Loading…
Cross-border payments platform enabling freelancers, e-commerce sellers and SMBs worldwide to receive and manage international payments.
Cross-border payments platform enabling freelancers, e-commerce sellers and SMBs worldwide to receive and manage international payments.
Takes a small cut of money moving through it, from fees on receiving, converting and withdrawing funds and from card interchange, and also earns interest on customer balances it holds, which makes it sensitive to interest rates. It went public through a merger with a blank-check company, FTAC Olympus, in 2021.
Moat: narrow (network effects, switching costs, distribution). Deep integrations with major marketplaces (Amazon, Airbnb, Upwork) for seller payouts create switching costs.
Headquarters: New York, New York · Founded: 2005 · Employees: 2,540
Size Payoneer Global (PAYO) is a United States Financials company (Miscellaneous Commercial Services) with a market value of $2.42B, the 1677th largest of 3,117 United States companies the cockpit tracks. Shares closed at $7.15 on 6 Nov 2026.
Performance Over six months the shares gained 38.6%, against +11.4% for the median peer and -1.1% for the United States market (cap-weighted) — 4th highest of 16 in its peer set.
Growth Revenue grew 6.3% over the last twelve months (peer median +17.2%); the operating margin is 12.5% (peer median 10.4%).
Valuation It trades at 33.9× forward earnings against a peer median of 12.1× (4th most expensive of 15).
Short interest Short interest is 4.2% of the free float (15 Oct 2026).
Next results Next results expected around 4 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.08B | $1.05B | $978M | $831M | $628M |
| Revenue growth | — | +8% | +18% | +32% | — |
| Gross profit | $850M | $824M | $782M | $683M | $499M |
| EBITDA | $208M | $199M | $207M | $125M | $2.46M |
| Net income | $50.3M | $73.2M | $121M | $93.3M | -$12.0M |
| Free cash flow | $181M | $207M | $169M | $151M | $73.5M |
| Capital expenditure | $106M | $87.7M | $60.4M | $47.8M | $28.8M |
| Total debt | $86.2M | $72.3M | $21.4M | $43.4M | $31.0M |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
| Company | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g |
|---|---|---|---|---|---|---|
| Payoneer Global PAYO | $2.42B | +39% | +6% | 12% | 33.9× | n/a |
| Wise WSE | $13.2B | -23% | +20% | 22% | 17.4× | n/a |
| PayPal PYPL | $49.2B | +31% | +5% | 19% | 10.1× | n/a |
| Lianlian DigiTech 2598.HK | $452M | -49% | +118% | 43% | 88.7× | n/a |
| DLocal DLO | $3.94B | +2% | +57% | 18% | 14.4× | 2.4% |
| Flywire FLYW | $2.62B | +25% | +31% | 9% | 33.9× | n/a |
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | PAYO | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -0.1% | +4.5% | 6th lowest of 16 |
| 6-month return | +38.6% | +11.4% | 4th highest of 16 |
| Distance from 52-week high | -1.0% | -16.6% | highest of 16 |
| Revenue growth (TTM) | +6.3% | +17.2% | 4th lowest of 16 |
| Operating margin | 12.5% | 10.4% | 7th highest of 16 |
| Forward P/E | 33.9× | 12.1× | 4th most expensive of 15 |
| Company | Market | Market cap | 6M return | Revenue growth | Op. margin | Forward P/E | Req g | Delivered g |
|---|---|---|---|---|---|---|---|---|
| Payoneer Global PAYO | United States | $2.42B | +39% | +6% | 12% | 33.9× | n/a | n/a |
| Flywire FLYW | United States | $2.62B | +25% | +31% | 9% | 33.9× | n/a | n/a |
| Euronet Worldwide EEFT | United States | $2.65B | +3% | +5% | 11% | 6.2× | n/a | n/a |
| PagSeguro Digital PAGS | United States | $2.11B | -25% | +11% | 38% | 4.5× | n/a | n/a |
| EVERTEC EVTC | United States | $2.00B | +40% | +16% | 20% | 7.8× | n/a | n/a |
| Marqeta MQ | United States | $1.93B | +11% | +17% | 2% | 38.5× | n/a | n/a |
| StoneCo STNE | United States | $1.83B | -30% | -30% | -130% | 3.7× | n/a | n/a |
| Shift4 Payments FOUR | United States | $3.47B | +3% | +32% | 10% | 8.4× | n/a | n/a |
| Paymentus PAY | United States | $3.70B | +20% | +26% | 8% | 32.3× | n/a | n/a |
| Remitly Global RELY | United States | $4.72B | -7% | +24% | 10% | 22.7× | n/a | n/a |
| Klarna KLAR | United States | $5.13B | -6% | +34% | -1% | 106.5× | n/a | n/a |
| WEX WEX | United States | $5.99B | +29% | +10% | 27% | 8.0× | n/a | n/a |
| Katapult KPLT | United States | $939M | +64% | +13% | 17% | n/a | n/a | n/a |
| PicS PICS | United States | $889M | -44% | +89% | 6% | 2.8× | n/a | n/a |
| Paysign PAYS | United States | $829M | +155% | +47% | 17% | 40.3× | n/a | n/a |
| Cass Information Systems CASS | United States | $694M | +14% | +2% | 22% | 15.7× | n/a | n/a |