Employees: 2,615
Size PRA (PRAA) is a United States Financials company (Miscellaneous Commercial Services) with a market value of $486M, the 2717th largest of 3,117 United States companies the cockpit tracks. Shares closed at $12.92 on 6 Nov 2026.
Performance Over six months the shares fell 32.6%, against +11.4% for the median peer and -1.1% for the United States market (cap-weighted) — 2nd lowest of 10 in its peer set.
Growth Revenue grew 12.2% over the last twelve months (peer median +12.3%); the operating margin is 37.2% (peer median 5.7%).
Valuation It trades at 0.47× book value against a peer median of 0.89× (cheapest of 9).
Price implies The share price implies a return on equity of about 6.6%; PRA delivers -22.3%, so the price asks more than the business earns today.
Credit PRA has 4 bonds outstanding ($1.68B), rated BB by the agencies and trading like BB- at a weighted spread of 275 bp.
Short interest Short interest is 2.4% of the free float (15 Oct 2026).
Next results Next results expected around 1 Mar 2027 (exchange calendar; dates can move).
| TTM | FY2025 | FY2024 | FY2023 | FY2022 | |
|---|---|---|---|---|---|
| Revenue | $1.33B | $1.25B | $1.14B | $826M | $966M |
| Revenue growth | — | +10% | +38% | -14% | — |
| Gross profit | $879M | $834M | $778M | $528M | $679M |
| EBITDA | $506M | $429M | $378M | $134M | $339M |
| Net income | -$265M | -$305M | $70.6M | -$83.5M | $117M |
| Free cash flow | -$37.8M | -$90.4M | -$98.6M | -$100M | $8.34M |
| Capital expenditure | $6.45M | $4.82M | $4.04M | $2.89M | $13.3M |
| Total debt | $3.89B | $3.84B | $3.53B | $3.08B | $2.67B |
The default views of Competitor Analysis ▸ Charts, drawn from the same data. Open them in the cockpit to change the axes, pin companies and read every value.
Peer set: Industry: the same industry and sector in any market, nearest in size. This is the same default set the interactive Competitor Analysis opens with.
| Measure | PRAA | Peer median | Rank in peer set |
|---|---|---|---|
| 1-month return | -36.4% | +0.4% | 2nd lowest of 10 |
| 6-month return | -32.6% | +11.4% | 2nd lowest of 10 |
| Return on equity | -22.2% | 15.8% | 3rd lowest of 9 |
| Price / book | 0.47× | 0.89× | cheapest of 9 |
| ROE the price implies | 6.6% | 12.6% | 2nd least demanding of 9 |
| ROE delivered | -22.3% | 15.8% | 3rd lowest of 9 |
| Bond spread | 275 bp | n/a | — |
| Company | Market | Market cap | 6M return | Revenue growth | ROE | Price / book | Implied ROE | Delivered ROE |
|---|---|---|---|---|---|---|---|---|
| PRA PRAA | United States | $486M | -33% | +12% | -22% | 0.47× | 6.6% | -22.3% |
| Acacia Research ACTG | United States | $415M | -9% | +12% | -3% | 0.62× | 6.0% | -2.8% |
| Repay RPAY | United States | $388M | +24% | +9% | -30% | 0.77× | 11.9% | -30.3% |
| Paysafe PSFE | United States | $349M | -28% | +5% | -30% | 0.60× | 9.5% | -30.3% |
| Cass Information Systems CASS | United States | $694M | +14% | +2% | 16% | 3.06× | 15.3% | 16.2% |
| Paysign PAYS | United States | $829M | +155% | +47% | 31% | 13.78× | 92.0% | 30.8% |
| PicS PICS | United States | $889M | -44% | +89% | 31% | 0.73× | 12.3% | 30.5% |
| Katapult KPLT | United States | $939M | +64% | +13% | n/a | n/a | n/a | n/a |
| StoneCo STNE | United States | $1.83B | -30% | -30% | 34% | 1.00× | 12.9% | 34.2% |
| Marqeta MQ | United States | $1.93B | +11% | +17% | 15% | 2.31× | 19.1% | 15.4% |
PRA has 4 bonds outstanding with $1.68B face value. The agencies rate it BB; its bonds trade like BB-. Weighted yield 6.92%, a spread of 275 bp over government bonds.