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← CockpitCompetitor Analysis › EIG Employers Holdings, Inc.Open in the cockpit ↗

Employers Holdings, Inc.EIGCompetitor analysis, valuation and peers

United States · USD·Financials›Property/Casualty Insurance
Momentum neutral 57
Mkt cap
$830M
US dollars, full cap
Free float
97%
of shares outstanding
$/day
$8.30M
20-day average traded
P/B
1.06×
price to book
ROE
3.0%
delivered
Implied ROE
7.7%
what the price asks
Next earnings
103 days
17 Feb 2027
Close · USD$47.30
1D+0.4%
1W+5.7%
1M-5.5%
3M-3.6%
6M+12.6%
YTD+9.6%
1Y+25.6%
ATR %3.4%
Beta-0.05
52w lowhigh11.6% off high

What Employers does

Employees: 623

Employers at a glance

Size Employers (EIG) is a United States Financials company (Property/Casualty Insurance) with a market value of $830M, the 2374th largest of 3,117 United States companies the cockpit tracks. Shares closed at $47.30 on 6 Nov 2026.

Performance Over six months the shares gained 12.6%, against +17.1% for the median peer and -1.1% for the United States market (cap-weighted) — 10th lowest of 20 in its peer set.

Growth Revenue fell 12.9% over the last twelve months (peer median +9.3%); the operating margin is 4.6% (peer median 15.0%).

Valuation It trades at 1.06× book value against a peer median of 1.50× (6th cheapest of 21).

Price implies The share price implies a return on equity of about 7.7%; Employers delivers 3.0%, so the price asks more than the business earns today.

Short interest Short interest is 5.3% of the free float (15 Oct 2026).

Next results Next results expected around 17 Feb 2027 (exchange calendar; dates can move).

Relative performance

10011012011 May 202611 Aug 20266 Nov 2026EIG 114Peer median 114
Six months, rebased to 100: Employers against the median of its 20 peers (local-currency closes).

Employers financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$788M$859M$881M$851M$714M
Revenue growth—-2%+4%+19%—
Net income$27.5M$10.8M$119M$118M$48.4M
Free cash flow-$21.3M$42.5M$71.5M$47.2M$97.2M
Capital expenditure$2.50M$2.20M$4.90M$2.20M$2.60M
Total debt$128M$38.9M$4.30M$6.10M$196M

Quarterly statements and history in the cockpit →

Employers competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-40%-20%0%+20%+40%-20%0%+20%HIPOHRTGASIC000400SBREUFCSUVEAII000370GLRE8715ACICSAFT2832AMSFKMPRHMNGBLIEIG6-month return →1-month return →
Up and to the right = strong over both horizons. Employers is the large dot.

Fundamentals: return on equity against price-to-book

0%20%40%10×20×OIGHIPOHRTGASIC000400SBREUFCSUVEAII000370GLRE8715ACIC2850SAFT2832AMSFKMPRGBLIEIGReturn on equity →Price / book →
A bank or insurer earning more on its equity usually trades at a higher multiple of book; points far above the trend are priced for more. Employers is the large dot.

Capital: ROE delivered against the ROE the price implies

-20%0%20%40%-20%0%20%40%HIPOHRTGASIC000400SBREUVEAII000370GLRE8715ACICSAFTKMPRGBLIEIGROE delivered →ROE the price implies →
Above the diagonal = the price asks for a higher return on equity than the business earns today. Employers is the large dot.

Employers competitors and peer comparison

How Employers compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Employers against its 20 peers (data as of 6 Nov 2026)
MeasureEIGPeer medianRank in peer set
1-month return-5.5%-0.5%7th lowest of 21
6-month return+12.6%+17.1%10th lowest of 20
Return on equity3.0%14.4%3rd lowest of 21
Price / book1.06×1.50×6th cheapest of 21
Trailing P/E27.9×10.3×3rd most expensive of 19
ROE the price implies7.7%8.1%8th least demanding of 20
ROE delivered3.0%14.4%3rd lowest of 19

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthROEPrice / bookImplied ROEDelivered ROE
Employers EIGUnited States$830M+13%-13%3%1.06×7.7%3.0%
Orion180 Insurance OIGUnited States$888Mn/a+38%77%73.37×n/an/a
Hippo HIPOUnited States$929M+28%+21%7%1.98×22.6%7.2%
Heritage Insurance HRTGUnited States$984M+48%+2%42%1.64×14.1%41.7%
Ategrity Specialty Insurance ASICUnited States$1.16B+23%+30%16%1.89×9.3%15.8%
Lotte Non-Life Insurance 000400.KSSouth Korea$569M+18%+19%-2%0.82×5.1%-2.1%
Sabre Insurance SBRE.LUnited Kingdom$565M+17%-10%15%1.72×9.5%15.0%
United Fire UFCSUnited States$1.23B-1%+11%15%1.31×9.0%14.9%
Universal Insurance UVEUnited States$1.29B+19%+6%41%2.00×13.1%40.8%
American Integrity Insurance AIIUnited States$528M+37%+35%26%1.43×7.8%26.2%
Hanwha General Insurance 000370.KSSouth Korea$519M-9%+15%11%0.26×3.8%11.4%
Greenlight Capital Re GLREUnited States$518M-10%-1%8%0.76×5.5%7.5%
Anicom 8715.TJapan$493M-31%+11%14%2.60×17.7%14.0%
American Coastal Insurance ACICUnited States$475M-5%-5%26%1.33×7.5%25.5%
Shinkong Insurance 2850.TWTaiwan$1.51B+21%+22%24%2.27×6.6%24.0%
Safety Insurance SAFTUnited States$1.53B+46%+7%8%1.75×8.9%7.8%
Taiwan Fire & Marine Insurance 2832.TWTaiwan$411M+3%+26%13%1.12×3.9%12.6%
AMERISAFE AMSFUnited States$363M-35%+8%16%1.53×8.1%15.8%
Kemper KMPRUnited States$1.97B+10%-4%-19%0.90×9.4%-19.3%
Horace Mann Educators HMNUnited States$2.16B+20%+4%12%1.46×7.9%n/a
Global Indemnity Group LLC GBLIUnited States$318M-21%+3%4%0.45×5.0%4.4%

Questions

Which companies are Employers's closest peers?
The cockpit's peer set: Orion180 Insurance (OIG), Hippo (HIPO), Heritage Insurance (HRTG), Ategrity Specialty Insurance (ASIC), Lotte Non-Life Insurance (000400.KS), Sabre Insurance (SBRE.L), United Fire (UFCS), Universal Insurance (UVE).
Is Employers expensive compared with its peers?
On price / book it trades at 1.06× against a peer median of 1.50×, 6th cheapest of 21 in its peer set. The share price implies a return on equity of about 7.7%; Employers delivers 3.0%, so the price asks more than the business earns today.
How has Employers stock performed?
Over six months to 6 Nov 2026 the shares returned +12.6% against +17.1% for the median peer; over one year +25.6%.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.