +28% | +21% | 7% | 1.98× | 22.6% |
| Lemonade LMND | $3.06B | -28% | +77% | -27% | 6.12× | 75.0% |
| Frontdoor FTDR | $6.69B | +50% | +9% | 102% | 23.69× | 237.6% |
| Universal Insurance UVE | $1.29B | +19% | +6% | 41% | 2.00× | 13.1% |
| Heritage Insurance HRTG | $984M | +48% | +2% | 42% | 1.64× | 14.1% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | PRCH | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +12.6% | -0.1% | 5th highest of 21 |
| 6-month return | +79.8% | +19.2% | highest of 20 |
| Price / book | 345.11× | 1.75× | most expensive of 21 |
| Trailing P/E | 301.2× | 9.7× | most expensive of 19 |
| ROE the price implies | 5,821.2% | 9.5% | most demanding of 20 |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| Porch PRCH | United States | $2.26B | +80% | +20% | n/a | 345.11× | 5,821.2% | n/a |
| Lancashire LRE.L | United Kingdom | $2.24B | +18% | -2% | 22% | 1.49× | 12.7% | 21.8% |
| Hyundai M&F INS 001450.KS | South Korea | $2.29B | +38% | -5% | 21% | 0.51× | 4.2% | 21.0% |
| HCI HCI | United States | $2.31B | +22% | +23% | 34% | 2.15× | 17.3% | 33.8% |
| Horace Mann Educators HMN | United States | $2.16B | +20% | +4% | 12% | 1.46× | 7.9% | n/a |
| Kemper KMPR | United States | $1.97B | +10% | -4% | -19% | 0.90× | 9.4% | -19.3% |
| Zenkoku Hosho 7164.T | Japan | $2.69B | +1% | +2% | 14% | 1.74× | 6.2% | 14.1% |
| NMI NMIH | United States | $2.94B | 0% | +8% | 15% | 1.10× | 7.9% | 15.4% |
| SiriusPoint SPNT | United States | $3.06B | +12% | +23% | 23% | 1.34× | 9.5% | 23.1% |
| Safety Insurance SAFT | United States | $1.53B | +46% | +7% | 8% | 1.75× | 8.9% | 7.8% |
| Shinkong Insurance 2850.TW | Taiwan | $1.51B | +21% | +22% | 24% | 2.27× | 6.6% | 24.0% |
| Universal Insurance UVE | United States | $1.29B | +19% | +6% | 41% | 2.00× | 13.1% | 40.8% |
| Palomar PLMR | United States | $4.10B | +37% | +60% | 22% | 4.16× | 17.0% | 22.2% |
| United Fire UFCS | United States | $1.23B | -1% | +11% | 15% | 1.31× | 9.0% | 14.9% |
| Protector Forsikring PROT.OL | Norway | $4.19B | +4% | +12% | 35% | 5.34× | 18.1% | 35.2% |
| Accelerant ARX | United States | $4.32B | +19% | +55% | -380% | 6.01× | 23.2% | -380.1% |
| Ategrity Specialty Insurance ASIC | United States | $1.16B | +23% | +30% | 16% | 1.89× | 9.3% | 15.8% |
| Mercury General MCY | United States | $4.58B | -17% | +5% | 26% | 1.63× | 13.7% | 25.5% |
| Heritage Insurance HRTG | United States | $984M | +48% | +2% | 42% | 1.64× | 14.1% | 41.7% |
| Hippo HIPO | United States | $929M | +28% | +21% | 7% | 1.98× | 22.6% | 7.2% |
| Orion180 Insurance OIG | United States | $888M | n/a | +38% | 77% | 73.37× | n/a | n/a |