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← CockpitCompetitor Analysis › HIPO Hippo Holdings IncOpen in the cockpit ↗

Hippo Holdings IncHIPOCompetitor analysis, valuation and peers

United States · USD·Financials›Property/Casualty Insurance
Momentum leader 81
Mkt cap
$929M
US dollars, full cap
Free float
76%
of shares outstanding
$/day
$11.4M
20-day average traded
P/B
1.98×
price to book
ROE
7.2%
delivered
Implied ROE
22.6%
what the price asks
Next earnings
125 days
11 Mar 2027
Close · USD$34.89
1D+0.3%
1W-4.8%
1M+2.0%
3M+7.6%
6M+27.8%
YTD+16.0%
1Y-7.8%
ATR %3.9%
Beta0.73
52w lowhigh11.4% off high

What Hippo does

Employees: 540

Hippo at a glance

Size Hippo (HIPO) is a United States Financials company (Property/Casualty Insurance) with a market value of $929M, the 2296th largest of 3,117 United States companies the cockpit tracks. Shares closed at $34.89 on 6 Nov 2026.

Performance Over six months the shares gained 27.8%, against +17.6% for the median peer and -1.1% for the United States market (cap-weighted) — 5th highest of 20 in its peer set.

Growth Revenue grew 20.6% over the last twelve months (peer median +9.0%); the operating margin is 6.7% (peer median 17.8%).

Valuation It trades at 1.98× book value against a peer median of 1.48× (6th most expensive of 21).

Price implies The share price implies a return on equity of about 22.6%; Hippo delivers 7.2%, so the price asks more than the business earns today.

Short interest Short interest is 3.7% of the free float (15 Oct 2026).

Next results Next results expected around 11 Mar 2027 (exchange calendar; dates can move).

Relative performance

10012014011 May 202611 Aug 20266 Nov 2026HIPO 129Peer median 117
Six months, rebased to 100: Hippo against the median of its 20 peers (local-currency closes).

Hippo financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$543M$469M$372M$210M$120M
Revenue growth—+26%+77%+75%—
Net income$32.0M$57.7M-$40.5M-$273M-$333M
Free cash flow$127M$9.10M$47.2M-$122M-$181M
Capital expenditure$13.6M$13.3M$12.0M$46.7M$19.7M
Total debt$51.1M$52.4M$10.0M$14.8M$28.9M

Quarterly statements and history in the cockpit →

Hippo competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

0%+50%-20%0%+20%HRTGEIGASICUFCSUVE000400SBRESAFTAII000370GLRE8715ACICKMPR2832HMNLREPRCHHIPO6-month return →1-month return →
Up and to the right = strong over both horizons. Hippo is the large dot.

Fundamentals: return on equity against price-to-book

-25%0%25%50%75%00×250×500×750×OIGHRTGEIGASICUFCSUVE000400AIIACICKMPRHIPOReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Hippo is the large dot.

Capital: ROE delivered against the ROE the price implies

-20%0%20%40%-20%0%20%40%HRTGEIGASICUFCSUVE2850000400SAFTAII0003708715KMPRLREHIPOROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Hippo is the large dot.

Hippo competitors and peer comparison

How Hippo compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Hippo against its 20 peers (data as of 6 Nov 2026)
MeasureHIPOPeer medianRank in peer set
1-month return+2.0%-0.3%8th highest of 21
6-month return+27.8%+17.6%5th highest of 20
Return on equity7.2%14.9%4th lowest of 20
Price / book1.98×1.48×6th most expensive of 21
Trailing P/E29.0×10.7×3rd most expensive of 19
ROE the price implies22.6%8.9%2nd most demanding of 20
ROE delivered7.2%14.9%4th lowest of 18

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Hippo HIPOUnited States$929M+28%+21%7%1.98×22.6%7.2%
Orion180 Insurance OIGUnited States$888Mn/a+38%77%73.37×n/an/a
Heritage Insurance HRTGUnited States$984M+48%+2%42%1.64×14.1%41.7%
Employers EIGUnited States$830M+13%-13%3%1.06×7.7%3.0%
Ategrity Specialty Insurance ASICUnited States$1.16B+23%+30%16%1.89×9.3%15.8%
United Fire UFCSUnited States$1.23B-1%+11%15%1.31×9.0%14.9%
Universal Insurance UVEUnited States$1.29B+19%+6%41%2.00×13.1%40.8%
Shinkong Insurance 2850.TWTaiwan$1.51B+21%+22%24%2.27×6.6%24.0%
Lotte Non-Life Insurance 000400.KSSouth Korea$569M+18%+19%-2%0.82×5.1%-2.1%
Sabre Insurance SBRE.LUnited Kingdom$565M+17%-10%15%1.72×9.5%15.0%
Safety Insurance SAFTUnited States$1.53B+46%+7%8%1.75×8.9%7.8%
American Integrity Insurance AIIUnited States$528M+37%+35%26%1.43×7.8%26.2%
Hanwha General Insurance 000370.KSSouth Korea$519M-9%+15%11%0.26×3.8%11.4%
Greenlight Capital Re GLREUnited States$518M-10%-1%8%0.76×5.5%7.5%
Anicom 8715.TJapan$493M-31%+11%14%2.60×17.7%14.0%
American Coastal Insurance ACICUnited States$475M-5%-5%26%1.33×7.5%25.5%
Kemper KMPRUnited States$1.97B+10%-4%-19%0.90×9.4%-19.3%
Taiwan Fire & Marine Insurance 2832.TWTaiwan$411M+3%+26%13%1.12×3.9%12.6%
Horace Mann Educators HMNUnited States$2.16B+20%+4%12%1.46×7.9%n/a
Lancashire LRE.LUnited Kingdom$2.24B+18%-2%22%1.49×12.7%21.8%
Porch PRCHUnited States$2.26B+80%+20%n/a345.11×5,821.2%n/a

Questions

Which companies are Hippo's closest peers?
The cockpit's peer set: Orion180 Insurance (OIG), Heritage Insurance (HRTG), Employers (EIG), Ategrity Specialty Insurance (ASIC), United Fire (UFCS), Universal Insurance (UVE), Shinkong Insurance (2850.TW), Lotte Non-Life Insurance (000400.KS).
Is Hippo expensive compared with its peers?
On price / book it trades at 1.98× against a peer median of 1.48×, 6th most expensive of 21 in its peer set. The share price implies a return on equity of about 22.6%; Hippo delivers 7.2%, so the price asks more than the business earns today.
How has Hippo stock performed?
Over six months to 6 Nov 2026 the shares returned +27.8% against +17.6% for the median peer; over one year -7.8%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.