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Euronet Worldwide, Inc.EEFTCompetitor analysis, valuation and peers

United States · USD·Financials›Miscellaneous Commercial Services

Global payments company operating ATM networks, prepaid/electronic payment processing and international money transfer (Ria).

Momentum strong 67
Mkt cap
$2.65B
US dollars, full cap
Free float
93%
of shares outstanding
$/day
$66.1M
20-day average traded
Fwd P/E
6.2×
forward earnings
ROIC−WACC
n/a
WACC 7.6%
Hurdle
n/a
no reverse DCF
Official | Implied
BBB / —
agencies · bond market
Next earnings
96 days
10 Feb 2027
Close · USD$70.87
1D-0.4%
1W+12.2%
1M+11.3%
3M0.0%
6M+3.0%
YTD-6.9%
1Y-3.2%
ATR %3.7%
Beta0.65
52w lowhigh15.6% off high

What Euronet Worldwide does

Global payments company operating ATM networks, prepaid/electronic payment processing and international money transfer (Ria).

Earns small fees and currency-conversion margins on very large numbers of transactions: ATM withdrawals by travellers, prepaid mobile top-ups sold through shops, where it takes a commission, and money-transfer fees plus exchange-rate margin on remittances. It expanded in cross-border payments through the Ria and Xe acquisitions.

Products and services

  • Independent ATM network operation
  • Ria Money Transfer (remittances)
  • Electronic funds transfer/prepaid processing (epay)

Customers

  • Banks/financial institutions
  • Consumers (remittances)
  • Retailers (epay prepaid products)

Where it sits in the supply chain

  • Financial services/fintech
  • Payments & money transfer
  • ATM networks, EFT processing, Ria money…

What could go right

  • Cross-border remittance volume growth
  • International ATM network expansion

What could go wrong

  • FX/interest-rate margin sensitivity
  • Cash-usage decline pressuring ATM segment

Moat: narrow (scale, distribution, network effects). Global ATM and remittance agent network scale gives cost and reach advantages over smaller regional players.

Headquarters: Leawood, Kansas · Founded: 1994 · Employees: 10,800

Named competitors

Euronet Worldwide at a glance

Size Euronet Worldwide (EEFT) is a United States Financials company (Miscellaneous Commercial Services) with a market value of $2.65B, the 1619th largest of 3,117 United States companies the cockpit tracks. Shares closed at $70.87 on 6 Nov 2026.

Performance Over six months the shares gained 3.0%, against +12.6% for the median peer and -1.1% for the United States market (cap-weighted) — 7th lowest of 17 in its peer set.

Growth Revenue grew 5.0% over the last twelve months (peer median +20.5%); the operating margin is 11.0% (peer median 11.4%).

Valuation It trades at 6.2× forward earnings against a peer median of 16.9× (4th cheapest of 16).

Backlog Backlog (remaining performance obligations) was $38.5M at 31 Dec 2024, down 3% on a year earlier — 0.0 years of trailing revenue. Backlog detail →

Credit Euronet Worldwide has 1 bond outstanding ($1.00B), rated BBB by the agencies.

Short interest Short interest is 15.1% of the free float (15 Oct 2026).

Next results Next results expected around 10 Feb 2027 (exchange calendar; dates can move).

Relative performance

10012011 May 202611 Aug 20266 Nov 2026Peer median 115EEFT 102
Six months, rebased to 100: Euronet Worldwide against the median of its 16 peers (local-currency closes).

Euronet Worldwide financials

Reported figures in USD; fiscal year ends 2025-12-31. TTM = trailing twelve months.
TTMFY2025FY2024FY2023FY2022
Revenue$4.39B$4.24B$3.99B$3.69B$3.36B
Revenue growth—+6%+8%+10%—
Gross profit$889M$902M$818M$729M$671M
EBITDA$639M$668M$635M$566M$521M
Net income$282M$310M$306M$280M$236M
Free cash flown/a$411M$616M$549M$644M
Capital expendituren/a$139M$132M$104M$112M
Total debt$2.32B$2.18B$2.08B$2.01B$1.77B

Quarterly statements and history in the cockpit →

Euronet Worldwide competitor charts

The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.

Performance: 6-month against 1-month return

-50%0%+50%+100%+150%0%+100%FLYWPAYOPAGSFOURMQSTNERELYKLARKPLTPICSPAYSEEFT6-month return →1-month return →
Up and to the right = strong over both horizons. Euronet Worldwide is the large dot.

Fundamentals: revenue growth against valuation

0%+50%0×50×100×FLYWPAYOPAGSFOUREVTCMQPAYSTNERELYKLARPICSPAYSCASSEEFTRevenue growth (TTM) →Forward P/E →
Further right = faster growth; higher = more expensive. The dashed lines are the peer medians. Euronet Worldwide is the large dot.

