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Chinese core-banking and financial IT software provider serving retail and corporate banking systems.
Chinese core-banking and financial IT software provider serving retail and corporate banking systems.
Earns project fees for building and installing core banking and lending systems for banks, followed by maintenance and upgrade work, so income follows bank IT budgets and project timing. Its customers are largely Chinese commercial banks.
In one line: A Chinese FIS/Fiserv (banking software).
Moat: narrow (switching costs, customer qualification). Bank core systems are costly and risky to replace once deployed.
Headquarters: Beijing, China · Employees: 9,548
Size Yusys Technologies (300674.SZ) is a China Information Technology company (Packaged Software) with a market value of $1.53B, the 1604th largest of 4,839 China companies the cockpit tracks. Shares closed at CN¥14.97 on 6 Nov 2026.
Performance Over six months the shares fell 23.1%, against -2.2% for the median peer and -16.4% for the China market (cap-weighted) — 7th lowest of 20 in its peer set.
Growth Revenue fell 10.9% over the last twelve months (peer median +10.3%); the operating margin is 8.0% (peer median 7.8%).
Valuation It trades at 20.8× forward earnings against a peer median of 25.0× (8th cheapest of 19).
Price implies For today's price to make sense, revenue must grow about 16% a year for seven years (Req g). Recent delivered growth is +4%, so the hurdle is +12 pp: the price needs faster growth than the company has been delivering — of companies that just grew 25–50% a year, 93.8% slowed down over the next four years.
Capital Return on invested capital runs 0.1 points above its cost of capital (8.3% WACC).
Next results Next results expected around 26 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | CN¥3.38B | CN¥3.61B | CN¥3.94B | CN¥5.19B | CN¥4.27B |
| Revenue growth | — | -8% | -24% | +21% | — |
| Gross profit | CN¥1.02B | CN¥1.12B | CN¥1.10B | CN¥1.30B | CN¥1.12B |
| EBITDA | n/a | CN¥398M | CN¥291M | CN¥307M | CN¥261M |
| Net income | CN¥532M | CN¥432M | CN¥380M | CN¥326M | CN¥253M |
| Free cash flow | CN¥449M | CN¥378M | CN¥878M | CN¥439M | -CN¥65.9M |
| Capital expenditure | CN¥21.5M | CN¥246M | CN¥103M | CN¥16.1M | CN¥250M |
| Total debt | CN¥148M | CN¥1.01B | CN¥199M | CN¥63.3M | CN¥401M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g |
|---|---|---|---|---|---|---|
| Yusys Technologies 300674.SZ | $1.53B | -23% | -11% | 8% | 20.8× | 15.6% |
| Shenzhen Sunline Tech 300348.SZ | $1.10B | -22% | +19% | -1% | 84.3× | n/a |
| Fidelity National Information Services FIS | $14.8B | -33% | +24% | 22% | 5.1× | n/a |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | 300674.SZ | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | +3.6% | +2.7% | 10th highest of 21 |
| 6-month return | -23.1% | -2.2% | 7th lowest of 20 |
| Distance from 52-week high | -45.3% | -36.4% | 8th lowest of 21 |
| Revenue growth (TTM) | -10.9% | +10.3% | 3rd lowest of 21 |
| Operating margin | 8.0% | 7.8% | 11th highest of 21 |
| Forward P/E | 20.8× | 25.0× | 8th cheapest of 19 |
| Growth the price implies (Req g, 7 yrs) | 15.6% | 14.8% | 7th most demanding of 14 |
| Growth delivered (Del g) | +4.0% | +14.8% | lowest of 14 |
| Hurdle (Req g minus delivered) | +11.6 pp | -2.7 pp | 4th most demanding of 14 |
| ROIC minus cost of capital | +0.1 pp | +1.1 pp | 10th highest of 19 |
| Company | Market | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g | Delivered g |
|---|---|---|---|---|---|---|---|---|
| Yusys Technologies 300674.SZ | China | $1.53B | -23% | -11% | 8% | 20.8× | 15.6% | +4.0% |
| Digiwin 300378.SZ | China | $1.54B | -2% | +10% | 9% | 32.5× | n/a | n/a |
| CloudWalk Technology 688327.SS | China | $1.54B | -28% | -47% | -165% | n/a | n/a | n/a |
| Paradox Interactive PDX.ST | Sweden | $1.54B | +6% | +13% | 6% | 25.3× | 20.8% | +4.1% |
| Sprinklr CXM | United States | $1.55B | +25% | +6% | 6% | 13.0× | 4.8% | +17.2% |
| YGsoft 002063.SZ | China | $1.51B | -16% | +5% | 13% | 31.0× | 16.3% | +8.9% |
| MIXI 2121.T | Japan | $1.56B | +51% | +30% | 14% | 10.7× | -18.1% | +7.5% |
| BlackLine BL | United States | $1.50B | -15% | +9% | 7% | 10.0× | 12.1% | +14.8% |
| Wuxi Boton Technology 300031.SZ | China | $1.50B | +8% | +22% | 2% | 32.5× | 30.2% | +5.6% |
| KPIT Technologies KPITTECH.NS | India | $1.57B | -25% | +9% | 14% | 26.3× | 14.8% | +26.0% |
| Fractal Analytics FRACTAL.NS | India | $1.49B | -27% | +19% | 12% | 41.5× | 31.4% | +18.5% |
| Phancy 6682.HK | Hong Kong | $1.48B | -45% | +42% | -5% | 88.0× | n/a | n/a |
| Weaver Network Technology 603039.SS | China | $1.59B | -8% | +2% | 12% | 29.1× | 15.8% | +9.0% |
| Pagaya Technologies PGY | United States | $1.47B | +15% | +11% | 22% | 7.8× | 4.1% | +68.9% |
| Exzeo XZO | United States | $1.47B | +21% | +329% | 49% | 14.8× | -8.4% | +59.0% |
| PearlAbyss 263750.KS | South Korea | $1.47B | -44% | +114% | 40% | 7.1× | n/a | n/a |
| YOOZOO Interactive 002174.SZ | China | $1.61B | +9% | -1% | -20% | 24.7× | n/a | n/a |
| Systex 6214.TW | Taiwan | $1.46B | +54% | +34% | 3% | 16.6× | -12.4% | +13.1% |
| Nazara Technologies NAZARA.NS | India | $1.62B | +50% | -2% | 3% | 138.0× | n/a | n/a |
| GO Inc. 581A.T | Japan | $1.45B | n/a | +32% | 17% | 21.9× | 34.7% | +31.9% |
| NextNav NN | United States | $1.45B | -56% | -36% | -1,900% | n/a | n/a | n/a |