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Brazilian fintech providing payment processing, POS devices, banking and software to small and medium-size merchants.
Brazilian fintech providing payment processing, POS devices, banking and software to small and medium-size merchants.
Takes a small cut of each card payment, charges more when merchants want their money before the card networks pay out, and adds banking, credit and software income. Sells through its own local sales hubs that sign up and serve merchants directly, rather than through bank branches.
In one line: A Brazilian payments company once backed by Berkshire Hathaway.
Moat: narrow (distribution, scale, switching costs). Integrated payments-plus-software offering builds switching costs among Brazilian SMB merchants.
Headquarters: São Paulo, Brazil · Founded: 2012 · Employees: 16,367
Size StoneCo (STNE) is a United States Financials company (Miscellaneous Commercial Services) with a market value of $1.83B, the 1859th largest of 3,117 United States companies the cockpit tracks. Shares closed at $7.51 on 6 Nov 2026.
Performance Over six months the shares fell 30.3%, against +12.6% for the median peer and -1.1% for the United States market (cap-weighted) — 3rd lowest of 17 in its peer set.
Growth Revenue fell 29.5% over the last twelve months (peer median +16.8%); the operating margin is -130.1% (peer median 11.7%).
Valuation It trades at 3.7× forward earnings against a peer median of 15.7× (2nd cheapest of 16).
Short interest Short interest is 4.0% of the free float (15 Oct 2026).
Next results Next results expected around 12 Nov 2026 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $573M | $605M | $719M | $1.03B | $848M |
| Revenue growth | — | -16% | -30% | +21% | — |
| Gross profit | -$188M | -$22.4M | $171M | $376M | $278M |
| EBITDA | -$568M | -$383M | -$161M | $28.6M | -$24.0M |
| Net income | $635M | $415M | -$281M | $319M | -$101M |
| Free cash flow | $814M | -$5.19M | -$814M | $182M | $245M |
| Capital expenditure | $219M | $213M | $236M | $242M | $140M |
| Total debt | $3.14B | $3.21B | $2.09B | $1.14B | $1.05B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g |
|---|---|---|---|---|---|---|
| StoneCo STNE | $1.83B | -30% | -30% | -130% | 3.7× | n/a |
| PagSeguro Digital PAGS | $2.11B | -25% | +11% | 38% | 4.5× | n/a |
| Nu Holdings Ltd. Class A NU | $58.1B | -13% | +54% | 35% | 12.1× | n/a |
| MercadoLibre MELI | $76.6B | -8% | +46% | 8% | 32.0× | 11.9% |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | STNE | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -35.3% | +2.8% | 3rd lowest of 17 |
| 6-month return | -30.3% | +12.6% | 3rd lowest of 17 |
| Distance from 52-week high | -61.0% | -16.1% | 3rd lowest of 17 |
| Revenue growth (TTM) | -29.5% | +16.8% | lowest of 17 |
| Operating margin | -130.1% | 11.7% | lowest of 17 |
| Forward P/E | 3.7× | 15.7× | 2nd cheapest of 16 |
| Company | Market | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g | Delivered g |
|---|---|---|---|---|---|---|---|---|
| StoneCo STNE | United States | $1.83B | -30% | -30% | -130% | 3.7× | n/a | n/a |
| Marqeta MQ | United States | $1.93B | +11% | +17% | 2% | 38.5× | n/a | n/a |
| EVERTEC EVTC | United States | $2.00B | +40% | +16% | 20% | 7.8× | n/a | n/a |
| PagSeguro Digital PAGS | United States | $2.11B | -25% | +11% | 38% | 4.5× | n/a | n/a |
| Payoneer Global PAYO | United States | $2.42B | +39% | +6% | 12% | 33.9× | n/a | n/a |
| Flywire FLYW | United States | $2.62B | +25% | +31% | 9% | 33.9× | n/a | n/a |
| Euronet Worldwide EEFT | United States | $2.65B | +3% | +5% | 11% | 6.2× | n/a | n/a |
| Shift4 Payments FOUR | United States | $3.47B | +3% | +32% | 10% | 8.4× | n/a | n/a |
| Katapult KPLT | United States | $939M | +64% | +13% | 17% | n/a | n/a | n/a |
| Paymentus PAY | United States | $3.70B | +20% | +26% | 8% | 32.3× | n/a | n/a |
| PicS PICS | United States | $889M | -44% | +89% | 6% | 2.8× | n/a | n/a |
| Paysign PAYS | United States | $829M | +155% | +47% | 17% | 40.3× | n/a | n/a |
| Remitly Global RELY | United States | $4.72B | -7% | +24% | 10% | 22.7× | n/a | n/a |
| Cass Information Systems CASS | United States | $694M | +14% | +2% | 22% | 15.7× | n/a | n/a |
| Klarna KLAR | United States | $5.13B | -6% | +34% | -1% | 106.5× | n/a | n/a |
| WEX WEX | United States | $5.99B | +29% | +10% | 27% | 8.0× | n/a | n/a |
| PRA PRAA | United States | $486M | -33% | +12% | 37% | 5.1× | n/a | n/a |