Euronet Worldwide competitors and peer comparison

Head to head with its named competitors (EEFT vs WU vs RELY vs FISV)
CompanyMarket cap6M returnRevenue growthOp. marginForward P/EReq g
Euronet Worldwide EEFT$2.65B+3%+5%11%6.2×n/a
Western Union WU$2.15B-24%-2%17%4.8×n/a
Remitly Global RELY$4.72B-7%+24%10%22.7×n/a
Fiserv FISV$33.4B+13%-2%19%8.2×n/a

How Euronet Worldwide compares with its peers

Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.

Euronet Worldwide against its 16 peers (data as of 6 Nov 2026)
MeasureEEFTPeer medianRank in peer set
1-month return+11.3%+0.7%4th highest of 17
6-month return+3.0%+12.6%7th lowest of 17
Distance from 52-week high-15.6%-18.4%8th highest of 17
Revenue growth (TTM)+5.0%+20.5%3rd lowest of 17
Operating margin11.0%11.4%9th highest of 17
Forward P/E6.2×16.9×4th cheapest of 16

Peer table

Peer set: Industry: the same industry and sector in any market, nearest in size
CompanyMarketMarket cap6M returnRevenue growthOp. marginForward P/EReq gDelivered g
Euronet Worldwide EEFTUnited States$2.65B+3%+5%11%6.2×n/an/a
Flywire FLYWUnited States$2.62B+25%+31%9%33.9×n/an/a
Payoneer Global PAYOUnited States$2.42B+39%+6%12%33.9×n/an/a
PagSeguro Digital PAGSUnited States$2.11B-25%+11%38%4.5×n/an/a
Shift4 Payments FOURUnited States$3.47B+3%+32%10%8.4×n/an/a
EVERTEC EVTCUnited States$2.00B+40%+16%20%7.8×n/an/a
Marqeta MQUnited States$1.93B+11%+17%2%38.5×n/an/a
Paymentus PAYUnited States$3.70B+20%+26%8%32.3×n/an/a
StoneCo STNEUnited States$1.83B-30%-30%-130%3.7×n/an/a
Remitly Global RELYUnited States$4.72B-7%+24%10%22.7×n/an/a
Klarna KLARUnited States$5.13B-6%+34%-1%106.5×n/an/a
WEX WEXUnited States$5.99B+29%+10%27%8.0×n/an/a
Katapult KPLTUnited States$939M+64%+13%17%n/an/an/a
PicS PICSUnited States$889M-44%+89%6%2.8×n/an/a
Paysign PAYSUnited States$829M+155%+47%17%40.3×n/an/a
PayPay Corporation Sponsored ADR PAYPUnited States$9.97B-24%+29%24%16.9×n/an/a
Cass Information Systems CASSUnited States$694M+14%+2%22%15.7×n/an/a

Euronet Worldwide bonds and credit

Euronet Worldwide has 1 bond outstanding with $1.00B face value. The agencies rate it BBB.

Every bond, yield and spread in the cockpit →

Euronet Worldwide backlog

Euronet Worldwide reported $38.5M of remaining performance obligations at 31 Dec 2024, down 3% from a year earlier. That is 0.0 years of trailing revenue already under contract.

Questions

Who are Euronet Worldwide's main competitors?
Named competitors: Western Union (WU), Remitly Global (RELY), Fiserv (FISV). The cockpit's measured peer set (industry) also includes Flywire (FLYW), Payoneer Global (PAYO), PagSeguro Digital (PAGS), Shift4 Payments (FOUR), EVERTEC (EVTC), Marqeta (MQ).
Is Euronet Worldwide expensive compared with its peers?
On forward p/e it trades at 6.2× against a peer median of 16.9×, 4th cheapest of 16 in its peer set.
How has Euronet Worldwide stock performed?
Over six months to 6 Nov 2026 the shares returned +3.0% against +12.6% for the median peer; over one year -3.2%.
What is Euronet Worldwide's backlog?
Euronet Worldwide's remaining performance obligations (contracted revenue not yet recognised) were $38.5M at 31 Dec 2024, -3% on a year earlier.

How these numbers are made. Returns are close-to-close in local currency. Revenue growth and margins are trailing twelve months. Req g is the revenue growth that today's enterprise value requires for seven years at the company's own cost of capital; Delivered g is what it actually grew; the gap is the hurdle (honest precision about ±8 points, so read the ranking more than the decimal). No fair values, price targets or analyst ratings are shown, by design. Method and validation.